Illinois / Effingham County

Moving to Effingham, IL

Thinking of making a move to Effingham, IL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Effingham, IL

Considering a move to Effingham, IL? This welcoming community of 12,196 residents offers a blend of suburban charm and convenience, with median home prices around $165,000 and average rents near $800. Commute times average 15 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (57% annually), ideal for families and commuters alike. Explore Effingham's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Effingham, IL

Effingham has a population of 12,196 residents, offering a diverse community with a median age of nearly 40 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 1% Black, and 1% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
12,196
Density
1,100 per sq mi
Median Age
39.8
Gender Ratio
94 males per 100 females
Non-English Speakers Percentage
4.7%

Ethnic Composition

White
92.8%
Black
1.3%
Asian
1.1%
Others
4.8%

Cost Of Living

What is the average cost of living in Effingham, IL?

The cost of living in Effingham is higher than the national average, with a cost of living index of 83.6. Median home values are around $165,000 and average rents for a two-bedroom apartment are approximately $800. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$165,000
Gross Rent
$800
Monthly Electricity Charges
$110
Auto Insurance
$1,050
House Owner Cost With Mortgage
$1,240
House Owner Cost Without Mortgage
$430
State Taxes
Low: 4.95%| High: 4.95%
Cost Of Living Index
83.6
Grocery
92.1
Housing
68.4
Utilities
96.7
Transportation
89.2
Health Care
93.8
Miscellaneous
80.5

Crime

Is Effingham, IL a safe place to live?

Effingham is considered a safe community, with a low violent crime rate of 184 incidents per 100,000 residents and a property crime chance of 1 in 44. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Illinois.

Violent Crimes Per 100k
184
Property Crimes Per 100k
2,277
Crime Index
2,461
Chance Of Violent Crime
1 in 543
Chance Of Property Crime
1 in 44

Weather

What is the weather like in Effingham, IL year-round?

Effingham experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 21°F. The area receives about 42 inches of rainfall annually and enjoys sunshine on 57% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
21°F
Max
38°F

Summer

Min
64°F
Max
87°F

Spring

Min
44°F
Max
68°F

Fall

Min
45°F
Max
70°F
Average Rainfall Inches
42.1 inches
Sunny Days Percentage
57%

Neighbors

The neighborhood boasts a healthy median household income of $54,370 and a low poverty rate of 12.0%. Over 92% of residents have at least a high school diploma, and nearly 23% hold a bachelor's degree or higher. Commute times average 15 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,100
Household Income
$54,370
Family Income
$73,200
Per Capita Income
$29,600
Income Male
$48,000
Income Female
$37,000
Poverty Rate
12.0%
Non English Speakers
4.7%
Rent
$800
Unemployment Rate
3.8%
Public Transport Usage
0.2%
Commute Time
15.0 minutes

Education

High School or Higher
91.8%
Bachelors or More
23.1%

Education

How are the schools in Effingham, IL?

Effingham offers quality education options, with public schools like Effingham High School and Central Grade School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Lake Land College - Kluthe Center and Eastern Illinois University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Effingham High School
Street
1301 W Grove Ave
Phone
217-540-1100
Students
700
Student Teacher Ratio
14.5
Name
Central Grade School
Street
10421 N US Hwy 45
Phone
217-868-5611
Students
450
Student Teacher Ratio
15.2

Private Schools

Name
Sacred Heart School
Street
407 S Henrietta St
Phone
217-347-7177
Students
200

Colleges

Name
Lake Land College - Kluthe Center
City
Effingham
State
IL
Distance
0 miles
Students
800
Name
Eastern Illinois University
City
Charleston
State
IL
Distance
34 miles
Students
8,600

Healthcare

Effingham residents have access to quality healthcare, with major hospitals like HSHS St. Anthony's Memorial Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 91.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
HSHS St. Anthony's Memorial Hospital
Address
503 N Maple St, Effingham, IL 62401
Phone
(217) 342-2121
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
91.6%
Health Care Index
69.4

Housing Market

What is the housing market like in Effingham, IL?

The local housing market is strong, with a median home price of $165,000 and an owner-occupied rate of nearly 60%. The market has seen a 4.3% appreciation over the past year, and rental vacancy rates remain moderate at 6.7%. Effingham offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$165,000
Average Rent For 2 Bedroom
$800
Owner Occupied Rate
60.2%
Rental Vacancy Rate
6.7%
Home Appreciation Rate (1yr)
4.3%
New Construction Rate
1.1%
Foreclosure Rate
0.4%

DMV Information

Residents of Effingham handle vehicle services through the Illinois Secretary of State Facility, conveniently located in Effingham. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Illinois
Department
Illinois Secretary of State Facility
Address
444 S Willow St, Effingham, IL 62401
Phone
1-800-252-8980

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Effingham, IL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Effingham, review the core fields on this page: population 12,196, median home value $165,000, average rent for 2 bedroom $800, commute time 15.0 minutes, and sunny days percentage 57%.

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