Everything You Should Know Before Moving to Cumberland Furnace, TN
Thinking about a quieter lifestyle? Cumberland Furnace, TN, with a population of around 350, offers rural charm, low housing costs (median home price $225,000), and affordable rents. Residents enjoy a cost of living index of 86.5 and a strong owner-occupancy rate. Crime rates are low, and commutes average about 34 minutes to nearby towns. The area features mild winters, plenty of sunshine, and access to local schools and healthcare. If you value affordability, safe neighborhoods, and a peaceful Tennessee setting, Cumberland Furnace is worth a closer look!
Demographics - Cumberland Furnace, TN
Demographics - Cumberland Furnace, TN
Cumberland Furnace is a small, close-knit community of about 350 residents, with a balanced gender ratio and a median age of 44, reflecting a mature population. The town is predominantly White, with 92% of residents identifying as such, and just 3.5% speaking a language other than English at home. Its low population density provides a rural and peaceful atmosphere.
Population:
350
Density:
60 per sq mi
Median Age:
44.0
Gender Ratio:
100 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
92.0%
Black:
4.0%
Asian:
0.5%
Others:
3.5%
Cost Of Living
What is the average cost of living in Cumberland Furnace, TN?
Living in Cumberland Furnace is notably affordable, with a cost of living index of 86.5 and a median home value around $225,000. Rent averages $1,100 per month, and utility and insurance costs remain moderate, making this area attractive for budget-conscious families. Tennessee's state tax rates are also relatively low, helping residents keep more of their income.
Median House Value:
$225,000
Gross Rent:
$1,100
Monthly Electricity Charges:
$130
Auto Insurance:
$1,150
House Owner Cost With Mortgage:
$1,365
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
0%
|
High:
5.0%
Cost Of Living Index:
86.5
Grocery:
93.2
Housing:
74.8
Utilities:
97.1
Transportation:
89.5
Health Care:
91.3
Miscellaneous:
90.0
Crime
Is Cumberland Furnace, TN a safe place to live?
Cumberland Furnace experiences low crime rates, with just 140 violent crimes and 1,150 property crimes per 100,000 people annually. Residents enjoy a strong sense of safety, with a 1 in 715 chance of being affected by violent crime. The overall crime index indicates a peaceful, secure environment for families and retirees.
Violent Crimes Per 100k:
140
Property Crimes Per 100k:
1,150
Crime Index:
1,290
Chance Of Violent Crime:
1 in 715
Chance Of Property Crime:
1 in 87
Weather
What is the weather like in Cumberland Furnace, TN year-round?
The area boasts a mild climate, featuring winters with lows around 29°F and summers peaking near 89°F. With 60% sunny days annually and over 53 inches of rainfall, residents can enjoy a mix of outdoor activities and lush green scenery throughout the year. Seasonal changes are moderate, contributing to comfortable year-round living.

Winter
Min:
29°F
Max:
48°F

Spring
Min:
46°F
Max:
72°F

Summer
Min:
66°F
Max:
89°F

Fall
Min:
47°F
Max:
73°F
Average Rainfall Inches:
53.3 inches
Sunny Days Percentage:
60%
Neighbors
Households in Cumberland Furnace typically earn a median income of $58,000, with a family income averaging $66,400. Most residents commute about 34 minutes to work, and the area maintains a low unemployment rate of 4.8%. Education levels are solid, with nearly 88% holding a high school diploma or higher.
Median Income:
$34,000
Household Income:
$58,000
Family Income:
$66,400
Per Capita Income:
$27,500
Income Male:
$38,000
Income Female:
$31,000
Poverty Rate:
13.5%
Non English Speakers:
3.5%
Rent:
$1,100
Unemployment Rate:
4.8%
Public Transport Usage:
0.2%
Commute Time:
34.2 minutes

Education
High School or Higher:
88.2%
Bachelors or More:
15.8%
Education
How are the schools in Cumberland Furnace, TN?
Students in Cumberland Furnace attend local public schools like Charlotte Middle School and Dickson County High School, both offering manageable class sizes. The area also features a private school option and is close to higher education institutions such as Nashville State Community College and Tennessee College of Applied Technology, both within 11 miles. This range of educational opportunities supports lifelong learning for residents of all ages.

Public Schools
Name:
Charlotte Middle School
Street:
250 Humphries St
Phone:
615-789-4130
Students:
480
Student Teacher Ratio:
15.5
Name:
Dickson County High School
Street:
509 Henslee Dr
Phone:
615-446-9056
Students:
1,450
Student Teacher Ratio:
16.8

Private Schools
Name:
Dickson Adventist School
Street:
746 Hwy 46 S
Phone:
615-446-4749
Students:
60

Colleges
Name:
Nashville State Community College (Dickson Campus)
City:
Dickson
State:
TN
Distance:
10 miles
Students:
1,200
Name:
Tennessee College of Applied Technology
City:
Dickson
State:
TN
Distance:
11 miles
Students:
1,100
Healthcare
Healthcare needs are well-served, with the nearby TriStar Horizon Medical Center offering comprehensive general and emergency services. The community enjoys a high rate of health insurance coverage at 89.4% and access to about 1.7 physicians per 1,000 residents. The local healthcare index reflects reliable and accessible medical care for residents.

Major Hospitals
Name:
TriStar Horizon Medical Center
Address:
111 Hwy 70 E, Dickson, TN 37055
Phone:
(615) 446-6611
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
89.4%
Health Care Index:
69.1
Housing Market
What is the housing market like in Cumberland Furnace, TN?
Cumberland Furnace's housing market is affordable and stable, with a median home price of $225,000 and average rent for a two-bedroom at $1,100. The high owner-occupied rate of 74.5% suggests a community of long-term residents, while home values have appreciated by 6.2% over the past year. Rental vacancies remain low, indicating steady demand for housing.
Median Home Price:
$225,000
Average Rent For 2 Bedroom:
$1,100
Owner Occupied Rate:
74.5%
Rental Vacancy Rate:
6.4%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
0.8%
Foreclosure Rate:
0.6%
DMV Information
Residents can access driver's license and vehicle registration services through the Tennessee Department of Safety and Homeland Security in Nashville. The department provides comprehensive DMV services and support by phone or online, ensuring convenient options for handling motor vehicle needs. The main office is located at 1150 Foster Ave, a practical drive from Cumberland Furnace.
State:
Tennessee
Department:
Tennessee Department of Safety and Homeland Security
Address:
1150 Foster Ave, Nashville, TN 37243
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.