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Moving to Cross Key, FL

Thinking of making a move to Cross Key, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cross Key, FL

Considering a move to Cross Key, FL? This welcoming community of 1,500 residents offers a blend of suburban charm and convenience, with median home prices around $420,000 and average rents near $2,250. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (72% annually), ideal for families and commuters alike. Explore Cross Key's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cross Key, FL

Cross Key has a population of 1,500 residents, offering a diverse community with a median age of nearly 46 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 82% White, 8% Black, and 2% Asian residents, and over 14% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,500
Density
120 per sq mi
Median Age
46.2
Gender Ratio
105 males per 100 females
Non-English Speakers Percentage
13.5%

Ethnic Composition

White
82.0%
Black
8.0%
Asian
2.0%
Others
8.0%

Cost Of Living

What is the average cost of living in Cross Key, FL?

The cost of living in Cross Key is higher than the national average, with a cost of living index of 128.0. Median home values are around $420,000 and average rents for a two-bedroom apartment are approximately $2,250. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$420,000
Gross Rent
$2,250
Monthly Electricity Charges
$165
Auto Insurance
$2,800
House Owner Cost With Mortgage
$2,350
House Owner Cost Without Mortgage
$850
State Taxes
Low: 0%| High: 0%
Cost Of Living Index
128.0
Grocery
116.0
Housing
140.0
Utilities
110.0
Transportation
125.0
Health Care
105.0
Miscellaneous
107.0

Crime

Is Cross Key, FL a safe place to live?

Cross Key is considered a safe community, with a low violent crime rate of 215 incidents per 100,000 residents and a property crime chance of 1 in 61. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
215
Property Crimes Per 100k
1,650
Crime Index
1,865
Chance Of Violent Crime
1 in 465
Chance Of Property Crime
1 in 61

Weather

What is the weather like in Cross Key, FL year-round?

Cross Key experiences four distinct seasons, with warm summers reaching highs of 91°F and cold winters dipping to 62°F. The area receives about 44 inches of rainfall annually and enjoys sunshine on 72% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
62°F
Max
75°F

Summer

Min
77°F
Max
91°F

Spring

Min
70°F
Max
83°F

Fall

Min
70°F
Max
84°F
Average Rainfall Inches
44 inches
Sunny Days Percentage
72%

Neighbors

The neighborhood boasts a healthy median household income of $61,500 and a low poverty rate of 11.8%. Over 87% of residents have at least a high school diploma, and nearly 25% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$36,000
Household Income
$61,500
Family Income
$70,000
Per Capita Income
$36,400
Income Male
$42,000
Income Female
$30,000
Poverty Rate
11.8%
Non English Speakers
13.5%
Rent
$2,250
Unemployment Rate
3.6%
Public Transport Usage
2.1%
Commute Time
27.5 minutes

Education

High School or Higher
86.7%
Bachelors or More
24.5%

Education

How are the schools in Cross Key, FL?

Cross Key offers quality education options, with public schools like Plantation Key School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Florida Keys Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Plantation Key School
Street
100 Lake Rd, Tavernier, FL 33070
Phone
305-853-3281
Students
490
Student Teacher Ratio
13.9

Private Schools

Name
St. Justin Martyr School
Street
105500 Overseas Hwy, Key Largo, FL 33037
Phone
305-451-0739
Students
180

Colleges

Name
Florida Keys Community College
City
Key West
State
FL
Distance
56 miles
Students
1,200

Healthcare

Cross Key residents have access to quality healthcare, with major hospitals like Mariners Hospital and Fishermen's Community Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 88.2% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Mariners Hospital
Address
91500 Overseas Hwy, Tavernier, FL 33070
Phone
(305) 434-3000
Type
General & Surgical
Emergency Services
Yes
Name
Fishermen's Community Hospital
Address
3301 Overseas Hwy, Marathon, FL 33050
Phone
(305) 434-1000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
88.2%
Health Care Index
70.0

Housing Market

What is the housing market like in Cross Key, FL?

The local housing market is strong, with a median home price of $420,000 and an owner-occupied rate of nearly 67%. The market has seen a 7.3% appreciation over the past year, and rental vacancy rates remain moderate at 9.8%. Cross Key offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$420,000
Average Rent For 2 Bedroom
$2,250
Owner Occupied Rate
67.2%
Rental Vacancy Rate
9.8%
Home Appreciation Rate (1yr)
7.3%
New Construction Rate
2.2%
Foreclosure Rate
0.7%

DMV Information

Residents of Cross Key handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Key West. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
3304 N Roosevelt Blvd, Key West, FL 33040
Phone
850-617-2000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cross Key, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cross Key, review the core fields on this page: population 1,500, median home value $420,000, average rent for 2 bedroom $2,250, commute time 27.5 minutes, and sunny days percentage 72%.

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