Everything You Should Know Before Moving to Cozy Lake, NJ
Considering a move to Cozy Lake, NJ? This close-knit community of about 2,100 residents offers affordable living, with median home prices around $362,000 and average rent for a 2-bedroom at $1,620. Residents enjoy a low violent crime rate (68 per 100K), strong owner-occupancy, and good access to local schools. Expect a typical New Jersey climate with 53% sunny days, and a commute averaging 36 minutes. Cozy Lake is perfect for those seeking small-town charm with easy access to nature and regional amenities.
Demographics - Cozy Lake, NJ
Demographics - Cozy Lake, NJ
Cozy Lake is a small, close-knit New Jersey community of around 2,100 residents, characterized by a predominantly White population and a median age of 43.2 years. The gender balance is nearly even, and about 8% of residents speak a language other than English at home. This diverse but stable demographic base fosters a welcoming suburban atmosphere.
Population:
2,100
Density:
950 per sq mi
Median Age:
43.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
8.2%
Ethnic Composition
White:
88.0%
Black:
2.5%
Asian:
2.1%
Others:
7.4%
Cost Of Living
What is the average cost of living in Cozy Lake, NJ?
The cost of living in Cozy Lake is moderately high, with a cost of living index of 119.1, mainly driven by housing expenses. Median home values stand at $362,000, and the average rent for a two-bedroom apartment is $1,620, reflecting a market typical of suburban New Jersey. Utilities and groceries are also above the national average, but many residents find the quality of life worth the investment.
Median House Value:
$362,000
Gross Rent:
$1,620
Monthly Electricity Charges:
$140
Auto Insurance:
$1,620
House Owner Cost With Mortgage:
$2,020
House Owner Cost Without Mortgage:
$580
State Taxes:
Low:
1.4%
|
High:
10.75%
Cost Of Living Index:
119.1
Grocery:
115.3
Housing:
125.0
Utilities:
109.2
Transportation:
115.7
Health Care:
108.1
Miscellaneous:
106.7
Crime
Is Cozy Lake, NJ a safe place to live?
Cozy Lake boasts a low violent crime rate of just 68 incidents per 100,000 people, making it a safe option for families and individuals alike. Property crime is also relatively modest, with a 1 in 116 chance of being affected. Residents enjoy peace of mind thanks to these reassuringly low crime rates.
Violent Crimes Per 100k:
68
Property Crimes Per 100k:
860
Crime Index:
928
Chance Of Violent Crime:
1 in 1,470
Chance Of Property Crime:
1 in 116
Weather
What is the weather like in Cozy Lake, NJ year-round?
Residents of Cozy Lake experience all four seasons, with cold winters averaging lows in the 20s and warm summers reaching into the low 80s. The area receives about 48.5 inches of rainfall annually and enjoys sunshine 53% of the year. This climate supports plenty of outdoor activities throughout the changing seasons.
Winter
Min:
20°F
Max:
37°F
Spring
Min:
42°F
Max:
63°F
Summer
Min:
60°F
Max:
82°F
Fall
Min:
44°F
Max:
65°F
Average Rainfall Inches:
48.5 inches
Sunny Days Percentage:
53%
Neighbors
The median household income in Cozy Lake is $90,100, with a poverty rate of just 7.3%, indicating a generally comfortable standard of living. Most residents are well-educated, with over 92% holding at least a high school diploma and nearly 34% having a bachelor's degree or higher. The average commute time is around 36 minutes, reflecting the town’s balance of tranquility and regional connectivity.
Median Income:
$41,200
Household Income:
$90,100
Family Income:
$98,600
Per Capita Income:
$38,200
Income Male:
$49,800
Income Female:
$41,600
Poverty Rate:
7.3%
Non English Speakers:
8.2%
Rent:
$1,620
Unemployment Rate:
4.9%
Public Transport Usage:
1.1%
Commute Time:
36.2 minutes
Education
High School or Higher:
92.1%
Bachelors or More:
33.8%
Education
How are the schools in Cozy Lake, NJ?
Cozy Lake is served by well-rated public schools such as Ellen T. Briggs Elementary and Jefferson Township Middle School, both offering favorable student-teacher ratios. Private options and nearby colleges, including the County College of Morris and Montclair State University, provide ample educational opportunities for all age groups. The community values education, as seen in its high graduation and college attainment rates.
Public Schools
Name:
Ellen T. Briggs Elementary School
Street:
1 Jefferson Dr
Phone:
973-663-0900
Students:
320
Student Teacher Ratio:
11.5
Name:
Jefferson Township Middle School
Street:
1000 Weldon Rd
Phone:
973-697-1980
Students:
750
Student Teacher Ratio:
12.8
Private Schools
Name:
The Craig School
Street:
10 Tower Hill Rd
Phone:
973-334-1234
Students:
160
Colleges
Name:
County College of Morris
City:
Randolph
State:
NJ
Distance:
14 miles
Students:
8,500
Name:
Montclair State University
City:
Montclair
State:
NJ
Distance:
28 miles
Students:
21,000
Healthcare
Access to healthcare in Cozy Lake is strong, with major hospitals such as Newton Medical Center and Saint Clare's Hospital nearby, both offering emergency services. There are 2.2 physicians per 1,000 residents, and over 92% of the population has health insurance coverage. The town maintains a favorable healthcare index, contributing to residents' peace of mind.
Major Hospitals
Name:
Newton Medical Center
Address:
175 High St, Newton, NJ 07860
Phone:
(973) 383-2121
Type:
General & Surgical
Emergency Services:
Yes
Name:
Saint Clare's Hospital – Dover
Address:
400 W Blackwell St, Dover, NJ 07801
Phone:
(973) 989-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
92.5%
Health Care Index:
72.8
Housing Market
What is the housing market like in Cozy Lake, NJ?
Cozy Lake features a stable housing market with a median home price of $362,000 and an 80.5% owner-occupancy rate, reflecting a preference for homeownership. Renters can expect average rates around $1,620 for a two-bedroom, and the area has seen a 4.3% home appreciation rate over the past year. Low vacancy and foreclosure rates indicate a healthy and desirable market.
Median Home Price:
$362,000
Average Rent For 2 Bedroom:
$1,620
Owner Occupied Rate:
80.5%
Rental Vacancy Rate:
4.7%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.7%
Foreclosure Rate:
0.6%
DMV Information
DMV services for Cozy Lake are provided by the New Jersey Motor Vehicle Commission, located in Trenton. Residents can access driver licensing, registration, and other vehicle services either online or in person. The commission offers convenient resources for all motor vehicle needs in the state.
State:
New Jersey
Department:
New Jersey Motor Vehicle Commission
Address:
225 E. State Street, Trenton, NJ 08666
Phone:
1-609-292-6500
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.