Indiana / County

Moving to Cross Roads, IN

Thinking of making a move to Cross Roads, IN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cross Roads, IN

Considering a move to Cross Roads, IN? This welcoming community of 330 residents offers a blend of suburban charm and convenience, with median home prices around $185,000 and average rents near $900. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Cross Roads's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cross Roads, IN

Cross Roads has a population of 330 residents, offering a diverse community with a median age of nearly 43 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 97% White, 1% Black, and 0% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
330
Density
42 per sq mi
Median Age
43.2
Gender Ratio
99 males per 100 females
Non-English Speakers Percentage
2.7%

Ethnic Composition

White
96.5%
Black
0.9%
Asian
0.3%
Others
2.3%

Cost Of Living

What is the average cost of living in Cross Roads, IN?

The cost of living in Cross Roads is higher than the national average, with a cost of living index of 85.2. Median home values are around $185,000 and average rents for a two-bedroom apartment are approximately $900. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$185,000
Gross Rent
$900
Monthly Electricity Charges
$130
Auto Insurance
$1,150
House Owner Cost With Mortgage
$1,130
House Owner Cost Without Mortgage
$400
State Taxes
Low: 3.23%| High: 3.23%
Cost Of Living Index
85.2
Grocery
92.2
Housing
78.5
Utilities
96.3
Transportation
89.0
Health Care
92.7
Miscellaneous
88.4

Crime

Is Cross Roads, IN a safe place to live?

Cross Roads is considered a safe community, with a low violent crime rate of 74 incidents per 100,000 residents and a property crime chance of 1 in 125. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Indiana.

Violent Crimes Per 100k
74
Property Crimes Per 100k
790
Crime Index
864
Chance Of Violent Crime
1 in 1,350
Chance Of Property Crime
1 in 125

Weather

What is the weather like in Cross Roads, IN year-round?

Cross Roads experiences four distinct seasons, with warm summers reaching highs of 85°F and cold winters dipping to 19°F. The area receives about 42 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
19°F
Max
37°F

Summer

Min
62°F
Max
85°F

Spring

Min
40°F
Max
65°F

Fall

Min
44°F
Max
71°F
Average Rainfall Inches
41.6 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $68,500 and a low poverty rate of 9.5%. Over 89% of residents have at least a high school diploma, and nearly 20% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$37,000
Household Income
$68,500
Family Income
$77,000
Per Capita Income
$29,200
Income Male
$41,000
Income Female
$33,000
Poverty Rate
9.5%
Non English Speakers
2.7%
Rent
$900
Unemployment Rate
3.8%
Public Transport Usage
0.3%
Commute Time
26.8 minutes

Education

High School or Higher
88.9%
Bachelors or More
19.5%

Education

How are the schools in Cross Roads, IN?

Cross Roads offers quality education options, with public schools like Blue River Valley Elementary School and Tri Junior-Senior High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Ball State University and Ivy Tech Community College - Muncie. The community is committed to educational excellence for all age groups.

Public Schools

Name
Blue River Valley Elementary School
Street
4713 N Viking Trail, New Castle, IN 47362
Phone
765-836-4816
Students
410
Student Teacher Ratio
15.4
Name
Tri Junior-Senior High School
Street
6972 S State Road 103, Straughn, IN 47387
Phone
765-332-7566
Students
370
Student Teacher Ratio
14.1

Colleges

Name
Ball State University
City
Muncie
State
IN
Distance
21 miles
Students
20,000
Name
Ivy Tech Community College - Muncie
City
Muncie
State
IN
Distance
18 miles
Students
3,500

Healthcare

Cross Roads residents have access to quality healthcare, with major hospitals like Henry Community Health and IU Health Ball Memorial Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 92.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Henry Community Health
Address
1000 N 16th St, New Castle, IN 47362
Phone
(765) 521-0890
Type
General & Surgical
Emergency Services
Yes
Name
IU Health Ball Memorial Hospital
Address
2401 W University Ave, Muncie, IN 47303
Phone
(765) 747-3111
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
92.8%
Health Care Index
77.4

Housing Market

What is the housing market like in Cross Roads, IN?

The local housing market is strong, with a median home price of $185,000 and an owner-occupied rate of nearly 82%. The market has seen a 5.1% appreciation over the past year, and rental vacancy rates remain moderate at 6.7%. Cross Roads offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$185,000
Average Rent For 2 Bedroom
$900
Owner Occupied Rate
81.5%
Rental Vacancy Rate
6.7%
Home Appreciation Rate (1yr)
5.1%
New Construction Rate
0.9%
Foreclosure Rate
0.6%

DMV Information

Residents of Cross Roads handle vehicle services through the Indiana Bureau of Motor Vehicles, conveniently located in Indianapolis. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Indiana
Department
Indiana Bureau of Motor Vehicles
Address
100 N Senate Ave, Indianapolis, IN 46204
Phone
1-888-692-6841

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cross Roads, IN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cross Roads, review the core fields on this page: population 330, median home value $185,000, average rent for 2 bedroom $900, commute time 26.8 minutes, and sunny days percentage 56%.

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