Everything You Should Know Before Moving to Cutchogue, NY
Considering a move to Cutchogue, NY? With a small-town population of 3,350, Cutchogue offers a peaceful, scenic lifestyle on eastern Long Island. Home prices average $785,000, while rents run about $2,150, reflecting the area’s desirability. Residents enjoy very low crime rates, short average commutes of 31 minutes, and highly rated public schools. The area boasts mild summers, a strong local income, and easy access to beaches and vineyards—making it a great choice for those seeking a relaxed, community-focused environment.
Demographics - Cutchogue, NY
Demographics - Cutchogue, NY
Cutchogue is a small, close-knit community of 3,350 residents, with a median age of 52.7, reflecting a mature population. The area is predominantly White, and around 6.5% of locals speak a language other than English at home, adding some diversity. Its moderate population density offers a peaceful suburban atmosphere ideal for those seeking tranquility.
Population:
3,350
Density:
400 per sq mi
Median Age:
52.7
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
6.5%

Ethnic Composition
White:
88.5%
Black:
1.2%
Asian:
1.6%
Others:
8.7%
Cost Of Living
What is the average cost of living in Cutchogue, NY?
Living in Cutchogue comes at a premium, with a cost of living index well above the national average. The median home value is about $785,000, and monthly rent averages $2,150, reflecting its popularity and scenic location. Residents should expect higher housing and utility expenses compared to many other U.S. towns.
Median House Value:
$785,000
Gross Rent:
$2,150
Monthly Electricity Charges:
$165
Auto Insurance:
$2,000
House Owner Cost With Mortgage:
$2,750
House Owner Cost Without Mortgage:
$950
State Taxes:
Low:
4%
|
High:
10.9%
Cost Of Living Index:
142.0
Grocery:
126.4
Housing:
186.1
Utilities:
113.0
Transportation:
128.7
Health Care:
116.3
Miscellaneous:
113.5
Crime
Is Cutchogue, NY a safe place to live?
Cutchogue is notably safe, with a violent crime rate of just 45 incidents per 100,000 residents and a property crime rate much lower than national norms. Residents enjoy a strong sense of security, with the chance of becoming a victim of violent crime at approximately 1 in 2,200. This low crime environment is a key appeal for families and retirees.
Violent Crimes Per 100k:
45
Property Crimes Per 100k:
325
Crime Index:
370
Chance Of Violent Crime:
1 in 2,200
Chance Of Property Crime:
1 in 308
Weather
What is the weather like in Cutchogue, NY year-round?
The area experiences mild, pleasant summers with highs in the low 80s and relatively cool winters averaging highs in the upper 30s. Cutchogue receives about 47 inches of rainfall annually and enjoys sunshine roughly 57% of the year, offering a balanced four-season climate suited for outdoor enthusiasts.

Winter
Min:
27°F
Max:
39°F

Spring
Min:
44°F
Max:
65°F

Summer
Min:
64°F
Max:
82°F

Fall
Min:
47°F
Max:
68°F
Average Rainfall Inches:
46.8 inches
Sunny Days Percentage:
57%
Neighbors
Cutchogue's residents have a median household income of $98,200 and a low poverty rate of 5.4%, indicating relative affluence and stability. Most neighbors are highly educated, with more than 95% completing high school and nearly 43% holding a bachelor’s degree or higher. The typical commute is about 31 minutes, and public transport usage is limited.
Median Income:
$42,300
Household Income:
$98,200
Family Income:
$109,000
Per Capita Income:
$51,600
Income Male:
$56,500
Income Female:
$48,800
Poverty Rate:
5.4%
Non English Speakers:
6.5%
Rent:
$2,150
Unemployment Rate:
4.2%
Public Transport Usage:
2.3%
Commute Time:
31.2 minutes

Education
High School or Higher:
95.1%
Bachelors or More:
42.7%
Education
How are the schools in Cutchogue, NY?
Families in Cutchogue benefit from highly rated public schools with low student-teacher ratios, such as Cutchogue East Elementary and Mattituck Junior-Senior High. While there are no private schools in town, nearby colleges like Suffolk County Community College and Stony Brook University offer higher education within a short drive. The community values education, reflected in its strong graduation and advanced degree rates.

Public Schools
Name:
Cutchogue East Elementary School
Street:
34900 Main Rd
Phone:
631-734-6049
Students:
350
Student Teacher Ratio:
10.8
Name:
Mattituck Junior-Senior High School
Street:
15125 Main Rd, Mattituck, NY 11952
Phone:
631-298-8460
Students:
720
Student Teacher Ratio:
11.2

Colleges
Name:
Stony Brook University
City:
Stony Brook
State:
NY
Distance:
38 miles
Students:
26,500
Name:
Suffolk County Community College
City:
Riverhead
State:
NY
Distance:
17 miles
Students:
3,200
Healthcare
Access to quality healthcare is strong, with hospitals like Stony Brook Eastern Long Island Hospital nearby and nearly 3 physicians per 1,000 residents. Health insurance coverage is high at 94.4%, ensuring most residents are well supported. Emergency services are readily available, making healthcare reliable for families and seniors alike.

Major Hospitals
Name:
Stony Brook Eastern Long Island Hospital
Address:
201 Manor Pl, Greenport, NY 11944
Phone:
(631) 477-1000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Peconic Bay Medical Center
Address:
1300 Roanoke Ave, Riverhead, NY 11901
Phone:
(631) 548-6000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.9
Health Insurance Coverage:
94.4%
Health Care Index:
77.2
Housing Market
What is the housing market like in Cutchogue, NY?
Cutchogue's housing market features a high median home price of $785,000 and an owner-occupied rate of nearly 75%, highlighting a stable, established community. Home values have appreciated by over 7% in the past year, while rental options remain limited but in demand. The low foreclosure and vacancy rates indicate a healthy, resilient real estate market.
Median Home Price:
$785,000
Average Rent For 2 Bedroom:
$2,150
Owner Occupied Rate:
74.8%
Rental Vacancy Rate:
4.1%
Home Appreciation Rate (1yr):
7.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.6%
DMV Information
Cutchogue residents are served by the New York State Department of Motor Vehicles, with the closest office located in Port Jefferson Station. Services include licensing, vehicle registration, and driver testing, accessible both in-person and online at dmv.ny.gov. The DMV is easily reachable by phone for appointments or inquiries.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
1055 Route 112, Port Jefferson Station, NY 11776
Phone:
1-718-477-4820
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.