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Cumby, TX
Considering a move to Cumby, TX? This small town of 792 residents offers affordable living, with median home prices around $179,000 and average rents near $950. Enjoy a relaxed rural pace, low violent crime rates (180 per 100K), and a quick average commute of 28 minutes. Cumby’s schools provide personalized attention, and the area boasts plenty of sunny days—perfect for enjoying Texas’ mild winters and warm summers. Explore below to see if this friendly, affordable community is right for you.
Cumby, Texas is a close-knit community of around 800 residents with a balanced gender ratio and a median age of just over 34, making it appealing for young families and professionals. The population is predominantly White, with a blend of other ethnic backgrounds and about 10% of residents speaking a language other than English at home. The moderate population density offers a small-town feel with room to grow.
Living in Cumby is highly affordable, with a cost of living index well below the national average and median home values at $179,000. Housing and groceries are especially budget-friendly, while utilities and transportation costs remain moderate. With no state income tax, residents can stretch their dollars further in this rural Texas town.
Cumby experiences low violent crime, with a rate of 180 incidents per 100,000 residents, helping foster a sense of safety for families. Property crime is somewhat higher, but overall, the town maintains a low crime index compared to larger cities. Residents can enjoy a peaceful environment while staying mindful of property security.
Cumby enjoys mild winters and hot summers, with winter lows averaging 33°F and summer highs reaching up to 95°F. The area receives about 44 inches of rainfall annually and boasts sunshine around 62% of the year. This climate supports year-round outdoor activities and a comfortable rural lifestyle.
The community in Cumby features a median household income of about $55,000 and a poverty rate of 16%, reflecting a modest but stable economic environment. Most residents commute around 28 minutes to work, with very low reliance on public transportation. Educational attainment is solid, with over 85% holding at least a high school diploma.
Cumby’s public schools are small and community-focused, offering favorable student-to-teacher ratios for personalized instruction. Older students benefit from proximity to Texas A&M University-Commerce, located just 15 miles away, providing convenient access to higher education. The town’s supportive educational environment is ideal for families and lifelong learners.
Residents have access to nearby general and surgical hospital care at CHRISTUS Mother Frances Hospital in Sulphur Springs, just a short drive away. With about 1.6 physicians per 1,000 people and nearly 84% health insurance coverage, basic healthcare needs are well supported in the area. The healthcare index suggests reasonable access and affordability for most locals.
Cumby offers an accessible housing market, with median home prices at $179,000 and typical rents for a two-bedroom apartment at $950. Homeownership is common, with two-thirds of residents owning their homes, and the area sees steady home appreciation. Rental vacancies are moderate, providing a range of options for both buyers and renters.
Vehicle registration and licensing in Cumby are managed by the Texas Department of Motor Vehicles, headquartered in Austin. Residents can access DMV services online or through regional offices for title transfers, licensing, and registration. Texas’ centralized DMV system ensures streamlined processes for drivers and vehicle owners.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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