Texas / Bastrop County

Moving to Elgin, TX

Thinking of making a move to Elgin, TX? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Elgin, TX

Considering a move to Elgin, TX? This welcoming community of 11,600 residents offers a blend of suburban charm and convenience, with median home prices around $285,000 and average rents near $1,450. Commute times average 32 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (64% annually), ideal for families and commuters alike. Explore Elgin's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Elgin, TX

Elgin has a population of 11,600 residents, offering a diverse community with a median age of nearly 33 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 48% White, 11% Black, and 2% Asian residents, and over 34% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
11,600
Density
1,650 per sq mi
Median Age
33.4
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
34.2%

Ethnic Composition

White
47.5%
Black
10.8%
Asian
1.7%
Others
40.0%

Cost Of Living

What is the average cost of living in Elgin, TX?

The cost of living in Elgin is higher than the national average, with a cost of living index of 92.4. Median home values are around $285,000 and average rents for a two-bedroom apartment are approximately $1,450. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$285,000
Gross Rent
$1,450
Monthly Electricity Charges
$155
Auto Insurance
$2,050
House Owner Cost With Mortgage
$1,950
House Owner Cost Without Mortgage
$580
State Taxes
Low: 0.0%| High: 0.0%
Cost Of Living Index
92.4
Grocery
94.1
Housing
88.3
Utilities
104.6
Transportation
98.7
Health Care
97.2
Miscellaneous
93.5

Crime

Is Elgin, TX a safe place to live?

Elgin is considered a safe community, with a low violent crime rate of 320 incidents per 100,000 residents and a property crime chance of 1 in 45. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Texas.

Violent Crimes Per 100k
320
Property Crimes Per 100k
2,210
Crime Index
2,530
Chance Of Violent Crime
1 in 313
Chance Of Property Crime
1 in 45

Weather

What is the weather like in Elgin, TX year-round?

Elgin experiences four distinct seasons, with warm summers reaching highs of 97°F and cold winters dipping to 37°F. The area receives about 36 inches of rainfall annually and enjoys sunshine on 64% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
37°F
Max
61°F

Summer

Min
74°F
Max
97°F

Spring

Min
55°F
Max
80°F

Fall

Min
57°F
Max
82°F
Average Rainfall Inches
35.5 inches
Sunny Days Percentage
64%

Neighbors

The neighborhood boasts a healthy median household income of $72,800 and a low poverty rate of 16.8%. Over 82% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 32 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$72,800
Family Income
$82,900
Per Capita Income
$29,400
Income Male
$42,500
Income Female
$35,900
Poverty Rate
16.8%
Non English Speakers
39.5%
Rent
$1,450
Unemployment Rate
4.1%
Public Transport Usage
1.6%
Commute Time
31.8 minutes

Education

High School or Higher
82.4%
Bachelors or More
18.7%

Education

How are the schools in Elgin, TX?

Elgin offers quality education options, with public schools like Elgin Elementary School, Elgin Middle School, and Elgin High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Austin Community College – Elgin Campus and Texas State Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Elgin Elementary School
Street
1400 Vintage Dr
Phone
512-281-6100
Students
640
Student Teacher Ratio
14.9
Name
Elgin Middle School
Street
1001 N Avenue C
Phone
512-281-9779
Students
860
Student Teacher Ratio
13.8
Name
Elgin High School
Street
13000 County Line Rd
Phone
512-281-9774
Students
1,450
Student Teacher Ratio
15.6

Private Schools

Name
Faith Academy of Central Texas
Street
3001 S Hwy 95
Phone
512-285-3500
Students
280
Name
St. Mary’s Catholic School
Street
600 E 8th St
Phone
512-285-3815
Students
190

Colleges

Name
Austin Community College – Elgin Campus
City
Elgin
State
TX
Distance
2 miles
Students
1,200
Name
Texas State Technical College
City
Waco
State
TX
Distance
98 miles
Students
10,000

Healthcare

Elgin residents have access to quality healthcare, with major hospitals like Ascension Seton Smithville and Baylor Scott & White Medical Center – Taylor nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 81.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Ascension Seton Smithville
Address
1201 Hillview Rd, Smithville, TX 78957
Phone
(512) 237-2482
Type
General & Surgical
Emergency Services
Yes
Name
Baylor Scott & White Medical Center – Taylor
Address
305 Mallard Ln, Taylor, TX 76574
Phone
(512) 352-6611
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
81.5%
Health Care Index
68.4

Housing Market

What is the housing market like in Elgin, TX?

The local housing market is strong, with a median home price of $285,000 and an owner-occupied rate of nearly 63%. The market has seen a 3.4% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Elgin offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$285,000
Average Rent For 2 Bedroom
$1,450
Owner Occupied Rate
62.8%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
3.4%
New Construction Rate
2.2%
Foreclosure Rate
0.7%

DMV Information

Residents of Elgin handle vehicle services through the Texas Department of Motor Vehicles, conveniently located in Austin. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Texas
Department
Texas Department of Motor Vehicles
Address
4000 Jackson Avenue, Austin, TX 78731
Phone
1-888-368-4689

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Elgin, TX

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Elgin, review the core fields on this page: population 11,600, median home value $285,000, average rent for 2 bedroom $1,450, commute time 31.8 minutes, and sunny days percentage 64%.

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