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Moving to Cross Key, FL

Thinking of making a move to Cross Key, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cross Key, FL

Considering a move to Cross Key, FL? This welcoming community of 1,200 residents offers a blend of suburban charm and convenience, with median home prices around $690,000 and average rents near $2,350. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (68% annually), ideal for families and commuters alike. Explore Cross Key's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cross Key, FL

Cross Key has a population of 1,200 residents, offering a diverse community with a median age of nearly 49 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 84% White, 5% Black, and 1% Asian residents, and over 17% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,200
Density
220 per sq mi
Median Age
48.9
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
16.8%

Ethnic Composition

White
84.0%
Black
4.5%
Asian
1.2%
Others
10.3%

Cost Of Living

What is the average cost of living in Cross Key, FL?

The cost of living in Cross Key is higher than the national average, with a cost of living index of 142.8. Median home values are around $690,000 and average rents for a two-bedroom apartment are approximately $2,350. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$690,000
Gross Rent
$2,350
Monthly Electricity Charges
$180
Auto Insurance
$2,450
House Owner Cost With Mortgage
$3,650
House Owner Cost Without Mortgage
$1,250
State Taxes
Low: 0.0%| High: 0.0%
Cost Of Living Index
142.8
Grocery
121.5
Housing
176.4
Utilities
128.7
Transportation
129.9
Health Care
112.3
Miscellaneous
115.1

Crime

Is Cross Key, FL a safe place to live?

Cross Key is considered a safe community, with a low violent crime rate of 260 incidents per 100,000 residents and a property crime chance of 1 in 56. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
260
Property Crimes Per 100k
1,780
Crime Index
2,040
Chance Of Violent Crime
1 in 385
Chance Of Property Crime
1 in 56

Weather

What is the weather like in Cross Key, FL year-round?

Cross Key experiences four distinct seasons, with warm summers reaching highs of 91°F and cold winters dipping to 57°F. The area receives about 55 inches of rainfall annually and enjoys sunshine on 68% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
57°F
Max
74°F

Summer

Min
77°F
Max
91°F

Spring

Min
68°F
Max
85°F

Fall

Min
67°F
Max
84°F
Average Rainfall Inches
54.8 inches
Sunny Days Percentage
68%

Neighbors

The neighborhood boasts a healthy median household income of $81,000 and a low poverty rate of 12.8%. Over 89% of residents have at least a high school diploma, and nearly 28% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$44,500
Household Income
$81,000
Family Income
$88,500
Per Capita Income
$36,200
Income Male
$49,000
Income Female
$41,500
Poverty Rate
12.8%
Non English Speakers
24.1%
Rent
$2,350
Unemployment Rate
4.7%
Public Transport Usage
2.1%
Commute Time
28.4 minutes

Education

High School or Higher
89.4%
Bachelors or More
27.6%

Education

How are the schools in Cross Key, FL?

Cross Key offers quality education options, with public schools like Cross Key Charter School and Monroe County Virtual School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including College of the Florida Keys and Florida Keys Community College - Marathon Campus. The community is committed to educational excellence for all age groups.

Public Schools

Name
Cross Key Charter School
Street
100 Overseas Hwy
Phone
305-555-0148
Students
210
Student Teacher Ratio
12.6
Name
Monroe County Virtual School
Street
241 Trumbo Rd
Phone
305-293-1400
Students
320
Student Teacher Ratio
15.4

Private Schools

Name
Keys Coastal Academy
Street
4500 Overseas Hwy
Phone
305-555-0192
Students
145

Colleges

Name
College of the Florida Keys
City
Key West
State
FL
Distance
38 miles
Students
2,000
Name
Florida Keys Community College - Marathon Campus
City
Marathon
State
FL
Distance
18 miles
Students
900

Healthcare

Cross Key residents have access to quality healthcare, with major hospitals like Lower Keys Medical Center and Fishermen's Community Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.4 per 1,000 people and 88.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lower Keys Medical Center
Address
5900 College Rd, Key West, FL 33040
Phone
(305) 294-5531
Type
General & Surgical
Emergency Services
Yes
Name
Fishermen's Community Hospital
Address
3301 Overseas Hwy, Marathon, FL 33050
Phone
(305) 434-9000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.4
Health Insurance Coverage
88.5%
Health Care Index
72.1

Housing Market

What is the housing market like in Cross Key, FL?

The local housing market is strong, with a median home price of $690,000 and an owner-occupied rate of nearly 74%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 4.1%. Cross Key offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$690,000
Average Rent For 2 Bedroom
$2,350
Owner Occupied Rate
74.0%
Rental Vacancy Rate
4.1%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
1.3%
Foreclosure Rate
0.4%

DMV Information

Residents of Cross Key handle vehicle services through the Florida Highway Safety and Motor Vehicles, conveniently located in Tallahassee. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Highway Safety and Motor Vehicles
Address
2900 Apalachee Pkwy, Tallahassee, FL 32399
Phone
1-850-617-2000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cross Key, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cross Key, review the core fields on this page: population 1,200, median home value $690,000, average rent for 2 bedroom $2,350, commute time 28.4 minutes, and sunny days percentage 68%.

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