Everything You Should Know Before Moving to Crosslake, MN
Considering a move to Crosslake, MN? This scenic lakeside community of 2,362 residents offers a peaceful small-town vibe with a median home price of $388,000 and average rent around $1,180. The area boasts low violent crime rates (72 per 100K), short average commutes (under 20 minutes), and access to quality outdoor recreation. With high rates of homeownership, good public schools, and four distinct seasons, Crosslake is perfect for those seeking a safe, relaxed lifestyle surrounded by Minnesota’s natural beauty.
Demographics - Crosslake, MN
Demographics - Crosslake, MN
Crosslake is a small, close-knit community of 2,362 residents, predominantly White (97.5%) with a median age of 59.1, reflecting its appeal to retirees and those seeking a quieter lifestyle. The population density is low, offering spacious living, and a balanced gender ratio promotes a welcoming environment for families and individuals alike.
Population:
2,362
Density:
78 per sq mi
Median Age:
59.1
Gender Ratio:
103 males per 100 females
Non-English Speakers Percentage:
3.2%
Ethnic Composition
White:
97.5%
Black:
0.3%
Asian:
0.2%
Others:
2.0%
Cost Of Living
What is the average cost of living in Crosslake, MN?
The cost of living in Crosslake is slightly above the national average, with a median home value of $388,000 and typical rent for a two-bedroom at $1,180. Residents benefit from moderate utility costs and state tax rates ranging from 5.35% to 9.85%, making it a comfortable choice for those seeking a relaxed, small-town lifestyle.
Median House Value:
$388,000
Gross Rent:
$1,180
Monthly Electricity Charges:
$120
Auto Insurance:
$1,250
House Owner Cost With Mortgage:
$1,560
House Owner Cost Without Mortgage:
$530
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
102.8
Grocery:
96.4
Housing:
105.7
Utilities:
98.1
Transportation:
102.2
Health Care:
98.9
Miscellaneous:
100.1
Crime
Is Crosslake, MN a safe place to live?
Crosslake boasts very low violent crime rates, with only 72 incidents per 100,000 people and a property crime risk of 1 in 85, which is well below national averages. The safe environment is ideal for families, retirees, and anyone prioritizing peace of mind.
Violent Crimes Per 100k:
72
Property Crimes Per 100k:
1,180
Crime Index:
1,252
Chance Of Violent Crime:
1 in 1,390
Chance Of Property Crime:
1 in 85
Weather
What is the weather like in Crosslake, MN year-round?
Crosslake experiences four true seasons, with cold winters averaging lows near 2°F and warm, pleasant summers peaking at 80°F. The area receives about 27.8 inches of annual rainfall and enjoys sunshine 52% of the year, perfect for outdoor enthusiasts.
Winter
Min:
2°F
Max:
21°F
Spring
Min:
31°F
Max:
59°F
Summer
Min:
54°F
Max:
80°F
Fall
Min:
33°F
Max:
59°F
Average Rainfall Inches:
27.8 inches
Sunny Days Percentage:
52%
Neighbors
Residents of Crosslake benefit from a friendly, well-educated community, with 94.2% holding at least a high school diploma and a median household income of $68,350. With a low unemployment rate of 3.8% and average commutes under 20 minutes, the area offers a relaxed pace and strong local connections.
Median Income:
$38,700
Household Income:
$68,350
Family Income:
$81,900
Per Capita Income:
$41,100
Income Male:
$48,000
Income Female:
$36,000
Poverty Rate:
7.8%
Non English Speakers:
3.2%
Rent:
$1,180
Unemployment Rate:
3.8%
Public Transport Usage:
0.3%
Commute Time:
19.7 minutes
Education
High School or Higher:
94.2%
Bachelors or More:
34.3%
Education
How are the schools in Crosslake, MN?
Education in Crosslake centers around the well-regarded Crosslake Community School, which maintains a favorable student-teacher ratio of 14.2 and serves around 290 students. For higher education, Central Lakes College in Brainerd is just 28 miles away, providing broader academic opportunities.
Public Schools
Name:
Crosslake Community School
Street:
35808 County Road 66
Phone:
218-692-5437
Students:
290
Student Teacher Ratio:
14.2
Colleges
Name:
Central Lakes College
City:
Brainerd
State:
MN
Distance:
28 miles
Students:
5,400
Healthcare
Access to healthcare in Crosslake is strong, with local clinics and nearby hospitals such as Essentia Health St. Joseph’s and Cuyuna Regional Medical Center providing a range of primary and emergency services. The area has a high health insurance coverage rate of 94.6% and a favorable ratio of 2.2 physicians per 1,000 residents.
Major Hospitals
Name:
Essentia Health St. Joseph's-Crosslake Clinic
Address:
35205 County Road 3, Crosslake, MN 56442
Phone:
(218) 692-1505
Type:
Clinic & Primary Care
Emergency Services:
No
Name:
Cuyuna Regional Medical Center
Address:
320 E Main St, Crosby, MN 56441
Phone:
(218) 546-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
94.6%
Health Care Index:
77.5
Housing Market
What is the housing market like in Crosslake, MN?
Crosslake’s housing market is characterized by high homeownership (87.5%) and a stable median home price of $388,000, with steady appreciation over the past year. Rental options are available, but the market favors buyers looking for long-term investment in a scenic, residential community.
Median Home Price:
$388,000
Average Rent For 2 Bedroom:
$1,180
Owner Occupied Rate:
87.5%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
5.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.4%
DMV Information
Residents of Crosslake are served by the Minnesota Department of Public Safety – Driver and Vehicle Services, located in St. Paul, offering comprehensive driver’s license and vehicle registration services both in-person and online for convenience.
State:
Minnesota
Department:
Minnesota Department of Public Safety – Driver and Vehicle Services
Address:
445 Minnesota St, St Paul, MN 55101
Phone:
651-297-3298
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.