Everything You Should Know Before Moving to Cross Village, MI
Considering a move to Cross Village, MI? With a close-knit population of just 93, this scenic lakeside community offers affordable living, with median home prices around $228,000 and average rents at $900. Residents enjoy a low crime rate (74 violent crimes per 100k), short 24-minute commutes, and peaceful surroundings. While amenities are modest, nearby schools and access to healthcare in Petoskey make it a charming choice for those seeking quiet, small-town life amid northern Michigan’s beautiful scenery.
Demographics - Cross Village, MI
Demographics - Cross Village, MI
Cross Village is a small, close-knit community with just 93 residents and a notably high median age of 59.2, reflecting a predominately older population. The area is primarily White (86%), with a small Native American presence and very few non-English speakers, making it a quiet and familiar environment for newcomers.
Population:
93
Density:
19 per sq mi
Median Age:
59.2
Gender Ratio:
106 males per 100 females
Non-English Speakers Percentage:
3.5%
Ethnic Composition
White:
86.0%
Black:
1.0%
Asian:
0.0%
Others:
5.0%
Cost Of Living
What is the average cost of living in Cross Village, MI?
The cost of living in Cross Village is relatively affordable, with median home values at $228,000 and average rents of $900 per month. Utility and insurance expenses remain moderate, and the overall cost of living index is below the national average, making it appealing for budget-conscious residents.
Median House Value:
$228,000
Gross Rent:
$900
Monthly Electricity Charges:
$110
Auto Insurance:
$1,350
House Owner Cost With Mortgage:
$1,180
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
92.2
Grocery:
94.0
Housing:
79.0
Utilities:
101.0
Transportation:
92.0
Health Care:
91.5
Miscellaneous:
90.4
Crime
Is Cross Village, MI a safe place to live?
Cross Village boasts a very low crime rate, with just 74 violent crimes per 100,000 people and a 1 in 1,350 chance of experiencing violent crime. Property crime is also minimal, offering peace of mind for those seeking a safe, quiet place to live.
Violent Crimes Per 100k:
74
Property Crimes Per 100k:
480
Crime Index:
554
Chance Of Violent Crime:
1 in 1,350
Chance Of Property Crime:
1 in 208
Weather
What is the weather like in Cross Village, MI year-round?
Residents experience all four seasons, with cold, snowy winters where temperatures can dip to 13°F and mild summers averaging highs around 77°F. Annual rainfall is 32.5 inches, and about 48% of days are sunny, providing a variety of weather throughout the year.
Winter
Min:
13°F
Max:
29°F
Spring
Min:
33°F
Max:
57°F
Summer
Min:
55°F
Max:
77°F
Fall
Min:
38°F
Max:
61°F
Average Rainfall Inches:
32.5 inches
Sunny Days Percentage:
48%
Neighbors
The community is tight-knit and modest in income, with a median household income of $41,000 and a poverty rate of 17.5%. Most residents are well-educated, with over 90% holding a high school diploma, and the average commute is a short 24 minutes, reflecting a relaxed pace of life.
Median Income:
$28,000
Household Income:
$41,000
Family Income:
$52,000
Per Capita Income:
$24,700
Income Male:
$29,500
Income Female:
$24,000
Poverty Rate:
17.5%
Non English Speakers:
3.5%
Rent:
$900
Unemployment Rate:
6.1%
Public Transport Usage:
0.0%
Commute Time:
23.7 minutes
Education
High School or Higher:
90.1%
Bachelors or More:
21.2%
Education
How are the schools in Cross Village, MI?
Public school options are available nearby, including Harbor Springs High School and Pellston Middle/High School, both offering small class sizes. For higher education, North Central Michigan College is just 23 miles away in Petoskey, providing local access to college-level courses.
Public Schools
Name:
Harbor Springs High School
Street:
500 N Spring St
Phone:
231-526-4855
Students:
360
Student Teacher Ratio:
17:1
Name:
Pellston Middle/High School
Street:
172 Park St, Pellston, MI
Phone:
231-539-8801
Students:
370
Student Teacher Ratio:
14:1
Colleges
Name:
North Central Michigan College
City:
Petoskey
State:
MI
Distance:
23 miles
Students:
2,700
Healthcare
Access to healthcare is strong for a rural area, with two major hospitals nearby in St Ignace and Petoskey and nearly 94% of residents covered by health insurance. The area has an above-average ratio of physicians and a solid healthcare index, ensuring quality medical support.
Major Hospitals
Name:
Mackinac Straits Health System
Address:
1140 N State St, St Ignace, MI 49781
Phone:
(906) 643-8585
Type:
General & Surgical
Emergency Services:
Yes
Name:
McLaren Northern Michigan
Address:
416 Connable Ave, Petoskey, MI 49770
Phone:
(231) 487-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
93.9%
Health Care Index:
76.5
Housing Market
What is the housing market like in Cross Village, MI?
The housing market features affordable options, with a median home price of $228,000 and an owner-occupancy rate of 82%, reflecting community stability. Rental options are available, and the area has seen modest appreciation and low foreclosure rates, indicating a steady market.
Median Home Price:
$228,000
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
82.0%
Rental Vacancy Rate:
9.2%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.8%
Foreclosure Rate:
0.3%
DMV Information
Cross Village residents rely on the Michigan Secretary of State office in Petoskey for vehicle and licensing needs, with services conveniently accessible both in-person and online.
State:
Michigan
Department:
Michigan Secretary of State
Address:
806 Hastings St, Petoskey, MI 49770
Phone:
(888) 767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.