Everything You Should Know Before Moving to Cresaptown, MD
Considering a move to Cresaptown, MD? This small, friendly community of 5,372 offers affordable living, with median home prices around $165,000 and average rents at just $810. Residents enjoy a relaxed pace, manageable average commutes of 24 minutes, and a low cost of living index of 81.2. Violent crime rates are below national averages, and the area is served by well-rated local schools and nearby healthcare at UPMC Western Maryland. With four-season weather and a high rate of homeownership, Cresaptown is a great choice for those seeking value and small-town charm.
Demographics - Cresaptown, MD
Demographics - Cresaptown, MD
Cresaptown is a close-knit community of 5,372 residents, with a median age of 45.4 and a population density of 1,288 people per square mile. The area is predominantly White, with a small percentage of Black, Asian, and other ethnic groups, and about 3.5% of residents speak a language other than English at home. The balanced gender ratio and mature age profile contribute to its stable, welcoming atmosphere.
Population:
5,372
Density:
1,288 per sq mi
Median Age:
45.4
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
89.2%
Black:
6.2%
Asian:
0.8%
Others:
3.8%
Cost Of Living
What is the average cost of living in Cresaptown, MD?
Living in Cresaptown is highly affordable, with a median home value of $165,000 and average monthly rent of $810. The overall cost of living index stands at 81.2, making it significantly lower than the national average, especially in housing and transportation. Residents benefit from modest utility costs and state tax rates ranging from 2.0% to 5.75%.
Median House Value:
$165,000
Gross Rent:
$810
Monthly Electricity Charges:
$125
Auto Insurance:
$1,190
House Owner Cost With Mortgage:
$1,240
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
81.2
Grocery:
93.6
Housing:
53.7
Utilities:
106.0
Transportation:
85.3
Health Care:
94.1
Miscellaneous:
99.2
Crime
Is Cresaptown, MD a safe place to live?
Cresaptown experiences relatively low crime, with a violent crime rate of 286 incidents per 100,000 people and a property crime rate of 1,460 per 100,000. The chance of being affected by violent crime is 1 in 350, offering peace of mind for families and individuals alike. The community's crime index reflects a safer environment compared to many urban areas.
Violent Crimes Per 100k:
286
Property Crimes Per 100k:
1,460
Crime Index:
1,746
Chance Of Violent Crime:
1 in 350
Chance Of Property Crime:
1 in 68
Weather
What is the weather like in Cresaptown, MD year-round?
Cresaptown enjoys all four seasons, with warm summers reaching highs of 85°F and cold winters dipping to 23°F. The area receives about 41 inches of rainfall annually and sees sunshine around 56% of the year. This climate offers residents a balanced mix of outdoor opportunities and traditional seasonal changes.

Winter
Min:
23°F
Max:
39°F

Spring
Min:
41°F
Max:
67°F

Summer
Min:
61°F
Max:
85°F

Fall
Min:
44°F
Max:
69°F
Average Rainfall Inches:
41.0 inches
Sunny Days Percentage:
56%
Neighbors
Local households in Cresaptown have a median income of $56,210, with a poverty rate below 10% and an average commute of just under 24 minutes. The community values education, as over 90% of adults have completed high school, and unemployment remains moderate at 5.1%. Most residents drive to work, reflecting the area’s suburban, family-friendly character.
Median Income:
$32,800
Household Income:
$56,210
Family Income:
$62,500
Per Capita Income:
$23,750
Income Male:
$34,900
Income Female:
$29,200
Poverty Rate:
9.8%
Non English Speakers:
3.5%
Rent:
$810
Unemployment Rate:
5.1%
Public Transport Usage:
0.5%
Commute Time:
23.8 minutes

Education
High School or Higher:
90.1%
Bachelors or More:
14.7%
Education
How are the schools in Cresaptown, MD?
Families benefit from well-regarded public schools like Cresaptown Elementary and Braddock Middle, offering favorable student-teacher ratios around 14:1. Higher education is easily accessible at Allegany College of Maryland, located just four miles away. The area’s strong educational infrastructure supports learners of all ages.

Public Schools
Name:
Cresaptown Elementary School
Street:
13202 Cresaptown Rd
Phone:
301-729-0212
Students:
330
Student Teacher Ratio:
14.2
Name:
Braddock Middle School
Street:
909 Holland St, Cumberland, MD
Phone:
301-777-7990
Students:
650
Student Teacher Ratio:
13.6

Colleges
Name:
Allegany College of Maryland
City:
Cumberland
State:
MD
Distance:
4 miles
Students:
2,800
Healthcare
Residents have access to quality healthcare at UPMC Western Maryland, a full-service hospital nearby. With 1.8 physicians per 1,000 people and over 93% health insurance coverage, the city provides reliable medical services and emergency care. The healthcare index of 73.8 suggests generally favorable access compared to national standards.

Major Hospitals
Name:
UPMC Western Maryland
Address:
12500 Willowbrook Rd, Cumberland, MD 21502
Phone:
(240) 964-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
93.1%
Health Care Index:
73.8
Housing Market
What is the housing market like in Cresaptown, MD?
Cresaptown’s housing market is attractive to buyers, with a median home price of $165,000 and a high owner-occupancy rate of 74.2%. Rental options are available at an average of $810 for a two-bedroom, and the area sees modest home appreciation of 3.9% annually. Low foreclosure and vacancy rates indicate a stable, desirable housing market.
Median Home Price:
$165,000
Average Rent For 2 Bedroom:
$810
Owner Occupied Rate:
74.2%
Rental Vacancy Rate:
9.7%
Home Appreciation Rate (1yr):
3.9%
New Construction Rate:
0.6%
Foreclosure Rate:
0.7%
DMV Information
Cresaptown residents can access DMV services at the Maryland Motor Vehicle Administration office in nearby Cumberland. The office offers licensing, registration, and other vehicle-related services both in person and online, ensuring local convenience. For assistance, residents can call 1-410-768-7000 or visit the official website.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
13300 Winchester Road SW, Cumberland, MD 21502
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.