Everything You Should Know Before Moving to Cowgill, MO
Considering a move to Cowgill, MO? This small and friendly town of 183 residents offers affordable living, with median home prices around $78,000 and average rents near $650. Crime rates are low, and commutes average about 28 minutes, offering a peaceful rural lifestyle. While educational attainment and income levels are modest, you'll find a close-knit community, nearby schools, and easy access to regional healthcare, all set in a climate with 59% sunny days and classic Missouri seasons.
Demographics - Cowgill, MO
Demographics - Cowgill, MO
Cowgill is a small, close-knit community with 183 residents and a population density of 480 people per square mile. The median age is 44.2, and the town is predominantly White, with a balanced gender ratio and a very small percentage of non-English speakers. This makes Cowgill an appealing choice for those seeking a peaceful, rural environment.
Population:
183
Density:
480 per sq mi
Median Age:
44.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
95.1%
Black:
0.0%
Asian:
0.0%
Others:
4.9%
Cost Of Living
What is the average cost of living in Cowgill, MO?
Living in Cowgill is highly affordable, with a median home value of $78,000 and average rent at $650. The overall cost of living index is 78.4, well below the national average, making it an attractive option for budget-conscious individuals and families. Utilities and groceries remain reasonably priced, further enhancing the town's affordability.
Median House Value:
$78,000
Gross Rent:
$650
Monthly Electricity Charges:
$120
Auto Insurance:
$1,180
House Owner Cost With Mortgage:
$900
House Owner Cost Without Mortgage:
$305
State Taxes:
Low:
1.5%
|
High:
5.4%
Cost Of Living Index:
78.4
Grocery:
93.2
Housing:
51.0
Utilities:
98.5
Transportation:
85.0
Health Care:
95.7
Miscellaneous:
87.0
Crime
Is Cowgill, MO a safe place to live?
Cowgill experiences low crime rates, with only 210 violent crimes and 1,540 property crimes per 100,000 residents. Residents enjoy a sense of safety, with the chance of being a victim of violent crime at just 1 in 476. This contributes to the town’s reputation as a secure and welcoming place to live.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,540
Crime Index:
1,750
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 65
Weather
What is the weather like in Cowgill, MO year-round?
Cowgill enjoys classic Midwest weather, featuring cold winters with lows around 19°F and warm summers reaching up to 88°F. The town sees about 39 inches of rainfall annually and experiences sunshine 59% of the year. These conditions offer residents distinct seasonal changes ideal for those who appreciate traditional four-season living.

Winter
Min:
19°F
Max:
37°F

Spring
Min:
44°F
Max:
68°F

Summer
Min:
66°F
Max:
88°F

Fall
Min:
45°F
Max:
70°F
Average Rainfall Inches:
39 inches
Sunny Days Percentage:
59%
Neighbors
Cowgill residents have a median household income of $45,600, with a poverty rate of 17.2%. Most neighbors commute about 27.5 minutes to work, and public transportation use is nonexistent, reflecting the rural setting. Education levels are modest, with over 83% holding a high school diploma or higher.
Median Income:
$29,000
Household Income:
$45,600
Family Income:
$52,100
Per Capita Income:
$22,400
Income Male:
$31,200
Income Female:
$23,800
Poverty Rate:
17.2%
Non English Speakers:
2.5%
Rent:
$650
Unemployment Rate:
4.1%
Public Transport Usage:
0.0%
Commute Time:
27.5 minutes

Education
High School or Higher:
83.2%
Bachelors or More:
10.5%
Education
How are the schools in Cowgill, MO?
Local students attend nearby public schools such as Polo R-VII Elementary and Polo High School, both known for small class sizes and personalized attention. While there are no private schools, higher education is accessible through colleges like Missouri Valley College and the University of Central Missouri, both within a 65-mile radius. This provides a solid educational foundation from elementary through college for Cowgill residents.

Public Schools
Name:
Polo R-VII Elementary School
Street:
300 W School St, Polo, MO 64671
Phone:
660-354-2200
Students:
200
Student Teacher Ratio:
11.5
Name:
Polo High School
Street:
300 W School St, Polo, MO 64671
Phone:
660-354-2326
Students:
160
Student Teacher Ratio:
12.1

Colleges
Name:
Missouri Valley College
City:
Marshall
State:
MO
Distance:
61 miles
Students:
1,500
Name:
University of Central Missouri
City:
Warrensburg
State:
MO
Distance:
63 miles
Students:
11,600
Healthcare
Residents benefit from proximity to major hospitals like Liberty Hospital and Cameron Regional Medical Center, both offering emergency services. With 1.1 physicians per 1,000 people and 88.4% health insurance coverage, basic healthcare needs are well-supported. The local healthcare index of 71.2 indicates access to quality medical services nearby.

Major Hospitals
Name:
Liberty Hospital
Address:
2525 Glenn Hendren Dr, Liberty, MO 64068
Phone:
(816) 781-7200
Type:
General & Surgical
Emergency Services:
Yes
Name:
Cameron Regional Medical Center
Address:
1600 E Evergreen St, Cameron, MO 64429
Phone:
(816) 632-2101
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
88.4%
Health Care Index:
71.2
Housing Market
What is the housing market like in Cowgill, MO?
Cowgill’s housing market is highly accessible, with a median home price of $78,000 and most residents owning their homes. Average rent for a two-bedroom is $650, and the owner-occupied rate is a strong 76%. The community also sees steady property appreciation and a low foreclosure rate, making it a stable place to invest in real estate.
Median Home Price:
$78,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
76.0%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.3%
Foreclosure Rate:
0.9%
DMV Information
Cowgill residents handle motor vehicle and licensing needs through the Missouri Department of Revenue's Motor Vehicle Bureau in Jefferson City. The DMV provides a full range of driver and vehicle services, accessible both online and by phone. This ensures convenient support for all licensing and registration requirements.
State:
Missouri
Department:
Missouri Department of Revenue - Motor Vehicle Bureau
Address:
301 West High Street, Jefferson City, MO 65101
Phone:
573-526-3669
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.