Everything You Should Know Before Moving to Elgin, TX
Considering a move to Elgin, TX? This friendly city of 10,600 offers affordable living with median home prices around $264,000 and average rents at $1,320. Residents enjoy a sunny, warm climate with 62% sunny days and mild winters. Commute times average 29 minutes, crime rates are moderate, and local schools and healthcare options provide solid support for families. Elgin balances small-town charm with easy access to Austin and a welcoming, diverse community.
Demographics - Elgin, TX
Elgin is home to about 10,600 residents, offering a youthful median age of 34 and a balanced gender ratio. The community is notably diverse, with significant White and Hispanic or Latino populations, and nearly one in five residents speaks a language other than English at home. With a moderate population density, Elgin provides a welcoming environment for newcomers seeking small-town character.
Population:
10,600
Density:
1,050 per sq mi
Median Age:
34.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
18.5%

Ethnic Composition
White:
41.5%
Black:
14.1%
Asian:
0.6%
Others:
3.7%
Cost Of Living
What is the average cost of living in Elgin, TX?
Elgin’s cost of living is slightly below the national average, with a cost index of 96.5 and median home values around $264,000. Renters can expect average monthly rents near $1,320, while Texas state taxes remain at 0%. Overall, affordable housing and reasonable everyday expenses make Elgin attractive for budget-conscious families and individuals.
Median House Value:
$264,000
Gross Rent:
$1,320
Monthly Electricity Charges:
$155
Auto Insurance:
$1,520
House Owner Cost With Mortgage:
$1,650
House Owner Cost Without Mortgage:
$540
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
96.5
Grocery:
92.3
Housing:
85.8
Utilities:
108.5
Transportation:
98.2
Health Care:
94.7
Miscellaneous:
90.4
Crime
Is Elgin, TX a safe place to live?
Elgin experiences moderate crime rates, with a violent crime risk of about 1 in 355 and a property crime risk of 1 in 50. The overall crime index is 2,286, which is a key consideration for those prioritizing safety. Residents generally find Elgin to be a safe and family-friendly community, but it’s wise to stay aware of local trends.
Violent Crimes Per 100k:
282
Property Crimes Per 100k:
2,004
Crime Index:
2,286
Chance Of Violent Crime:
1 in 355
Chance Of Property Crime:
1 in 50
Weather
What is the weather like in Elgin, TX year-round?
Elgin enjoys a warm, sunny climate with about 62% of days featuring sunshine and mild winters averaging highs in the low 60s. Summers can be hot, reaching up to 96°F, while annual rainfall is moderate at nearly 35 inches. The comfortable weather supports an active, outdoors-oriented lifestyle year-round.

Winter
Min:
38°F
Max:
62°F

Spring
Min:
54°F
Max:
79°F

Summer
Min:
72°F
Max:
96°F

Fall
Min:
56°F
Max:
81°F
Average Rainfall Inches:
34.7 inches
Sunny Days Percentage:
62%
Neighbors
Elgin’s residents have a median household income of $62,300, with a 13.3% poverty rate and an average commute time of just under 30 minutes. The area boasts a high school graduation rate over 82%, reflecting a community invested in education. Low public transit use and a moderate unemployment rate contribute to the town’s suburban feel.
Median Income:
$32,400
Household Income:
$62,300
Family Income:
$75,700
Per Capita Income:
$24,100
Income Male:
$40,200
Income Female:
$28,700
Poverty Rate:
13.3%
Non English Speakers:
18.5%
Rent:
$1,320
Unemployment Rate:
4.9%
Public Transport Usage:
0.2%
Commute Time:
29.2 minutes

Education
High School or Higher:
82.4%
Bachelors or More:
18.5%
Education
How are the schools in Elgin, TX?
Elgin offers a range of educational opportunities, including public schools with favorable student-teacher ratios and private options like St. Peter's Lutheran School. For higher education, Austin Community College’s Elgin campus is in town, while Texas State University is within commuting distance. Families benefit from solid K-12 resources and convenient access to college-level programs.

Public Schools
Name:
Elgin High School
Street:
14000 County Line Rd
Phone:
512-281-3434
Students:
1,280
Student Teacher Ratio:
14.6
Name:
Elgin Middle School
Street:
1351 N Avenue C
Phone:
512-281-3382
Students:
930
Student Teacher Ratio:
13.9

Private Schools
Name:
St. Peter's Lutheran School
Street:
401 E 8th St
Phone:
512-285-4842
Students:
110

Colleges
Name:
Austin Community College – Elgin Campus
City:
Elgin
State:
TX
Distance:
0 miles
Students:
1,800
Name:
Texas State University
City:
San Marcos
State:
TX
Distance:
55 miles
Students:
38,000
Healthcare
Elgin is served by primary and general healthcare facilities, including the Elgin Family Care Center and nearby Ascension Seton Bastrop Hospital for emergency services. With 1.6 physicians per 1,000 residents and over 81% health insurance coverage, basic medical needs are well-supported locally. The city’s healthcare index of 68.4 reflects reliable access to essential care.

Major Hospitals
Name:
Elgin Family Care Center
Address:
209 S Main St, Elgin, TX 78621
Phone:
(512) 285-6300
Type:
Primary Care
Emergency Services:
No
Name:
Ascension Seton Bastrop Hospital
Address:
630 TX-71, Bastrop, TX 78602
Phone:
(512) 304-0300
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
81.7%
Health Care Index:
68.4
Housing Market
What is the housing market like in Elgin, TX?
Elgin’s housing market features a median home price of $264,000 and an owner-occupied rate exceeding 60%, making homeownership accessible for many. Average rent for a two-bedroom apartment is around $1,320, and a low foreclosure rate of 0.6% signals a stable market. Modest home appreciation and new construction rates provide options for both buyers and renters.
Median Home Price:
$264,000
Average Rent For 2 Bedroom:
$1,320
Owner Occupied Rate:
60.8%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
5.2%
New Construction Rate:
2.5%
Foreclosure Rate:
0.6%
DMV Information
Residents of Elgin are served by the Texas Department of Motor Vehicles, with the main office located in nearby Austin. Essential DMV services, including vehicle registration and licensing, are easily accessible by phone or online. This proximity ensures convenient support for all transportation and registration needs.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.