Everything You Should Know Before Moving to Cozad, NE
Thinking of moving to Cozad, NE? This friendly town of 3,736 offers affordable living with a median home price of just $122,000 and average rent at $720. Residents enjoy short 14-minute commutes, low unemployment, and 65% sunny days each year. Crime rates are below national averages, and the local schools provide a supportive environment for families. With its relaxed pace, low cost of living, and tight-knit community, Cozad is a great place to call home in central Nebraska.
Demographics - Cozad, NE
Cozad, Nebraska, is a small city of 3,736 residents with a median age of 39.8, offering a balanced gender ratio and a predominantly White population. With nearly 10% of residents speaking a language other than English at home, the community is welcoming and modestly diverse. The city's comfortable population density fosters a close-knit, neighborly atmosphere.
Population:
3,736
Density:
1,035 per sq mi
Median Age:
39.8
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
9.8%
Ethnic Composition
White:
89.2%
Black:
0.7%
Asian:
0.6%
Others:
9.5%
Cost Of Living
What is the average cost of living in Cozad, NE?
Living in Cozad is notably affordable, with a median home value of $122,000 and average rent of $720, well below national averages. Utility, grocery, and healthcare costs are also lower than the U.S. average, making the city an attractive choice for budget-conscious movers. Nebraska's state taxes range moderately, and overall cost of living is 18% below the national index.
Median House Value:
$122,000
Gross Rent:
$720
Monthly Electricity Charges:
$120
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$1,070
House Owner Cost Without Mortgage:
$440
State Taxes:
Low:
2.46%
|
High:
6.84%
Cost Of Living Index:
81.5
Grocery:
94.0
Housing:
62.0
Utilities:
99.5
Transportation:
85.2
Health Care:
97.3
Miscellaneous:
91.4
Crime
Is Cozad, NE a safe place to live?
Cozad enjoys lower-than-average crime, with a violent crime rate of 215 per 100,000 and property crime at 1,740 per 100,000. Residents have a 1 in 465 chance of violent crime, suggesting a safe environment for families and individuals. The city's overall crime index reflects a secure, community-focused setting.
Violent Crimes Per 100k:
215
Property Crimes Per 100k:
1,740
Crime Index:
1,955
Chance Of Violent Crime:
1 in 465
Chance Of Property Crime:
1 in 57
Weather
What is the weather like in Cozad, NE year-round?
Cozad experiences four distinct seasons, with warm summers reaching highs near 89°F and cold winters dropping to 14°F. The city enjoys around 65% sunny days and receives approximately 26.5 inches of rainfall annually. This climate offers a mix of outdoor opportunities throughout the year.
Winter
Min:
14°F
Max:
36°F
Spring
Min:
37°F
Max:
65°F
Summer
Min:
61°F
Max:
89°F
Fall
Min:
40°F
Max:
68°F
Average Rainfall Inches:
26.5 inches
Sunny Days Percentage:
65%
Neighbors
The Cozad community features a median household income of $58,900 and a low unemployment rate of 2.8%, reflecting strong local employment. Most residents commute just under 14 minutes, and over 89% have completed high school. The area maintains a moderate poverty rate of 11.3% and values education and stability.
Median Income:
$34,000
Household Income:
$58,900
Family Income:
$68,200
Per Capita Income:
$27,800
Income Male:
$37,000
Income Female:
$29,600
Poverty Rate:
11.3%
Non English Speakers:
9.8%
Rent:
$720
Unemployment Rate:
2.8%
Public Transport Usage:
0.2%
Commute Time:
13.6 minutes
Education
High School or Higher:
89.6%
Bachelors or More:
18.2%
Education
How are the schools in Cozad, NE?
Cozad offers a supportive public school system with favorable student-teacher ratios, including Cozad Elementary and Cozad High School. Families benefit from nearby higher education options like Central Community College in Lexington, just 15 miles away. The city values educational attainment, with nearly 90% of residents holding a high school diploma or higher.
Public Schools
Name:
Cozad Elementary School
Street:
420 East 14th St
Phone:
308-784-3462
Students:
480
Student Teacher Ratio:
12.5
Name:
Cozad High School
Street:
1710 Meridian Ave
Phone:
308-784-2744
Students:
330
Student Teacher Ratio:
13.6
Colleges
Name:
Central Community College - Lexington Center
City:
Lexington
State:
NE
Distance:
15 miles
Students:
500
Healthcare
Cozad residents have access to Cozad Community Hospital, which provides general and emergency care locally. Healthcare coverage is high, with 91% insured and a ratio of 1.5 physicians per 1,000 people, ensuring most healthcare needs are met within the community. The city's healthcare index highlights reliable access to essential services.
Major Hospitals
Name:
Cozad Community Hospital
Address:
300 East 12th St, Cozad, NE 69130
Phone:
(308) 784-2261
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
91.2%
Health Care Index:
71.0
Housing Market
What is the housing market like in Cozad, NE?
Cozad's housing market is stable and affordable, with a median home price of $122,000 and average rent for a two-bedroom at $720. Most homes are owner-occupied, and the area sees modest home appreciation and low foreclosure rates. The rental vacancy rate is healthy, offering options for both buyers and renters.
Median Home Price:
$122,000
Average Rent For 2 Bedroom:
$720
Owner Occupied Rate:
64.8%
Rental Vacancy Rate:
6.6%
Home Appreciation Rate (1yr):
3.9%
New Construction Rate:
0.8%
Foreclosure Rate:
0.4%
DMV Information
Residents can access vehicle and licensing services through the Nebraska Department of Motor Vehicles, headquartered in Lincoln. The DMV offers comprehensive resources both online and in-person for all motor vehicle needs. Local residents are supported by a straightforward, statewide system.
State:
Nebraska
Department:
Nebraska Department of Motor Vehicles
Address:
301 Centennial Mall S, Lincoln, NE 68509
Phone:
402-471-3985
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.