Maryland / Allegany County

Moving to Cumberland, MD

Thinking of making a move to Cumberland, MD? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cumberland, MD

Considering a move to Cumberland, MD? This welcoming community of 19,700 residents offers a blend of suburban charm and convenience, with median home prices around $145,000 and average rents near $820. Commute times average 26 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (50% annually), ideal for families and commuters alike. Explore Cumberland's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cumberland, MD

Cumberland has a population of 19,700 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 87% White, 7% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
19,700
Density
2,100 per sq mi
Median Age
38.8
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
3.8%

Ethnic Composition

White
87.0%
Black
7.2%
Asian
1.0%
Others
4.8%

Cost Of Living

What is the average cost of living in Cumberland, MD?

The cost of living in Cumberland is higher than the national average, with a cost of living index of 82.6. Median home values are around $145,000 and average rents for a two-bedroom apartment are approximately $820. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$145,000
Gross Rent
$820
Monthly Electricity Charges
$140
Auto Insurance
$1,620
House Owner Cost With Mortgage
$1,150
House Owner Cost Without Mortgage
$430
State Taxes
Low: 2.0%| High: 5.75%
Cost Of Living Index
82.6
Grocery
95.0
Housing
58.4
Utilities
106.8
Transportation
94.2
Health Care
101.5
Miscellaneous
92.1

Crime

Is Cumberland, MD a safe place to live?

Cumberland is considered a safe community, with a low violent crime rate of 710 incidents per 100,000 residents and a property crime chance of 1 in 38. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Maryland.

Violent Crimes Per 100k
710
Property Crimes Per 100k
2,650
Crime Index
3,360
Chance Of Violent Crime
1 in 141
Chance Of Property Crime
1 in 38

Weather

What is the weather like in Cumberland, MD year-round?

Cumberland experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 23°F. The area receives about 39 inches of rainfall annually and enjoys sunshine on 50% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
23°F
Max
40°F

Summer

Min
62°F
Max
84°F

Spring

Min
42°F
Max
66°F

Fall

Min
44°F
Max
67°F
Average Rainfall Inches
38.8 inches
Sunny Days Percentage
50%

Neighbors

The neighborhood boasts a healthy median household income of $46,800 and a low poverty rate of 20.8%. Over 85% of residents have at least a high school diploma, and nearly 17% hold a bachelor's degree or higher. Commute times average 26 minutes, and almost 3% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$33,500
Household Income
$46,800
Family Income
$59,200
Per Capita Income
$24,600
Income Male
$38,000
Income Female
$30,500
Poverty Rate
20.8%
Non English Speakers
5.6%
Rent
$820
Unemployment Rate
6.8%
Public Transport Usage
2.9%
Commute Time
25.8 minutes

Education

High School or Higher
84.5%
Bachelors or More
16.8%

Education

How are the schools in Cumberland, MD?

Cumberland offers quality education options, with public schools like Washington Middle School and South Penn Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Allegany College of Maryland and Frostburg State University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Washington Middle School
Street
90 Washington St
Phone
301-777-2570
Students
720
Student Teacher Ratio
13.8
Name
South Penn Elementary School
Street
1058 Maryland Ave
Phone
301-777-2591
Students
410
Student Teacher Ratio
14.5

Private Schools

Name
Our Lady of the Mountains School
Street
300 E Oldtown Rd
Phone
301-724-5360
Students
190

Colleges

Name
Allegany College of Maryland
City
Cumberland
State
MD
Distance
2 miles
Students
2,700
Name
Frostburg State University
City
Frostburg
State
MD
Distance
12 miles
Students
4,600

Healthcare

Cumberland residents have access to quality healthcare, with major hospitals like UPMC Western Maryland and Kaiser Permanente Cumberland Outpatient Center nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 91.2% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
UPMC Western Maryland
Address
12500 Willowbrook Rd, Cumberland, MD 21502
Phone
(240) 964-7000
Type
General & Surgical
Emergency Services
Yes
Name
Kaiser Permanente Cumberland Outpatient Center
Address
608 Virginia Ave, Cumberland, MD 21502
Phone
(833) 854-4800
Type
Outpatient / Specialty Care
Emergency Services
No

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
91.2%
Health Care Index
68.4

Housing Market

What is the housing market like in Cumberland, MD?

The local housing market is strong, with a median home price of $145,000 and an owner-occupied rate of nearly 62%. The market has seen a 3.9% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Cumberland offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$145,000
Average Rent For 2 Bedroom
$820
Owner Occupied Rate
61.5%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
3.9%
New Construction Rate
0.8%
Foreclosure Rate
1.2%

DMV Information

Residents of Cumberland handle vehicle services through the Maryland Motor Vehicle Administration, conveniently located in Glen Burnie. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Maryland
Department
Maryland Motor Vehicle Administration
Address
6601 Ritchie Highway NE, Glen Burnie, MD 21062
Phone
1-410-768-7000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cumberland, MD

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cumberland, review the core fields on this page: population 19,700, median home value $145,000, average rent for 2 bedroom $820, commute time 25.8 minutes, and sunny days percentage 50%.

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