Everything You Should Know Before Moving to Cummington, MA
Considering a move to Cummington, MA? This small town of 829 residents offers a peaceful rural lifestyle with affordable housing—median home values are around $270,000 and average rents just $1,100. Residents enjoy low crime rates, short commutes (about 28 minutes), and excellent access to nature. With highly rated local schools, a strong sense of community, and four-season New England weather, Cummington offers a welcoming and safe place to put down roots.
Demographics - Cummington, MA
Demographics - Cummington, MA
Cummington is a small, close-knit community of 829 residents, with a median age of 48.2 and a predominantly White population. The town has a balanced gender ratio and a low percentage of non-English speakers, offering a tranquil rural atmosphere.
Population:
829
Density:
36 per sq mi
Median Age:
48.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.8%

Ethnic Composition
White:
95.5%
Black:
0.5%
Asian:
0.7%
Others:
3.3%
Cost Of Living
What is the average cost of living in Cummington, MA?
The cost of living in Cummington is moderately above the national average, with a cost of living index of 112.0. Median home values are around $270,000 and average rent is $1,100, making housing relatively affordable for Western Massachusetts.
Median House Value:
$270,000
Gross Rent:
$1,100
Monthly Electricity Charges:
$140
Auto Insurance:
$1,250
House Owner Cost With Mortgage:
$1,410
House Owner Cost Without Mortgage:
$570
State Taxes:
Low:
5.0%
|
High:
9.0%
Cost Of Living Index:
112.0
Grocery:
108.0
Housing:
102.0
Utilities:
116.0
Transportation:
104.0
Health Care:
110.0
Miscellaneous:
106.0
Crime
Is Cummington, MA a safe place to live?
Cummington experiences very low crime rates, with only 62 violent crimes and 540 property crimes per 100,000 residents annually. This provides residents with a strong sense of safety and security.
Violent Crimes Per 100k:
62
Property Crimes Per 100k:
540
Crime Index:
602
Chance Of Violent Crime:
1 in 1,613
Chance Of Property Crime:
1 in 153
Weather
What is the weather like in Cummington, MA year-round?
Residents enjoy classic New England seasons, with cold winters averaging lows of 12°F and pleasant summers reaching up to 80°F. The area receives around 46.5 inches of annual rainfall and sees sunshine about 54% of the year.

Winter
Min:
12°F
Max:
32°F

Spring
Min:
35°F
Max:
65°F

Summer
Min:
54°F
Max:
80°F

Fall
Min:
38°F
Max:
68°F
Average Rainfall Inches:
46.5 inches
Sunny Days Percentage:
54%
Neighbors
Cummington households have a median income of $68,900, with a poverty rate under 8% and a low unemployment rate of 4.2%. Most residents commute about 28 minutes to work, and the community is well-educated, with over 91% holding a high school diploma or higher.
Median Income:
$39,000
Household Income:
$68,900
Family Income:
$83,500
Per Capita Income:
$36,200
Income Male:
$41,000
Income Female:
$37,000
Poverty Rate:
7.8%
Non English Speakers:
2.8%
Rent:
$1,100
Unemployment Rate:
4.2%
Public Transport Usage:
0.7%
Commute Time:
28.4 minutes

Education
High School or Higher:
91.7%
Bachelors or More:
38.2%
Education
How are the schools in Cummington, MA?
Local families benefit from small class sizes at Berkshire Trail Elementary and have access to private and higher education options nearby, including Smith College and UMass Amherst. Educational attainment is high, supporting a well-informed and engaged community.

Public Schools
Name:
Berkshire Trail Elementary (part of Central Berkshire Regional SD)
Street:
2 Main St, Cummington, MA 01026
Phone:
413-634-5327
Students:
95
Student Teacher Ratio:
9.8

Private Schools
Name:
The Hartsbrook School
Street:
193 Bay Rd, Hadley, MA 01035
Phone:
413-586-1908
Students:
310

Colleges
Name:
Smith College
City:
Northampton
State:
MA
Distance:
17 miles
Students:
2,900
Name:
UMass Amherst
City:
Amherst
State:
MA
Distance:
22 miles
Students:
32,000
Healthcare
Healthcare access is strong, with 97.1% of residents insured and 2.7 physicians per 1,000 people. The nearby Cooley Dickinson Hospital in Northampton provides comprehensive emergency and surgical services.

Major Hospitals
Name:
Cooley Dickinson Hospital
Address:
30 Locust St, Northampton, MA 01060
Phone:
(413) 582-2000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.7
Health Insurance Coverage:
97.1%
Health Care Index:
79.2
Housing Market
What is the housing market like in Cummington, MA?
The housing market in Cummington is stable, with a median home price of $270,000 and an owner-occupied rate of 85.5%. Home values have appreciated modestly at 3.4% over the past year, and rental vacancies remain low.
Median Home Price:
$270,000
Average Rent For 2 Bedroom:
$1,100
Owner Occupied Rate:
85.5%
Rental Vacancy Rate:
6.5%
Home Appreciation Rate (1yr):
3.4%
New Construction Rate:
0.7%
Foreclosure Rate:
0.3%
DMV Information
DMV services for Cummington residents are provided by the Massachusetts Registry of Motor Vehicles in Amherst. The office is easily accessible and offers a full range of vehicle and licensing services.
State:
Massachusetts
Department:
Massachusetts Registry of Motor Vehicles
Address:
101 University Dr, Amherst, MA 01002
Phone:
857-368-8000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.