Everything You Should Know Before Moving to Crum Creek, NY
Considering a move to Crum Creek, NY? This small upstate town of about 1,100 residents features a low cost of living, with median home prices around $172,000 and average rents under $900. Crime rates are notably low, and residents enjoy peaceful rural surroundings with commute times averaging 24 minutes. With good access to healthcare, solid local schools, and classic Upstate New York seasons, Crum Creek offers an affordable, family-friendly lifestyle for those seeking quiet country living.
Demographics - Crum Creek, NY
Demographics - Crum Creek, NY
Crum Creek is a close-knit community of about 1,100 residents, with a median age of 44.2 years and a population density of 140 people per square mile. The town is predominantly White, and just over 5% of residents speak a language other than English at home, contributing to its small-town, family-oriented atmosphere.
Population:
1,100
Density:
140 per sq mi
Median Age:
44.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
5.3%

Ethnic Composition
White:
92.0%
Black:
1.2%
Asian:
0.8%
Others:
6.0%
Cost Of Living
What is the average cost of living in Crum Creek, NY?
Living in Crum Creek is affordable, with a median home value of $172,000 and average rents around $850 per month. The cost of living index is below the national average, making it an attractive option for families and retirees seeking value without sacrificing comfort.
Median House Value:
$172,000
Gross Rent:
$850
Monthly Electricity Charges:
$110
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$1,130
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
94.0
Grocery:
97.2
Housing:
83.5
Utilities:
102.1
Transportation:
96.4
Health Care:
98.3
Miscellaneous:
97.8
Crime
Is Crum Creek, NY a safe place to live?
Crum Creek boasts low crime rates, with only 74 violent crimes and 840 property crimes per 100,000 residents. This translates into a low chance of crime for residents, supporting the town's reputation as a safe and peaceful rural community.
Violent Crimes Per 100k:
74
Property Crimes Per 100k:
840
Crime Index:
914
Chance Of Violent Crime:
1 in 1,350
Chance Of Property Crime:
1 in 131
Weather
What is the weather like in Crum Creek, NY year-round?
Residents experience the full range of upstate New York seasons, from cold winters with lows around 15°F to warm summers peaking near 81°F. The town receives about 39 inches of annual rainfall and enjoys sunshine roughly half the year, providing a classic four-season climate.

Winter
Min:
15°F
Max:
31°F

Spring
Min:
36°F
Max:
62°F

Summer
Min:
56°F
Max:
81°F

Fall
Min:
38°F
Max:
65°F
Average Rainfall Inches:
39.2 inches
Sunny Days Percentage:
49%
Neighbors
The community is modestly prosperous, with a household median income of $58,200 and a poverty rate of 11.8%. Most residents have at least a high school diploma, and the average commute time is a manageable 24 minutes, reflecting the town’s relaxed pace of life.
Median Income:
$31,600
Household Income:
$58,200
Family Income:
$69,800
Per Capita Income:
$28,400
Income Male:
$38,000
Income Female:
$31,400
Poverty Rate:
11.8%
Non English Speakers:
5.3%
Rent:
$850
Unemployment Rate:
5.2%
Public Transport Usage:
0.6%
Commute Time:
24.2 minutes

Education
High School or Higher:
89.2%
Bachelors or More:
21.8%
Education
How are the schools in Crum Creek, NY?
Crum Creek families benefit from access to public schools with low student-teacher ratios, such as Oppenheim-Ephratah-St. Johnsville Junior/Senior High School, and are located just 13 miles from Herkimer County Community College, supporting both K-12 and higher education needs.

Public Schools
Name:
Oppenheim-Ephratah-St. Johnsville Junior/Senior High School
Street:
44 Center St
Phone:
518-568-2011
Students:
390
Student Teacher Ratio:
11.5

Colleges
Name:
Herkimer County Community College
City:
Herkimer
State:
NY
Distance:
13 miles
Students:
2,600
Healthcare
Crum Creek residents have access to quality healthcare, with nearby Little Falls Hospital offering emergency and general services and a high health insurance coverage rate of 92.6%. With about 2.1 physicians per 1,000 people, medical care is reliable and accessible.

Major Hospitals
Name:
Little Falls Hospital
Address:
140 Burwell St, Little Falls, NY 13365
Phone:
(315) 823-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
92.6%
Health Care Index:
79.8
Housing Market
What is the housing market like in Crum Creek, NY?
The housing market in Crum Creek is stable, featuring a median home price of $172,000 and a high owner-occupancy rate of nearly 73%. Home values have appreciated modestly in the past year, and rental options remain affordable for newcomers.
Median Home Price:
$172,000
Average Rent For 2 Bedroom:
$870
Owner Occupied Rate:
72.9%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.6%
Foreclosure Rate:
0.7%
DMV Information
Motor vehicle services for Crum Creek are provided by the New York State Department of Motor Vehicles at the Utica office, offering convenient access to licensing, registration, and other essential services for residents.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
207 Genesee St, Utica, NY 13501
Phone:
1-800-698-2931
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.