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Moving to Elgin, TX?

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Everything You Should Know Before Moving to Elgin, TX

Considering a move to Elgin, TX? This friendly city of 10,600 offers affordable living with median home prices around $264,000 and average rents at $1,320. Residents enjoy a sunny, warm climate with 62% sunny days and mild winters. Commute times average 29 minutes, crime rates are moderate, and local schools and healthcare options provide solid support for families. Elgin balances small-town charm with easy access to Austin and a welcoming, diverse community.

Demographics - Elgin, TX

Demographics - Elgin, TX

Elgin is home to about 10,600 residents, offering a youthful median age of 34 and a balanced gender ratio. The community is notably diverse, with significant White and Hispanic or Latino populations, and nearly one in five residents speaks a language other than English at home. With a moderate population density, Elgin provides a welcoming environment for newcomers seeking small-town character.

demograph population
Population:
10,600
demograph density
Density:
1,050 per sq mi
demograph median age
Median Age:
34.2
Demograph Gender Ratio
Gender Ratio:
98 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
18.5%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
41.5%
demograph blacks
Black:
14.1%
demograph asian
Asian:
0.6%
demograph others
Others:
3.7%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Elgin, TX?

Elgin’s cost of living is slightly below the national average, with a cost index of 96.5 and median home values around $264,000. Renters can expect average monthly rents near $1,320, while Texas state taxes remain at 0%. Overall, affordable housing and reasonable everyday expenses make Elgin attractive for budget-conscious families and individuals.

cost of living medianHouseValue
Median House Value:
$264,000
cost of living grossRent
Gross Rent:
$1,320
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$155
cost of living autoInsurance
Auto Insurance:
$1,520
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$1,650
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$540
cost of living stateTaxes State Taxes:
Low:
0%
|
High:
0%
cost of living costOfLivingIndex
Cost Of Living Index:
96.5
cost of living grocery
Grocery:
92.3
cost of living housing
Housing:
85.8
cost of living utilities
Utilities:
108.5
cost of living transportation
Transportation:
98.2
cost of living health-care
Health Care:
94.7
cost of living miscellaneous
Miscellaneous:
90.4

Crime

Crime

Is Elgin, TX a safe place to live?

Elgin experiences moderate crime rates, with a violent crime risk of about 1 in 355 and a property crime risk of 1 in 50. The overall crime index is 2,286, which is a key consideration for those prioritizing safety. Residents generally find Elgin to be a safe and family-friendly community, but it’s wise to stay aware of local trends.

crime voilentCrimes
Violent Crimes Per 100k:
282
crime propertyCrime
Property Crimes Per 100k:
2,004
crime crimeIndex
Crime Index:
2,286
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 355
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 50
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Weather

Weather

What is the weather like in Elgin, TX year-round?

Elgin enjoys a warm, sunny climate with about 62% of days featuring sunshine and mild winters averaging highs in the low 60s. Summers can be hot, reaching up to 96°F, while annual rainfall is moderate at nearly 35 inches. The comfortable weather supports an active, outdoors-oriented lifestyle year-round.

weather winterWinter
weather min
Min:
38°F
weather max
Max:
62°F
weather springSpring
weather min
Min:
54°F
weather max
Max:
79°F
weather summerSummer
weather min
Min:
72°F
weather max
Max:
96°F
weather fallFall
weather min
Min:
56°F
weather max
Max:
81°F
weather averageRainfallInches
Average Rainfall Inches:
34.7 inches
weather sunnyDays Percentage
Sunny Days Percentage:
62%

Neighbors

Neighbors

Elgin’s residents have a median household income of $62,300, with a 13.3% poverty rate and an average commute time of just under 30 minutes. The area boasts a high school graduation rate over 82%, reflecting a community invested in education. Low public transit use and a moderate unemployment rate contribute to the town’s suburban feel.

neighbor medianIncome
Median Income:
$32,400
neighbor householdIncome
Household Income:
$62,300
neighbor familyIncome
Family Income:
$75,700
neighbor perCapitaIncome
Per Capita Income:
$24,100
neighbor incomeMale
Income Male:
$40,200
neighbor incomeFemale
Income Female:
$28,700
neighbor povertyRate
Poverty Rate:
13.3%
neighbor nonEnglishSpeakers
Non English Speakers:
18.5%
neighbor rent
Rent:
$1,320
neighbor unemployment
Unemployment Rate:
4.9%
neighbor publicTransport
Public Transport Usage:
0.2%
neighbor commuteTime
Commute Time:
29.2 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
82.4%
neighbor bachelors
Bachelors or More:
18.5%
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Education

Education

How are the schools in Elgin, TX?

