Everything You Should Know Before Moving to Duck Key, FL
Considering a move to Duck Key, FL? This small island community of 727 residents offers stunning ocean views, a relaxed pace, and a warm tropical climate with 76% sunny days. Expect a high cost of living, with median home prices at $1.15M and rents around $3,200, but enjoy low commute times and easy access to outdoor activities. Crime rates remain low, schools are close by in Marathon, and the area boasts excellent healthcare access and a well-educated population. Duck Key is ideal for those seeking luxury, tranquility, and natural beauty in the Florida Keys.
Demographics - Duck Key, FL
Demographics - Duck Key, FL
Duck Key is a small, close-knit community of 727 residents with a median age of 56.8, reflecting a mature population. The area is predominantly White (94%) with a slightly higher number of males than females and a modest proportion of non-English speakers, contributing to its tranquil, coastal vibe.
Population:
727
Density:
1,200 per sq mi
Median Age:
56.8
Gender Ratio:
104 males per 100 females
Non-English Speakers Percentage:
9.2%
Ethnic Composition
White:
94.0%
Black:
1.3%
Asian:
0.7%
Others:
4.0%
Cost Of Living
What is the average cost of living in Duck Key, FL?
Living in Duck Key comes with a high price tag, as the median home value stands at $1,150,000 and rents average $3,200 per month. The cost of living index is well above the U.S. average, driven mainly by housing expenses, although Florida's lack of state income tax offers some financial relief.
Median House Value:
$1,150,000
Gross Rent:
$3,200
Monthly Electricity Charges:
$165
Auto Insurance:
$2,450
House Owner Cost With Mortgage:
$3,600
House Owner Cost Without Mortgage:
$1,050
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
165
Grocery:
111
Housing:
235
Utilities:
107
Transportation:
105
Health Care:
97
Miscellaneous:
104
Crime
Is Duck Key, FL a safe place to live?
Duck Key enjoys a low crime environment, with violent and property crime rates considerably below national averages. Residents benefit from a strong sense of security and a low chance of encountering crime, making it a safe choice for families and retirees.
Violent Crimes Per 100k:
213
Property Crimes Per 100k:
1,540
Crime Index:
1,753
Chance Of Violent Crime:
1 in 470
Chance Of Property Crime:
1 in 65
Weather
What is the weather like in Duck Key, FL year-round?
Duck Key features a warm, tropical climate year-round, with winter lows around 63°F and summer highs near 89°F. The area enjoys 76% sunny days and moderate rainfall, making it perfect for outdoor activities and waterfront living.
Winter
Min:
63°F
Max:
75°F
Spring
Min:
70°F
Max:
82°F
Summer
Min:
77°F
Max:
89°F
Fall
Min:
71°F
Max:
83°F
Average Rainfall Inches:
38.6 inches
Sunny Days Percentage:
76%
Neighbors
Residents of Duck Key tend to be well-educated and financially comfortable, with a median household income of $88,500 and a poverty rate of just 7.1%. The community boasts high educational attainment and low unemployment, while commute times remain short and public transportation is rarely used.
Median Income:
$54,200
Household Income:
$88,500
Family Income:
$102,000
Per Capita Income:
$67,500
Income Male:
$61,000
Income Female:
$48,000
Poverty Rate:
7.1%
Non English Speakers:
9.2%
Rent:
$3,200
Unemployment Rate:
2.7%
Public Transport Usage:
0.4%
Commute Time:
18.5 minutes
Education
High School or Higher:
94.6%
Bachelors or More:
44.8%
Education
How are the schools in Duck Key, FL?
Families in Duck Key have access to quality public schools in nearby Marathon, including Stanley Switlik Elementary and Marathon Middle/High School, both offering favorable student-teacher ratios. Higher education is within reach at Florida Keys Community College, located 55 miles away in Key West.
Public Schools
Name:
Stanley Switlik Elementary School
Street:
3400 Overseas Hwy
Phone:
305-289-2490
Students:
700
Student Teacher Ratio:
13.6
Name:
Marathon Middle/High School
Street:
350 Sombrero Beach Rd
Phone:
305-289-2480
Students:
600
Student Teacher Ratio:
14.1
Colleges
Name:
Florida Keys Community College
City:
Key West
State:
FL
Distance:
55 miles
Students:
1,800
Healthcare
Access to healthcare is excellent in Duck Key, with Fishermen's Community Hospital nearby and a high rate of insured residents (over 90%). The area offers more physicians per capita than many regions, ensuring timely medical care and peace of mind.
Major Hospitals
Name:
Fishermen's Community Hospital
Address:
3301 Overseas Hwy, Marathon, FL 33050
Phone:
(305) 434-1000
Type:
General & Emergency
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
90.6%
Health Care Index:
76.1
Housing Market
What is the housing market like in Duck Key, FL?
Duck Key's housing market is characterized by high property values, with a median home price of $1,150,000 and strong appreciation in recent years. Most residents own their homes, and the area sees low foreclosure rates, reflecting a stable and desirable real estate market.
Median Home Price:
$1,150,000
Average Rent For 2 Bedroom:
$3,200
Owner Occupied Rate:
72.5%
Rental Vacancy Rate:
10.4%
Home Appreciation Rate (1yr):
8.2%
New Construction Rate:
1.2%
Foreclosure Rate:
0.2%
DMV Information
DMV services for Duck Key are conveniently located in Marathon, handled by the Florida Department of Highway Safety and Motor Vehicles. Residents can access licensing, registration, and vehicle services both in person and online.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
3380 Overseas Hwy, Marathon, FL 33050
Phone:
(305) 289-6034
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.