Everything You Should Know Before Moving to Cross Creek, FL
Thinking of relocating to Cross Creek, FL? With a small population of around 1,500, Cross Creek offers tranquil rural living, affordable home prices at $225,000, and rents averaging $1,170. Residents enjoy a lower cost of living, mild winters, and a high rate of sunny days. Commutes average 27 minutes, crime rates are moderate, and nearby Gainesville provides quality healthcare and education, including the University of Florida. Explore Cross Creek for a relaxed pace, access to nature, and budget-friendly living.
Demographics - Cross Creek, FL
Demographics - Cross Creek, FL
Cross Creek, FL is a small rural community of about 1,500 residents, with a median age of 51, reflecting a mature population. The area is primarily White (78%), with a notable Black population (15%) and a balanced gender ratio. About 7.5% of residents speak a language other than English at home, contributing to a modest level of diversity.
Population:
1,500
Density:
60 per sq mi
Median Age:
51.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
7.5%
Ethnic Composition
White:
78.0%
Black:
15.0%
Asian:
1.5%
Others:
5.5%
Cost Of Living
What is the average cost of living in Cross Creek, FL?
Living in Cross Creek is affordable, with a median home value of $225,000 and average rent around $1,170 per month. The overall cost of living index is below the national average, and Florida’s lack of state income tax helps residents stretch their budgets further. Utilities and transportation costs are moderate, making the area appealing for cost-conscious movers.
Median House Value:
$225,000
Gross Rent:
$1,170
Monthly Electricity Charges:
$135
Auto Insurance:
$2,100
House Owner Cost With Mortgage:
$1,250
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
93.2
Grocery:
97.0
Housing:
88.0
Utilities:
104.0
Transportation:
96.5
Health Care:
97.2
Miscellaneous:
94.5
Crime
Is Cross Creek, FL a safe place to live?
Cross Creek experiences moderate crime, with violent crime rates at 233 per 100,000 and property crime rates at 1,590 per 100,000 residents. The chance of being a victim of violent crime is about 1 in 430, while property crime risk is about 1 in 63. These rates suggest a need for standard precautions, but they are not unusually high for a rural area.
Violent Crimes Per 100k:
233
Property Crimes Per 100k:
1,590
Crime Index:
1,823
Chance Of Violent Crime:
1 in 430
Chance Of Property Crime:
1 in 63
Weather
What is the weather like in Cross Creek, FL year-round?
Residents enjoy mild winters with lows around 45°F and warm summers peaking at 92°F, complemented by about 65% sunny days each year. Annual rainfall averages just over 51 inches, supporting lush local scenery. The climate makes Cross Creek ideal for outdoor activities and those seeking temperate weather.
Winter
Min:
45°F
Max:
68°F
Spring
Min:
57°F
Max:
80°F
Summer
Min:
71°F
Max:
92°F
Fall
Min:
59°F
Max:
82°F
Average Rainfall Inches:
51.2 inches
Sunny Days Percentage:
65%
Neighbors
Typical households in Cross Creek earn about $52,500, with a per capita income of $27,400 and a poverty rate of 14.2%. Most neighbors commute about 27 minutes to work, and public transportation usage is minimal, reflecting a car-dependent community. The area has a solid educational base, with nearly 88% having at least a high school diploma.
Median Income:
$36,000
Household Income:
$52,500
Family Income:
$64,000
Per Capita Income:
$27,400
Income Male:
$39,000
Income Female:
$32,000
Poverty Rate:
14.2%
Non English Speakers:
7.5%
Rent:
$1,170
Unemployment Rate:
4.8%
Public Transport Usage:
0.5%
Commute Time:
27.1 minutes
Education
High School or Higher:
87.8%
Bachelors or More:
21.4%
Education
How are the schools in Cross Creek, FL?
Families in Cross Creek benefit from nearby public and private schools, including Lake Forest Elementary and St. Patrick Interparish School, both located in Gainesville. Higher education opportunities are easily accessible, with the University of Florida just 18 miles away. The local educational landscape supports lifelong learning from elementary to university level.
Public Schools
Name:
Lake Forest Elementary School
Street:
4401 SE 4th Ave, Gainesville, FL 32641
Phone:
352-955-6707
Students:
410
Student Teacher Ratio:
15.4
Private Schools
Name:
St. Patrick Interparish School
Street:
550 NE 16th Ave, Gainesville, FL 32601
Phone:
352-376-9878
Students:
320
Colleges
Name:
University of Florida
City:
Gainesville
State:
FL
Distance:
18 miles
Students:
55,000
Healthcare
Cross Creek is served by major regional medical facilities like UF Health Shands Hospital in nearby Gainesville, offering comprehensive emergency and specialty care. The area has about 2.1 physicians per 1,000 residents, and nearly 90% have health insurance coverage. Access to quality healthcare is convenient, with resources close by.
Major Hospitals
Name:
UF Health Shands Hospital
Address:
1600 SW Archer Rd, Gainesville, FL 32608
Phone:
(352) 265-0111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
89.5%
Health Care Index:
69.3
Housing Market
What is the housing market like in Cross Creek, FL?
The housing market in Cross Creek features a median home price of $225,000 and an average rent of $1,170 for a two-bedroom unit. Homeownership is high at 73.5%, and property values have appreciated by 7% over the past year. The market remains accessible for buyers and renters, with a relatively low foreclosure rate.
Median Home Price:
$225,000
Average Rent For 2 Bedroom:
$1,170
Owner Occupied Rate:
73.5%
Rental Vacancy Rate:
7.4%
Home Appreciation Rate (1yr):
7.0%
New Construction Rate:
1.2%
Foreclosure Rate:
0.6%
DMV Information
Residents handle vehicle registration and licensing through the Florida Department of Highway Safety and Motor Vehicles, located in Tallahassee. Services can also be accessed online at the state DMV website or via phone. The process is streamlined and consistent with Florida’s statewide standards.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
2900 Apalachee Parkway, Tallahassee, FL 32399
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.