Everything You Should Know Before Moving to Denver, NC
Considering a move to Denver, NC? This friendly lakeside community of about 3,800 residents boasts a relaxed pace, affordable homes with a median price of $395,000, and average rents around $1,410. With a low violent crime rate of 181 per 100K and average commutes of 29 minutes, Denver is ideal for families seeking safety and space. Residents enjoy strong public schools, 63% sunny days annually, and convenient access to nearby Charlotte and Lake Norman recreation. Explore the cost of living, schools, and healthcare options below to see if Denver is your next home.
Demographics - Denver, NC
Demographics - Denver, NC
Denver, NC is a close-knit community of about 3,800 people, with a median age of 47 years and a population density that offers plenty of space. The area is predominantly White (86%), with a small but present diversity, and roughly 6% of residents speak a language other than English at home. Its balanced gender ratio and mature population make it appealing for families and retirees alike.
Population:
3,780
Density:
820 per sq mi
Median Age:
47.1
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
6.4%

Ethnic Composition
White:
86.3%
Black:
7.2%
Asian:
1.5%
Others:
5.0%
Cost Of Living
What is the average cost of living in Denver, NC?
The cost of living in Denver is competitive, with a median home value of $395,000 and average rents around $1,410 per month. Essential expenses, such as electricity and auto insurance, remain manageable, and the overall cost of living index is just below the national average. Residents benefit from North Carolina’s flat income tax rate of 5.25%, making the area attractive for those seeking value without sacrificing quality of life.
Median House Value:
$395,000
Gross Rent:
$1,410
Monthly Electricity Charges:
$124
Auto Insurance:
$1,210
House Owner Cost With Mortgage:
$1,730
House Owner Cost Without Mortgage:
$540
State Taxes:
Low:
5.25%
|
High:
5.25%
Cost Of Living Index:
98.7
Grocery:
98.0
Housing:
96.3
Utilities:
104.2
Transportation:
97.2
Health Care:
96.5
Miscellaneous:
97.8
Crime
Is Denver, NC a safe place to live?
Denver enjoys a relatively low crime rate, with only 181 violent crimes per 100,000 people and a property crime rate of 1,315 per 100,000. Residents have a 1 in 552 chance of experiencing violent crime, contributing to a strong sense of safety in the community. These statistics make Denver a reassuring choice for those prioritizing security.
Violent Crimes Per 100k:
181
Property Crimes Per 100k:
1,315
Crime Index:
1,496
Chance Of Violent Crime:
1 in 552
Chance Of Property Crime:
1 in 76
Weather
What is the weather like in Denver, NC year-round?
Residents of Denver experience a mild, four-season climate, with winter lows near 30°F and summer highs reaching 89°F. The area gets about 44 inches of rainfall annually and enjoys sunny weather about 63% of the year. This agreeable climate supports outdoor recreation and enhances the region’s family-friendly atmosphere.

Winter
Min:
30°F
Max:
48°F

Spring
Min:
48°F
Max:
72°F

Summer
Min:
67°F
Max:
89°F

Fall
Min:
49°F
Max:
73°F
Average Rainfall Inches:
44.3 inches
Sunny Days Percentage:
63%
Neighbors
The community boasts strong household incomes, averaging $80,720, and a low poverty rate of 7.5%. Most adults (94%) have at least a high school diploma, and the unemployment rate is a low 3.7%. Residents typically enjoy quiet neighborhoods and a reasonable commute time of around 29 minutes, with very few relying on public transportation.
Median Income:
$39,700
Household Income:
$80,720
Family Income:
$91,200
Per Capita Income:
$41,600
Income Male:
$47,900
Income Female:
$37,200
Poverty Rate:
7.5%
Non English Speakers:
6.4%
Rent:
$1,410
Unemployment Rate:
3.7%
Public Transport Usage:
0.8%
Commute Time:
29.3 minutes

Education
High School or Higher:
93.6%
Bachelors or More:
35.5%
Education
How are the schools in Denver, NC?
Denver offers strong educational opportunities, with public schools like Rock Springs Elementary and North Lincoln High School known for favorable student-teacher ratios and solid academic reputations. The area also features private education options and is within commuting distance of colleges such as Mitchell Community College and UNC Charlotte. This educational landscape supports families and lifelong learners in the community.

Public Schools
Name:
Rock Springs Elementary
Street:
3633 Hwy 16 N
Phone:
704-483-2281
Students:
800
Student Teacher Ratio:
16.2
Name:
North Lincoln Middle School
Street:
1503 Amity Church Rd
Phone:
704-736-0262
Students:
850
Student Teacher Ratio:
17.1
Name:
North Lincoln High School
Street:
2737 Lee Lawing Rd
Phone:
704-736-1969
Students:
1,080
Student Teacher Ratio:
17.5

Private Schools
Name:
Denver Christian Academy
Street:
2243 Charter Ln
Phone:
704-483-6611
Students:
180

Colleges
Name:
Mitchell Community College
City:
Mooresville
State:
NC
Distance:
18 miles
Students:
3,600
Name:
UNC Charlotte
City:
Charlotte
State:
NC
Distance:
27 miles
Students:
30,000
Healthcare
Denver residents have access to well-rated hospitals like Atrium Health Lincoln and Novant Health Huntersville Medical Center, both offering emergency services. With 2.3 physicians per 1,000 people and nearly 90% health insurance coverage, the community is well-served medically. The local healthcare index of 77.3 indicates generally good access and quality.

Major Hospitals
Name:
Atrium Health Lincoln
Address:
433 McAlister Rd, Lincolnton, NC 28092
Phone:
(980) 212-2000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Novant Health Huntersville Medical Center
Address:
10030 Gilead Rd, Huntersville, NC 28078
Phone:
(704) 316-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
89.1%
Health Care Index:
77.3
Housing Market
What is the housing market like in Denver, NC?
The housing market in Denver is robust, with a median home price of $395,000 and a high owner-occupancy rate of nearly 80%. Home values have appreciated by 6.4% over the past year, and rental options remain available with an average two-bedroom rent of $1,410. Low foreclosure and vacancy rates reflect a stable and desirable market for buyers and renters alike.
Median Home Price:
$395,000
Average Rent For 2 Bedroom:
$1,410
Owner Occupied Rate:
79.4%
Rental Vacancy Rate:
6.8%
Home Appreciation Rate (1yr):
6.4%
New Construction Rate:
2.5%
Foreclosure Rate:
0.6%
DMV Information
Denver residents are served by the North Carolina Division of Motor Vehicles located in nearby Lincolnton, making vehicle registration and licensing convenient. Services are accessible both in-person and online through the state DMV website. The office provides essential support for new residents and longtime locals alike.
State:
North Carolina
Department:
North Carolina Division of Motor Vehicles
Address:
3148 W. Hwy 27, Lincolnton, NC 28092
Phone:
1-919-715-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.