Everything You Should Know Before Moving to Elgin, IL
Considering a move to Elgin, IL? Home to about 115,000 residents, Elgin offers a more affordable cost of living than Chicago’s suburbs, with median home prices at $253,000 and rents averaging $1,370. Commute times average just under 30 minutes, and the city enjoys 59% sunny days per year with pleasant Midwestern seasons. Crime rates are moderate, and local schools, including Elgin High and Elgin Community College, serve the city’s diverse population. With major hospitals and plentiful amenities, Elgin provides a balanced lifestyle for families and professionals alike.
Demographics - Elgin, IL
Elgin is a diverse city of nearly 115,000 residents, with a median age of 35.3 and a population density of about 2,900 people per square mile. The community features a balanced gender ratio and a significant multicultural presence, including nearly 30% non-English speakers.
Population:
114,797
Density:
2,900 per sq mi
Median Age:
35.3
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
29.4%
Ethnic Composition
White:
43.1%
Black:
6.5%
Asian:
6.9%
Others:
43.5%
Cost Of Living
What is the average cost of living in Elgin, IL?
Elgin offers a cost of living slightly below the national average, with median home values around $253,000 and average rent at $1,370. Utilities and transportation costs are close to average, making Elgin an affordable choice for both homeowners and renters.
Median House Value:
$253,000
Gross Rent:
$1,370
Monthly Electricity Charges:
$105
Auto Insurance:
$1,240
House Owner Cost With Mortgage:
$1,950
House Owner Cost Without Mortgage:
$675
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
98.4
Grocery:
97.1
Housing:
87.6
Utilities:
101.5
Transportation:
102.3
Health Care:
99.2
Miscellaneous:
96.7
Crime
Is Elgin, IL a safe place to live?
Elgin experiences moderate crime rates, with 226 violent crimes and 1,512 property crimes per 100,000 residents. The chance of being a victim of a violent crime is about 1 in 442, which is relatively low for a city of its size.
Violent Crimes Per 100k:
226
Property Crimes Per 100k:
1,512
Crime Index:
1,738
Chance Of Violent Crime:
1 in 442
Chance Of Property Crime:
1 in 66
Weather
What is the weather like in Elgin, IL year-round?
Residents in Elgin enjoy four distinct seasons, with warm summers reaching up to 84°F and cold winters dipping to 15°F. The area receives about 36.5 inches of rainfall annually and sees sunshine nearly 60% of the year.
Winter
Min:
15°F
Max:
33°F
Spring
Min:
39°F
Max:
65°F
Summer
Min:
62°F
Max:
84°F
Fall
Min:
41°F
Max:
67°F
Average Rainfall Inches:
36.5 inches
Sunny Days Percentage:
59%
Neighbors
Elgin's neighborhoods feature a median household income of roughly $77,500 and a poverty rate just above 10%. Most residents have at least a high school education, with about a quarter holding a bachelor's degree or higher, and the average commute is just under 30 minutes.
Median Income:
$41,800
Household Income:
$77,500
Family Income:
$85,400
Per Capita Income:
$29,600
Income Male:
$44,800
Income Female:
$36,100
Poverty Rate:
10.5%
Non English Speakers:
29.4%
Rent:
$1,370
Unemployment Rate:
5.1%
Public Transport Usage:
4.8%
Commute Time:
29.8 minutes
Education
High School or Higher:
85.7%
Bachelors or More:
24.3%
Education
How are the schools in Elgin, IL?
Elgin offers a range of educational options, from public schools like Elgin High to private institutions and higher education at Elgin Community College and Judson University. The community supports a large student population, making it a suitable place for families and lifelong learners.
Public Schools
Name:
Elgin High School
Street:
1200 Maroon Dr
Phone:
847-888-5100
Students:
2,570
Student Teacher Ratio:
17.6
Name:
Kimball Middle School
Street:
451 N McLean Blvd
Phone:
847-888-5290
Students:
850
Student Teacher Ratio:
15.2
Private Schools
Name:
St. Edward Central Catholic High School
Street:
335 Locust St
Phone:
847-741-7535
Students:
415
Colleges
Name:
Elgin Community College
City:
Elgin
State:
IL
Distance:
0 miles
Students:
9,800
Name:
Judson University
City:
Elgin
State:
IL
Distance:
0 miles
Students:
1,200
Healthcare
Healthcare in Elgin is anchored by major hospitals like Advocate Sherman and Ascension Saint Joseph, both offering emergency services. The city boasts a strong physician presence with 2.2 doctors per 1,000 residents and a high health insurance coverage rate of 91.5%.
Major Hospitals
Name:
Advocate Sherman Hospital
Address:
1425 N Randall Rd, Elgin, IL 60123
Phone:
(224) 783-7200
Type:
General & Surgical
Emergency Services:
Yes
Name:
Ascension Saint Joseph - Elgin
Address:
77 N Airlite St, Elgin, IL 60123
Phone:
(847) 695-3200
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
91.5%
Health Care Index:
72.8
Housing Market
What is the housing market like in Elgin, IL?
Elgin's housing market is attractive to buyers, with a median home price of $253,000 and a stable owner-occupancy rate of nearly 68%. Home appreciation has grown at 4.2% over the past year, and rental options are widely available with a 6.1% vacancy rate.
Median Home Price:
$253,000
Average Rent For 2 Bedroom:
$1,370
Owner Occupied Rate:
67.9%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.9%
Foreclosure Rate:
0.7%
DMV Information
Residents can access DMV services through the Illinois Secretary of State Driver Services Facility located on S State St in Elgin. This office provides essential licensing and vehicle registration services for the community.
State:
Illinois
Department:
Illinois Secretary of State Driver Services Facility
Address:
595 S State St, Elgin, IL 60123
Phone:
1-800-252-8980
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.