Everything You Should Know Before Moving to Cumberland City, TN
Considering a move to Cumberland City, TN? With a small population of just 290, this peaceful town offers affordable living, with median home prices around $110,000 and average two-bedroom rents at $765. Crime rates are below national averages, and residents enjoy a moderate climate with 55% sunny days each year. Commute times average about 28 minutes, and while local educational options are limited, nearby schools and colleges are within reach. Explore the charm and value of this Tennessee river town as you plan your next move.
Demographics - Cumberland City, TN
Demographics - Cumberland City, TN
Cumberland City is a small, close-knit community of about 290 residents, featuring a median age of 46 and a population density of 105 people per square mile. The area is predominantly White, with minorities making up less than 10% of the population, and a balanced gender ratio. The community is primarily English-speaking, with only 2.5% non-English speakers.
Population:
290
Density:
105 per sq mi
Median Age:
46.2
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
90.5%
Black:
6.0%
Asian:
0.5%
Others:
3.0%
Cost Of Living
What is the average cost of living in Cumberland City, TN?
Living in Cumberland City is highly affordable, with a cost of living index of 82.2—well below the national average. Median home values are around $110,000, and average rents are just $765 per month, making it attractive for budget-conscious families. Utilities, groceries, and transportation are also lower than in most U.S. cities.
Median House Value:
$110,000
Gross Rent:
$765
Monthly Electricity Charges:
$140
Auto Insurance:
$1,210
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$310
State Taxes:
Low:
0%
|
High:
6.5%
Cost Of Living Index:
82.2
Grocery:
95.1
Housing:
61.0
Utilities:
98.5
Transportation:
92.0
Health Care:
88.7
Miscellaneous:
90.2
Crime
Is Cumberland City, TN a safe place to live?
Cumberland City experiences relatively low crime, with a violent crime rate of 250 per 100,000 residents and a property crime rate of 1,350 per 100,000. The chance of being a victim of violent crime is just 1 in 400, which is lower than many larger cities. Residents generally enjoy a safe, peaceful environment.
Violent Crimes Per 100k:
250
Property Crimes Per 100k:
1,350
Crime Index:
1,600
Chance Of Violent Crime:
1 in 400
Chance Of Property Crime:
1 in 74
Weather
What is the weather like in Cumberland City, TN year-round?
The city offers a moderate climate, with winter lows around 28°F and summer highs reaching 88°F. Cumberland City receives about 54 inches of rainfall annually and enjoys sunshine on 55% of days, providing a comfortable setting for outdoor activities throughout the year.

Winter
Min:
28°F
Max:
47°F

Spring
Min:
44°F
Max:
72°F

Summer
Min:
65°F
Max:
88°F

Fall
Min:
47°F
Max:
73°F
Average Rainfall Inches:
54 inches
Sunny Days Percentage:
55%
Neighbors
Local households in Cumberland City have a median income of $41,000, and about 21% of residents live below the poverty line. The community has a high school graduation rate of 77%, with most people commuting about 28 minutes to work and virtually no public transit usage. The area is largely residential with a friendly, rural character.
Median Income:
$25,800
Household Income:
$41,000
Family Income:
$49,300
Per Capita Income:
$21,500
Income Male:
$31,000
Income Female:
$25,000
Poverty Rate:
21.0%
Non English Speakers:
2.5%
Rent:
$765
Unemployment Rate:
4.9%
Public Transport Usage:
0.0%
Commute Time:
28.2 minutes

Education
High School or Higher:
77.0%
Bachelors or More:
11.5%
Education
How are the schools in Cumberland City, TN?
While local public school options are limited, families can access Erin Elementary School nearby, and higher education is available within a 30-mile radius at institutions like Austin Peay State University and Tennessee College of Applied Technology. The area offers essential educational resources for students of all ages.

Public Schools
Name:
Erin Elementary School
Street:
6500 TN-13, Erin, TN 37061
Phone:
931-289-3123
Students:
420
Student Teacher Ratio:
15.1

Colleges
Name:
Austin Peay State University
City:
Clarksville
State:
TN
Distance:
31 miles
Students:
10,000
Name:
Tennessee College of Applied Technology - Dickson
City:
Dickson
State:
TN
Distance:
32 miles
Students:
1,400
Healthcare
Residents have access to nearby major hospitals such as Tennova Healthcare in Clarksville and Horizon Medical Center in Dickson, both offering emergency services. Healthcare coverage is high at 87.5%, and there are about 1.8 physicians per 1,000 residents, supporting good overall access to medical care.

Major Hospitals
Name:
Tennova Healthcare - Clarksville
Address:
651 Dunlop Ln, Clarksville, TN 37040
Phone:
(931) 502-1000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Horizon Medical Center
Address:
111 Hwy 70 E, Dickson, TN 37055
Phone:
(615) 446-1411
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
87.5%
Health Care Index:
75.2
Housing Market
What is the housing market like in Cumberland City, TN?
Cumberland City's housing market is notably affordable, with a median home price of $110,000 and a high owner-occupancy rate of 70%. Renters benefit from reasonable rates, and the area has a low foreclosure rate of just 0.4%. Home appreciation remains steady, making it a stable place to invest in property.
Median Home Price:
$110,000
Average Rent For 2 Bedroom:
$765
Owner Occupied Rate:
70.1%
Rental Vacancy Rate:
8.4%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.4%
DMV Information
Residents are served by the Tennessee Department of Safety & Homeland Security, with the nearest driver services office located in Nashville. Essential DMV services such as licensing and registration are easily accessible through the state’s official website and helpline.
State:
Tennessee
Department:
Tennessee Department of Safety & Homeland Security
Address:
1150 Foster Ave, Nashville, TN 37243
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.