Everything You Should Know Before Moving to Duck Creek, IN
Thinking about moving to Duck Creek, IN? This small, quiet community of about 1,100 residents offers affordable living, with median home prices around $158,000 and average rents at $870. Enjoy low crime rates and a friendly, rural pace, while being close to basic amenities and healthcare in nearby towns. With an average commute of 28 minutes, moderate cost of living, and solid access to local schools, Duck Creek is ideal for families or anyone seeking a peaceful Indiana lifestyle.
Demographics - Duck Creek, IN
Demographics - Duck Creek, IN
Duck Creek, Indiana, is a close-knit rural community of about 1,100 residents, featuring a median age of 41 and a balanced gender ratio. The population is predominantly White, with a small percentage of non-English speakers, fostering a friendly and traditional atmosphere. This area offers a quiet lifestyle ideal for those seeking a slower pace.
Population:
1,100
Density:
60 per sq mi
Median Age:
41.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.8%

Ethnic Composition
White:
95.8%
Black:
1.2%
Asian:
0.5%
Others:
2.5%
Cost Of Living
What is the average cost of living in Duck Creek, IN?
Living in Duck Creek is very affordable, with a cost of living index well below the national average and median home values around $158,000. Residents enjoy reasonable monthly expenses, including average rents of $870 and moderate utility costs, making it an attractive option for budget-conscious families and individuals. State taxes remain low, contributing to the area's financial accessibility.
Median House Value:
$158,000
Gross Rent:
$870
Monthly Electricity Charges:
$120
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,090
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
3.23%
|
High:
5.75%
Cost Of Living Index:
81.6
Grocery:
93.5
Housing:
61.8
Utilities:
98.2
Transportation:
92.4
Health Care:
93.9
Miscellaneous:
90.3
Crime
Is Duck Creek, IN a safe place to live?
Duck Creek maintains a low crime rate, with a violent crime chance of just 1 in 657 and property crime at 1 in 75, offering residents a reassuring sense of safety. The overall crime index is significantly below major urban areas, making it a desirable location for those prioritizing security and peace of mind.
Violent Crimes Per 100k:
152
Property Crimes Per 100k:
1,330
Crime Index:
1,482
Chance Of Violent Crime:
1 in 657
Chance Of Property Crime:
1 in 75
Weather
What is the weather like in Duck Creek, IN year-round?
Duck Creek experiences all four seasons, with cold winters reaching lows near 19°F and warm summers peaking at 84°F. The area receives about 40 inches of rainfall annually and enjoys sunshine about 55% of the year, providing a pleasant climate for outdoor activities throughout most of the year.

Winter
Min:
19°F
Max:
36°F

Spring
Min:
42°F
Max:
66°F

Summer
Min:
62°F
Max:
84°F

Fall
Min:
45°F
Max:
67°F
Average Rainfall Inches:
39.8 inches
Sunny Days Percentage:
55%
Neighbors
The typical household in Duck Creek earns around $62,100, with a poverty rate of approximately 10% and an unemployment rate below 4%. Most residents drive to work, averaging a 28-minute commute, and the community enjoys high educational attainment with nearly 90% holding at least a high school diploma. The area's small-town character fosters strong neighborly connections and a welcoming environment.
Median Income:
$32,500
Household Income:
$62,100
Family Income:
$71,800
Per Capita Income:
$28,400
Income Male:
$41,500
Income Female:
$34,200
Poverty Rate:
10.3%
Non English Speakers:
3.8%
Rent:
$870
Unemployment Rate:
3.8%
Public Transport Usage:
0.8%
Commute Time:
27.6 minutes

Education
High School or Higher:
89.7%
Bachelors or More:
17.5%
Education
How are the schools in Duck Creek, IN?
Duck Creek students attend local public schools such as Elwood Community High School and Elwood Elementary, both offering reasonable student-teacher ratios. For higher education, Indiana University Kokomo is just 20 miles away, providing additional academic opportunities within easy reach.

Public Schools
Name:
Elwood Community High School
Street:
1137 N 19th St
Phone:
765-552-9854
Students:
520
Student Teacher Ratio:
15.6
Name:
Elwood Elementary School
Street:
940 N 19th St
Phone:
765-552-7381
Students:
610
Student Teacher Ratio:
17.4

Colleges
Name:
Indiana University Kokomo
City:
Kokomo
State:
IN
Distance:
20 miles
Students:
3,200
Healthcare
Residents have access to quality healthcare through nearby hospitals like Community Howard Regional Health and Ascension St. Vincent Mercy, both offering emergency services. With nearly 90% of residents insured and an adequate number of local physicians, Duck Creek ensures essential medical needs are met within a short drive.

Major Hospitals
Name:
Community Howard Regional Health
Address:
3500 S Lafountain St, Kokomo, IN 46902
Phone:
(765) 453-8444
Type:
General & Surgical
Emergency Services:
Yes
Name:
Ascension St. Vincent Mercy
Address:
1331 S A St, Elwood, IN 46036
Phone:
(765) 552-4600
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
89.4%
Health Care Index:
78.2
Housing Market
What is the housing market like in Duck Creek, IN?
The housing market in Duck Creek is stable and affordable, with a median home price of $158,000 and an owner-occupancy rate exceeding 80%. Rental options are available with average rents at $870, and the area has seen steady home appreciation, making it suitable for both buyers and renters seeking long-term value.
Median Home Price:
$158,000
Average Rent For 2 Bedroom:
$870
Owner Occupied Rate:
82.3%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.6%
Foreclosure Rate:
0.8%
DMV Information
Vehicle registration and licensing in Duck Creek are managed by the Indiana Bureau of Motor Vehicles, with comprehensive services accessible both online and at state offices. Residents benefit from straightforward DMV processes and reliable support for all transportation needs.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
100 N Senate Ave, Indianapolis, IN 46204
Phone:
1-888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.