Everything You Should Know Before Moving to Cross City, FL
Considering a move to Cross City, FL? With a small-town population of about 1,668 and affordable living—median home prices at $110,000 and average rents around $760—Cross City is an accessible choice for budget-conscious movers. Residents enjoy mild winters, 66% sunny days, and short average commutes of just 20 minutes. While crime rates are higher than state averages, the strong sense of community, basic local healthcare services, and easy access to nature make Cross City a unique rural Florida destination. Explore housing, schools, and local amenities below to see if Cross City is right for you.
Demographics - Cross City, FL
Demographics - Cross City, FL
Cross City is a close-knit community of around 1,668 residents, with a median age of 38 and a balanced gender ratio. The population is predominantly White, with a significant Black community, and about 4.5% speak a language other than English at home. The town offers a friendly small-town atmosphere ideal for those seeking a slower pace of life.
Population:
1,668
Density:
1,000 per sq mi
Median Age:
38.2
Gender Ratio:
101 males per 100 females
Non-English Speakers Percentage:
4.5%
Ethnic Composition
White:
74.5%
Black:
18.3%
Asian:
0.5%
Others:
6.7%
Cost Of Living
What is the average cost of living in Cross City, FL?
Living in Cross City is affordable, with a cost of living index well below the national average and median home values at $110,000. Rent is modest at about $760 per month, and Florida’s 0% state income tax keeps overall expenses low. Groceries, utilities, and healthcare costs are also generally below national levels, making it attractive for budget-minded residents.
Median House Value:
$110,000
Gross Rent:
$760
Monthly Electricity Charges:
$130
Auto Insurance:
$2,035
House Owner Cost With Mortgage:
$960
House Owner Cost Without Mortgage:
$330
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
83.1
Grocery:
94.3
Housing:
70.8
Utilities:
97.6
Transportation:
90.4
Health Care:
95.1
Miscellaneous:
93.2
Crime
Is Cross City, FL a safe place to live?
Crime rates in Cross City are higher than average, with a 1 in 312 chance of being a victim of violent crime and a 1 in 41 chance for property crime. While safety may be a concern, many residents value the strong sense of community and rural lifestyle. It's important for newcomers to consider neighborhood safety when choosing a home.
Violent Crimes Per 100k:
320
Property Crimes Per 100k:
2,450
Crime Index:
2,770
Chance Of Violent Crime:
1 in 312
Chance Of Property Crime:
1 in 41
Weather
What is the weather like in Cross City, FL year-round?
Cross City boasts mild winters with lows around 42°F and warm summers peaking near 92°F. The area enjoys about 66% sunny days each year and receives over 55 inches of rainfall, contributing to its lush, green surroundings. Residents experience pleasant year-round outdoor conditions typical of North Florida.
Winter
Min:
42°F
Max:
67°F
Spring
Min:
57°F
Max:
80°F
Summer
Min:
71°F
Max:
92°F
Fall
Min:
58°F
Max:
81°F
Average Rainfall Inches:
55.2 inches
Sunny Days Percentage:
66%
Neighbors
The community features a median household income of $34,800 and a family income of $41,900, with a poverty rate of about 25%. Most adults have at least a high school education, and average commute times are short at just over 20 minutes. Public transportation is limited, so most residents rely on personal vehicles.
Median Income:
$28,600
Household Income:
$34,800
Family Income:
$41,900
Per Capita Income:
$16,500
Income Male:
$29,700
Income Female:
$25,200
Poverty Rate:
25.3%
Non English Speakers:
4.5%
Rent:
$760
Unemployment Rate:
6.7%
Public Transport Usage:
0.3%
Commute Time:
20.1 minutes
Education
High School or Higher:
75.8%
Bachelors or More:
8.2%
Education
How are the schools in Cross City, FL?
Families in Cross City have access to local public schools such as Dixie County High School and Ruth Rains Middle School, both with favorable student-teacher ratios. A nearby private school option and proximity to Santa Fe College in Gainesville, just 54 miles away, offer educational pathways for all ages. The community supports basic educational needs in a small-town setting.
Public Schools
Name:
Dixie County High School
Street:
17924 SE Hwy 19
Phone:
352-498-6410
Students:
520
Student Teacher Ratio:
17.5
Name:
Ruth Rains Middle School
Street:
981 SE Hwy 351
Phone:
352-498-1346
Students:
350
Student Teacher Ratio:
16.8
Private Schools
Name:
New Beginnings Christian School
Street:
191 SE Hwy 351
Phone:
352-498-7111
Students:
85
Colleges
Name:
Santa Fe College
City:
Gainesville
State:
FL
Distance:
54 miles
Students:
12,600
Healthcare
Cross City offers essential healthcare services, including a local rehabilitation center and access to a general hospital in nearby Perry. With 1.1 physicians per 1,000 residents and over 82% health insurance coverage, basic medical needs are met locally. More specialized care is available within a reasonable driving distance.
Major Hospitals
Name:
Cross City Rehabilitation and Health Center
Address:
583 NE 351 Hwy, Cross City, FL 32628
Phone:
(352) 498-2005
Type:
Skilled Nursing & Rehabilitation
Emergency Services:
No
Name:
Doctors' Memorial Hospital
Address:
333 N Byron Butler Pkwy, Perry, FL 32347
Phone:
(850) 584-0800
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
82.5%
Health Care Index:
78.0
Housing Market
What is the housing market like in Cross City, FL?
The housing market in Cross City is accessible, with median home prices at $110,000 and an average rent for a two-bedroom at $760. Homeownership is high, with over 73% of residents owning their homes, and recent home appreciation rates suggest a stable investment. Vacancy and foreclosure rates remain low, indicating a steady market.
Median Home Price:
$110,000
Average Rent For 2 Bedroom:
$760
Owner Occupied Rate:
73.2%
Rental Vacancy Rate:
10.1%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
Residents handle vehicle registration and licensing at the local branch of the Florida Department of Highway Safety and Motor Vehicles, conveniently located in town. The office provides standard DMV services and can be reached by phone or through the state website. Living in Cross City means easy access to necessary motor vehicle services without long travel times.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
16328 SE Hwy 19, Cross City, FL 32628
Phone:
(352) 498-1248
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.