Everything You Should Know Before Moving to Cumby, TX
Considering a move to Cumby, TX? This small town of 792 residents offers affordable living, with median home prices around $179,000 and average rents near $950. Enjoy a relaxed rural pace, low violent crime rates (180 per 100K), and a quick average commute of 28 minutes. Cumby’s schools provide personalized attention, and the area boasts plenty of sunny days—perfect for enjoying Texas’ mild winters and warm summers. Explore below to see if this friendly, affordable community is right for you.
Demographics - Cumby, TX
Cumby, Texas is a close-knit community of around 800 residents with a balanced gender ratio and a median age of just over 34, making it appealing for young families and professionals. The population is predominantly White, with a blend of other ethnic backgrounds and about 10% of residents speaking a language other than English at home. The moderate population density offers a small-town feel with room to grow.
Population:
792
Density:
520 per sq mi
Median Age:
34.2
Gender Ratio:
100 males per 100 females
Non-English Speakers Percentage:
10.2%
Ethnic Composition
White:
80.1%
Black:
6.7%
Asian:
0.5%
Others:
12.7%
Cost Of Living
What is the average cost of living in Cumby, TX?
Living in Cumby is highly affordable, with a cost of living index well below the national average and median home values at $179,000. Housing and groceries are especially budget-friendly, while utilities and transportation costs remain moderate. With no state income tax, residents can stretch their dollars further in this rural Texas town.
Median House Value:
$179,000
Gross Rent:
$950
Monthly Electricity Charges:
$130
Auto Insurance:
$1,340
House Owner Cost With Mortgage:
$1,180
House Owner Cost Without Mortgage:
$390
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
83.1
Grocery:
91.5
Housing:
68.4
Utilities:
98.2
Transportation:
93.7
Health Care:
96.3
Miscellaneous:
91.0
Crime
Is Cumby, TX a safe place to live?
Cumby experiences low violent crime, with a rate of 180 incidents per 100,000 residents, helping foster a sense of safety for families. Property crime is somewhat higher, but overall, the town maintains a low crime index compared to larger cities. Residents can enjoy a peaceful environment while staying mindful of property security.
Violent Crimes Per 100k:
180
Property Crimes Per 100k:
1,420
Crime Index:
1,600
Chance Of Violent Crime:
1 in 555
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Cumby, TX year-round?
Cumby enjoys mild winters and hot summers, with winter lows averaging 33°F and summer highs reaching up to 95°F. The area receives about 44 inches of rainfall annually and boasts sunshine around 62% of the year. This climate supports year-round outdoor activities and a comfortable rural lifestyle.
Winter
Min:
33°F
Max:
55°F
Spring
Min:
51°F
Max:
75°F
Summer
Min:
71°F
Max:
95°F
Fall
Min:
52°F
Max:
79°F
Average Rainfall Inches:
43.7 inches
Sunny Days Percentage:
62%
Neighbors
The community in Cumby features a median household income of about $55,000 and a poverty rate of 16%, reflecting a modest but stable economic environment. Most residents commute around 28 minutes to work, with very low reliance on public transportation. Educational attainment is solid, with over 85% holding at least a high school diploma.
Median Income:
$37,000
Household Income:
$55,100
Family Income:
$60,800
Per Capita Income:
$24,600
Income Male:
$34,900
Income Female:
$27,000
Poverty Rate:
16.1%
Non English Speakers:
10.2%
Rent:
$950
Unemployment Rate:
4.5%
Public Transport Usage:
0.5%
Commute Time:
28.1 minutes
Education
High School or Higher:
85.3%
Bachelors or More:
14.2%
Education
How are the schools in Cumby, TX?
Cumby’s public schools are small and community-focused, offering favorable student-to-teacher ratios for personalized instruction. Older students benefit from proximity to Texas A&M University-Commerce, located just 15 miles away, providing convenient access to higher education. The town’s supportive educational environment is ideal for families and lifelong learners.
Public Schools
Name:
Cumby Elementary School
Street:
303 Sayle St
Phone:
903-994-2260
Students:
245
Student Teacher Ratio:
13.5
Name:
Cumby High School
Street:
303 Sayle St
Phone:
903-994-2260
Students:
150
Student Teacher Ratio:
10.8
Colleges
Name:
Texas A&M University-Commerce
City:
Commerce
State:
TX
Distance:
15 miles
Students:
11,600
Healthcare
Residents have access to nearby general and surgical hospital care at CHRISTUS Mother Frances Hospital in Sulphur Springs, just a short drive away. With about 1.6 physicians per 1,000 people and nearly 84% health insurance coverage, basic healthcare needs are well supported in the area. The healthcare index suggests reasonable access and affordability for most locals.
Major Hospitals
Name:
CHRISTUS Mother Frances Hospital – Sulphur Springs
Address:
115 Airport Rd, Sulphur Springs, TX 75482
Phone:
(903) 885-7671
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
83.8%
Health Care Index:
69.2
Housing Market
What is the housing market like in Cumby, TX?
Cumby offers an accessible housing market, with median home prices at $179,000 and typical rents for a two-bedroom apartment at $950. Homeownership is common, with two-thirds of residents owning their homes, and the area sees steady home appreciation. Rental vacancies are moderate, providing a range of options for both buyers and renters.
Median Home Price:
$179,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
66.4%
Rental Vacancy Rate:
7.4%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
1.3%
Foreclosure Rate:
0.7%
DMV Information
Vehicle registration and licensing in Cumby are managed by the Texas Department of Motor Vehicles, headquartered in Austin. Residents can access DMV services online or through regional offices for title transfers, licensing, and registration. Texas’ centralized DMV system ensures streamlined processes for drivers and vehicle owners.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.