Illinois / Effingham County

Moving to Effingham, IL

Thinking of making a move to Effingham, IL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Effingham, IL

Considering a move to Effingham, IL? This welcoming community of 12,800 residents offers a blend of suburban charm and convenience, with median home prices around $175,000 and average rents near $925. Commute times average 19 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Effingham's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Effingham, IL

Effingham has a population of 12,800 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 91% White, 4% Black, and 2% Asian residents, and over 6% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
12,800
Density
1,850 per sq mi
Median Age
38.8
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
5.8%

Ethnic Composition

White
90.5%
Black
3.5%
Asian
1.6%
Others
4.4%

Cost Of Living

What is the average cost of living in Effingham, IL?

The cost of living in Effingham is higher than the national average, with a cost of living index of 84.6. Median home values are around $175,000 and average rents for a two-bedroom apartment are approximately $925. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$175,000
Gross Rent
$925
Monthly Electricity Charges
$128
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,310
House Owner Cost Without Mortgage
$520
State Taxes
Low: 4.95%| High: 4.95%
Cost Of Living Index
84.6
Grocery
92.4
Housing
73.8
Utilities
96.8
Transportation
90.5
Health Care
96.1
Miscellaneous
88.7

Crime

Is Effingham, IL a safe place to live?

Effingham is considered a safe community, with a low violent crime rate of 215 incidents per 100,000 residents and a property crime chance of 1 in 58. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Illinois.

Violent Crimes Per 100k
215
Property Crimes Per 100k
1,720
Crime Index
1,935
Chance Of Violent Crime
1 in 465
Chance Of Property Crime
1 in 58

Weather

What is the weather like in Effingham, IL year-round?

Effingham experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 20°F. The area receives about 42 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
20°F
Max
38°F

Summer

Min
67°F
Max
88°F

Spring

Min
44°F
Max
68°F

Fall

Min
46°F
Max
69°F
Average Rainfall Inches
41.8 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $63,500 and a low poverty rate of 12.8%. Over 91% of residents have at least a high school diploma, and nearly 24% hold a bachelor's degree or higher. Commute times average 19 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$36,500
Household Income
$63,500
Family Income
$79,000
Per Capita Income
$31,200
Income Male
$43,000
Income Female
$34,500
Poverty Rate
12.8%
Non English Speakers
7.1%
Rent
$925
Unemployment Rate
4.6%
Public Transport Usage
1.8%
Commute Time
18.9 minutes

Education

High School or Higher
91.4%
Bachelors or More
23.6%

Education

How are the schools in Effingham, IL?

Effingham offers quality education options, with public schools like Effingham Junior High School and Effingham High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Lake Land College - Effingham Education Center and University of Illinois Springfield. The community is committed to educational excellence for all age groups.

Public Schools

Name
Effingham Junior High School
Street
600 3rd St
Phone
217-342-2443
Students
360
Student Teacher Ratio
13.6
Name
Effingham High School
Street
1301 W Grove Ave
Phone
217-347-2175
Students
700
Student Teacher Ratio
14.1

Private Schools

Name
St. Anthony Catholic School
Street
304 E Jefferson Ave
Phone
217-342-2769
Students
260

Colleges

Name
Lake Land College - Effingham Education Center
City
Effingham
State
IL
Distance
0 miles
Students
1,000
Name
University of Illinois Springfield
City
Springfield
State
IL
Distance
94 miles
Students
5,900

Healthcare

Effingham residents have access to quality healthcare, with major hospitals like HSHS St. Anthony's Memorial Hospital and Sarah Bush Lincoln Health Center nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 91.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
HSHS St. Anthony's Memorial Hospital
Address
503 N Maple St, Effingham, IL 62401
Phone
(217) 347-3000
Type
General & Surgical
Emergency Services
Yes
Name
Sarah Bush Lincoln Health Center
Address
1000 Health Center Dr, Mattoon, IL 61938
Phone
(217) 258-2525
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
91.6%
Health Care Index
68.4

Housing Market

What is the housing market like in Effingham, IL?

The local housing market is strong, with a median home price of $175,000 and an owner-occupied rate of nearly 68%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Effingham offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$175,000
Average Rent For 2 Bedroom
$925
Owner Occupied Rate
67.8%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.3%
Foreclosure Rate
0.7%

DMV Information

Residents of Effingham handle vehicle services through the Illinois Secretary of State Driver Services, conveniently located in Springfield. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Illinois
Department
Illinois Secretary of State Driver Services
Address
2701 S. Dirksen Pkwy, Springfield, IL 62723
Phone
1-800-252-8980

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Effingham, IL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Effingham, review the core fields on this page: population 12,800, median home value $175,000, average rent for 2 bedroom $925, commute time 18.9 minutes, and sunny days percentage 56%.

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