Everything You Should Know Before Moving to Elk Point, SD
Considering a move to Elk Point, SD? This friendly town of about 2,100 residents offers affordable living, with median home prices around $190,000 and average rents at $830. Elk Point boasts low crime rates, short average commutes of just 18 minutes, and strong public schools with small class sizes. Residents enjoy a relaxed pace, four-season climate with 60% sunny days, and easy access to larger healthcare facilities nearby. It's a great fit for those seeking small-town charm and value in southeastern South Dakota.
Demographics - Elk Point, SD
Demographics - Elk Point, SD
Elk Point is a small, close-knit community of about 2,149 people, with a median age of 39.1 and a balanced gender ratio. The population is predominantly White, with a modest percentage of non-English speakers, reflecting a welcoming and stable demographic profile. Residents enjoy a suburban feel with a population density of 1,050 per square mile.
Population:
2,149
Density:
1,050 per sq mi
Median Age:
39.1
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
95.0%
Black:
0.5%
Asian:
0.6%
Others:
3.9%
Cost Of Living
What is the average cost of living in Elk Point, SD?
The cost of living in Elk Point is notably affordable, with a median house value of $190,000 and average rent around $830 per month. Utility and transportation costs are below national averages, and residents benefit from South Dakota’s 0% state income tax, making the area attractive for families and retirees alike.
Median House Value:
$190,000
Gross Rent:
$830
Monthly Electricity Charges:
$110
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$1,220
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
86.5
Grocery:
94.2
Housing:
78.0
Utilities:
92.8
Transportation:
86.5
Health Care:
82.0
Miscellaneous:
90.5
Crime
Is Elk Point, SD a safe place to live?
Elk Point experiences low crime rates, with violent crimes well below the national average—only about 80 incidents per 100,000 residents. The chance of being a victim of property crime is roughly 1 in 140, contributing to the town’s reputation as a safe and secure place to live.
Violent Crimes Per 100k:
80
Property Crimes Per 100k:
710
Crime Index:
790
Chance Of Violent Crime:
1 in 1,250
Chance Of Property Crime:
1 in 140
Weather
What is the weather like in Elk Point, SD year-round?
Residents of Elk Point enjoy all four seasons, with cold winters that can dip to 9°F and warm summers reaching up to 87°F. The area receives about 27 inches of rainfall annually and enjoys sunshine approximately 60% of the year, offering a balanced Midwestern climate.

Winter
Min:
9°F
Max:
29°F

Spring
Min:
36°F
Max:
66°F

Summer
Min:
62°F
Max:
87°F

Fall
Min:
38°F
Max:
68°F
Average Rainfall Inches:
27.2 inches
Sunny Days Percentage:
60%
Neighbors
The community has a median household income of $75,900 and a low poverty rate of 7.4%. Most residents have at least a high school diploma, and the average commute is just over 18 minutes, reflecting a stable, educated, and employed population. Public transportation use is minimal, highlighting the town’s reliance on personal vehicles.
Median Income:
$34,000
Household Income:
$75,900
Family Income:
$87,400
Per Capita Income:
$35,200
Income Male:
$48,000
Income Female:
$36,000
Poverty Rate:
7.4%
Non English Speakers:
3.5%
Rent:
$830
Unemployment Rate:
2.8%
Public Transport Usage:
0.7%
Commute Time:
18.2 minutes

Education
High School or Higher:
94.3%
Bachelors or More:
26.5%
Education
How are the schools in Elk Point, SD?
Elk Point offers strong local education, with public schools featuring small class sizes and personalized attention. Higher education opportunities are nearby, including the University of South Dakota just 23 miles away, making the city ideal for families seeking quality schooling options.

Public Schools
Name:
Elk Point-Jefferson High School
Street:
402 S Douglas St
Phone:
605-356-2810
Students:
220
Student Teacher Ratio:
13.5
Name:
Elk Point-Jefferson Elementary School
Street:
402 S Douglas St
Phone:
605-356-2811
Students:
375
Student Teacher Ratio:
13.2

Colleges
Name:
University of South Dakota
City:
Vermillion
State:
SD
Distance:
23 miles
Students:
9,464
Healthcare
Elk Point residents have access to major hospitals in nearby cities, such as Sioux City and Yankton, ensuring comprehensive medical services within a short drive. With 90.2% of the population covered by health insurance and a physician ratio of 1.6 per 1,000 people, healthcare needs are well supported.

Major Hospitals
Name:
UnityPoint Health – St. Luke's (Sioux City)
Address:
2720 Stone Park Blvd, Sioux City, IA 51104
Phone:
(712) 279-3500
Type:
General & Surgical
Emergency Services:
Yes
Name:
Avera Sacred Heart Hospital
Address:
501 Summit St, Yankton, SD 57078
Phone:
(605) 668-8000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
90.2%
Health Care Index:
68.5
Housing Market
What is the housing market like in Elk Point, SD?
The housing market in Elk Point is affordable and stable, with a median home price of $190,000 and owner occupancy at over 70%. Homes have appreciated by 6.3% over the past year, and the rental vacancy rate is moderate, making it an appealing area for both buyers and renters.
Median Home Price:
$190,000
Average Rent For 2 Bedroom:
$830
Owner Occupied Rate:
70.8%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
6.3%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Driver licensing and related services for Elk Point are managed by the South Dakota Department of Public Safety, located in Pierre, with helpful resources available on their official website. Residents benefit from straightforward DMV processes and statewide accessibility.
State:
South Dakota
Department:
South Dakota Department of Public Safety - Driver Licensing
Address:
118 W Capital Ave, Pierre, SD 57501
Phone:
1-605-773-6883
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.