Elgin offers a range of educational opportunities, including public schools with favorable student-teacher ratios and private options like St. Peter's Lutheran School. For higher education, Austin Community College’s Elgin campus is in town, while Texas State University is within commuting distance. Families benefit from solid K-12 resources and convenient access to college-level programs.

education PublicSchoolsPublic Schools
education publicName
Name:
Elgin High School
education publicStreet
Street:
14000 County Line Rd
education publicPhone
Phone:
512-281-3434
education publicStudents
Students:
1,280
education publicStudentTeacherRatio
Student Teacher Ratio:
14.6


education publicName
Name:
Elgin Middle School
education publicStreet
Street:
1351 N Avenue C
education publicPhone
Phone:
512-281-3382
education publicStudents
Students:
930
education publicStudentTeacherRatio
Student Teacher Ratio:
13.9


education privateSchoolsPrivate Schools
education privateName
Name:
St. Peter's Lutheran School
education privateStreet
Street:
401 E 8th St
education privatePhone
Phone:
512-285-4842
education privateStudents
Students:
110


education collegesColleges
education collegeName
Name:
Austin Community College – Elgin Campus
education collegeCity
City:
Elgin
education collegeState
State:
TX
education collegeDistance
Distance:
0 miles
education collegeStudents
Students:
1,800


education collegeName
Name:
Texas State University
education collegeCity
City:
San Marcos
education collegeState
State:
TX
education collegeDistance
Distance:
55 miles
education collegeStudents
Students:
38,000


Healthcare

Healthcare

Elgin is served by primary and general healthcare facilities, including the Elgin Family Care Center and nearby Ascension Seton Bastrop Hospital for emergency services. With 1.6 physicians per 1,000 residents and over 81% health insurance coverage, basic medical needs are well-supported locally. The city’s healthcare index of 68.4 reflects reliable access to essential care.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Elgin Family Care Center
healthcare hospitalAddress
Address:
209 S Main St, Elgin, TX 78621
healthcare hospitalPhone
Phone:
(512) 285-6300
healthcare hospitalType
Type:
Primary Care
healthcare emergencyServices
Emergency Services:
No


healthcare hospitalName
Name:
Ascension Seton Bastrop Hospital
healthcare hospitalAddress
Address:
630 TX-71, Bastrop, TX 78602
healthcare hospitalPhone
Phone:
(512) 304-0300
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
1.6
healthcare healthInsuranceCoverage
Health Insurance Coverage:
81.7%
healthcare healthCareIndex
Health Care Index:
68.4
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Elgin, TX?

Elgin’s housing market features a median home price of $264,000 and an owner-occupied rate exceeding 60%, making homeownership accessible for many. Average rent for a two-bedroom apartment is around $1,320, and a low foreclosure rate of 0.6% signals a stable market. Modest home appreciation and new construction rates provide options for both buyers and renters.

housing market medianHomePrice
Median Home Price:
$264,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$1,320
housing market ownerOccupiedRate
Owner Occupied Rate:
60.8%
housing market rentalVacancyRate
Rental Vacancy Rate:
6.2%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
5.2%
housing market newConstructionRate
New Construction Rate:
2.5%
housing market foreclosureRate
Foreclosure Rate:
0.6%

DMV Information

DMV Information

Residents of Elgin are served by the Texas Department of Motor Vehicles, with the main office located in nearby Austin. Essential DMV services, including vehicle registration and licensing, are easily accessible by phone or online. This proximity ensures convenient support for all transportation and registration needs.

dmv state
State:
Texas
dmv department
Department:
Texas Department of Motor Vehicles
dmv address
Address:
4000 Jackson Ave, Austin, TX 78731
dmv phone
Phone:
1-888-368-4689
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Elgin, TX

Planning a relocation in or near Elgin? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Elgin.

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FAQs About Moving to Elgin, TX

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Check the cost of living, housing, traffic, and public transit in Elgin. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Elgin climate and weather.

Moving within Elgin usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Elgin. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Elgin offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Elgin at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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