Illinois / Kane County

Moving to Elgin, IL

Thinking of making a move to Elgin, IL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Elgin, IL

Considering a move to Elgin, IL? This welcoming community of 114,797 residents offers a blend of suburban charm and convenience, with median home prices around $253,000 and average rents near $1,370. Commute times average 30 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (59% annually), ideal for families and commuters alike. Explore Elgin's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Elgin, IL

Elgin has a population of 114,797 residents, offering a diverse community with a median age of nearly 35 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 43% White, 7% Black, and 7% Asian residents, and over 29% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
114,797
Density
2,900 per sq mi
Median Age
35.3
Gender Ratio
99 males per 100 females
Non-English Speakers Percentage
29.4%

Ethnic Composition

White
43.1%
Black
6.5%
Asian
6.9%
Others
43.5%

Cost Of Living

What is the average cost of living in Elgin, IL?

The cost of living in Elgin is higher than the national average, with a cost of living index of 98.4. Median home values are around $253,000 and average rents for a two-bedroom apartment are approximately $1,370. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$253,000
Gross Rent
$1,370
Monthly Electricity Charges
$105
Auto Insurance
$1,240
House Owner Cost With Mortgage
$1,950
House Owner Cost Without Mortgage
$675
State Taxes
Low: 4.95%| High: 4.95%
Cost Of Living Index
98.4
Grocery
97.1
Housing
87.6
Utilities
101.5
Transportation
102.3
Health Care
99.2
Miscellaneous
96.7

Crime

Is Elgin, IL a safe place to live?

Elgin is considered a safe community, with a low violent crime rate of 226 incidents per 100,000 residents and a property crime chance of 1 in 66. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Illinois.

Violent Crimes Per 100k
226
Property Crimes Per 100k
1,512
Crime Index
1,738
Chance Of Violent Crime
1 in 442
Chance Of Property Crime
1 in 66

Weather

What is the weather like in Elgin, IL year-round?

Elgin experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 15°F. The area receives about 37 inches of rainfall annually and enjoys sunshine on 59% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
15°F
Max
33°F

Summer

Min
62°F
Max
84°F

Spring

Min
39°F
Max
65°F

Fall

Min
41°F
Max
67°F
Average Rainfall Inches
36.5 inches
Sunny Days Percentage
59%

Neighbors

The neighborhood boasts a healthy median household income of $77,500 and a low poverty rate of 10.5%. Over 86% of residents have at least a high school diploma, and nearly 24% hold a bachelor's degree or higher. Commute times average 30 minutes, and almost 5% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$41,800
Household Income
$77,500
Family Income
$85,400
Per Capita Income
$29,600
Income Male
$44,800
Income Female
$36,100
Poverty Rate
10.5%
Non English Speakers
29.4%
Rent
$1,370
Unemployment Rate
5.1%
Public Transport Usage
4.8%
Commute Time
29.8 minutes

Education

High School or Higher
85.7%
Bachelors or More
24.3%

Education

How are the schools in Elgin, IL?

Elgin offers quality education options, with public schools like Elgin High School and Kimball Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Elgin Community College and Judson University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Elgin High School
Street
1200 Maroon Dr
Phone
847-888-5100
Students
2,570
Student Teacher Ratio
17.6
Name
Kimball Middle School
Street
451 N McLean Blvd
Phone
847-888-5290
Students
850
Student Teacher Ratio
15.2

Private Schools

Name
St. Edward Central Catholic High School
Street
335 Locust St
Phone
847-741-7535
Students
415

Colleges

Name
Elgin Community College
City
Elgin
State
IL
Distance
0 miles
Students
9,800
Name
Judson University
City
Elgin
State
IL
Distance
0 miles
Students
1,200

Healthcare

Elgin residents have access to quality healthcare, with major hospitals like Advocate Sherman Hospital and Ascension Saint Joseph - Elgin nearby. The community benefits from a high physician-to-resident ratio of 2.2 per 1,000 people and 91.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Advocate Sherman Hospital
Address
1425 N Randall Rd, Elgin, IL 60123
Phone
(224) 783-7200
Type
General & Surgical
Emergency Services
Yes
Name
Ascension Saint Joseph - Elgin
Address
77 N Airlite St, Elgin, IL 60123
Phone
(847) 695-3200
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.2
Health Insurance Coverage
91.5%
Health Care Index
72.8

Housing Market

What is the housing market like in Elgin, IL?

The local housing market is strong, with a median home price of $253,000 and an owner-occupied rate of nearly 68%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Elgin offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$253,000
Average Rent For 2 Bedroom
$1,370
Owner Occupied Rate
67.9%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
0.9%
Foreclosure Rate
0.7%

DMV Information

Residents of Elgin handle vehicle services through the Illinois Secretary of State Driver Services Facility, conveniently located in Elgin. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Illinois
Department
Illinois Secretary of State Driver Services Facility
Address
595 S State St, Elgin, IL 60123
Phone
1-800-252-8980

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Elgin, IL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Elgin, review the core fields on this page: population 114,797, median home value $253,000, average rent for 2 bedroom $1,370, commute time 29.8 minutes, and sunny days percentage 59%.

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