Illinois / Kane County

Moving to Elgin, IL

Thinking of making a move to Elgin, IL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Elgin, IL

Considering a move to Elgin, IL? This welcoming community of 114,797 residents offers a blend of suburban charm and convenience, with median home prices around $315,000 and average rents near $1,550. Commute times average 31 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (53% annually), ideal for families and commuters alike. Explore Elgin's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Elgin, IL

Elgin has a population of 114,797 residents, offering a diverse community with a median age of nearly 35 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 39% White, 8% Black, and 7% Asian residents, and over 40% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
114,797
Density
4,300 per sq mi
Median Age
34.5
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
39.5%

Ethnic Composition

White
39.0%
Black
7.5%
Asian
6.8%
Others
46.7%

Cost Of Living

What is the average cost of living in Elgin, IL?

The cost of living in Elgin is higher than the national average, with a cost of living index of 101.8. Median home values are around $315,000 and average rents for a two-bedroom apartment are approximately $1,550. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$315,000
Gross Rent
$1,550
Monthly Electricity Charges
$128
Auto Insurance
$1,850
House Owner Cost With Mortgage
$2,050
House Owner Cost Without Mortgage
$620
State Taxes
Low: 1.0%| High: 4.95%
Cost Of Living Index
101.8
Grocery
101.2
Housing
103.5
Utilities
98.7
Transportation
100.8
Health Care
98.9
Miscellaneous
101.0

Crime

Is Elgin, IL a safe place to live?

Elgin is considered a safe community, with a low violent crime rate of 352 incidents per 100,000 residents and a property crime chance of 1 in 55. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Illinois.

Violent Crimes Per 100k
352
Property Crimes Per 100k
1,820
Crime Index
2,172
Chance Of Violent Crime
1 in 284
Chance Of Property Crime
1 in 55

Weather

What is the weather like in Elgin, IL year-round?

Elgin experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 18°F. The area receives about 37 inches of rainfall annually and enjoys sunshine on 53% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
18°F
Max
33°F

Summer

Min
64°F
Max
84°F

Spring

Min
40°F
Max
65°F

Fall

Min
44°F
Max
67°F
Average Rainfall Inches
37.0 inches
Sunny Days Percentage
53%

Neighbors

The neighborhood boasts a healthy median household income of $82,000 and a low poverty rate of 11.8%. Over 87% of residents have at least a high school diploma, and nearly 28% hold a bachelor's degree or higher. Commute times average 31 minutes, and almost 10% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$38,500
Household Income
$82,000
Family Income
$94,500
Per Capita Income
$34,500
Income Male
$45,000
Income Female
$36,500
Poverty Rate
11.8%
Non English Speakers
35.0%
Rent
$1,550
Unemployment Rate
5.6%
Public Transport Usage
9.8%
Commute Time
31.4 minutes

Education

High School or Higher
86.5%
Bachelors or More
27.8%

Education

How are the schools in Elgin, IL?

Elgin offers quality education options, with public schools like Larkin High School and Elgin High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Elgin Community College and Judson University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Larkin High School
Street
1475 Larkin Ave
Phone
847-888-5100
Students
1,800
Student Teacher Ratio
14.8
Name
Elgin High School
Street
1200 Maroon Dr
Phone
847-888-5100
Students
2,000
Student Teacher Ratio
15.4

Private Schools

Name
St. Edward Central Catholic High School
Street
335 Locust St
Phone
847-888-5100
Students
650

Colleges

Name
Elgin Community College
City
Elgin
State
IL
Distance
0 miles
Students
9,500
Name
Judson University
City
Elgin
State
IL
Distance
2 miles
Students
1,200

Healthcare

Elgin residents have access to quality healthcare, with major hospitals like Ascension St. Joseph Hospital and AMITA Health Saint Joseph Hospital - Elgin nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 91.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Ascension St. Joseph Hospital
Address
77 N Airlite St, Elgin, IL 60123
Phone
(847) 695-3200
Type
General & Surgical
Emergency Services
Yes
Name
AMITA Health Saint Joseph Hospital - Elgin
Address
77 N Airlite St, Elgin, IL 60123
Phone
(847) 695-3200
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
91.4%
Health Care Index
72.8

Housing Market

What is the housing market like in Elgin, IL?

The local housing market is strong, with a median home price of $315,000 and an owner-occupied rate of nearly 66%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 5.9%. Elgin offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$315,000
Average Rent For 2 Bedroom
$1,550
Owner Occupied Rate
65.8%
Rental Vacancy Rate
5.9%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
1.6%
Foreclosure Rate
0.6%

DMV Information

Residents of Elgin handle vehicle services through the Illinois Secretary of State, conveniently located in Springfield. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Illinois
Department
Illinois Secretary of State
Address
2701 S. Dirksen Parkway, Springfield, IL 62723
Phone
1-800-252-8980

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Elgin, IL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Elgin, review the core fields on this page: population 114,797, median home value $315,000, average rent for 2 bedroom $1,550, commute time 31.4 minutes, and sunny days percentage 53%.

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