Everything You Should Know Before Moving to Elkfork, KY
Thinking of moving to Elkfork, KY? This small, friendly community of around 400 residents offers affordable living, with median home prices near $92,000 and average rents around $675. Enjoy peaceful rural surroundings, low violent crime rates (112 per 100k), and a typical commute of 32.5 minutes. While the cost of living is well below the national average, local schools and healthcare facilities serve the region, and you’ll experience four distinct seasons with 58% sunny days each year. Elkfork is a quiet spot for those seeking value and a slower pace of life.
Demographics - Elkfork, KY
Demographics - Elkfork, KY
Elkfork, KY is a small, close-knit rural community with a population of about 400 people. The area is predominantly White, with a median age of 43.8, and the gender ratio is nearly balanced. Most residents speak English, reflecting a classic small-town Kentucky atmosphere.
Population:
400
Density:
45 per sq mi
Median Age:
43.8
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
1.2%

Ethnic Composition
White:
96.0%
Black:
1.0%
Asian:
0.5%
Others:
2.5%
Cost Of Living
What is the average cost of living in Elkfork, KY?
Elkfork offers a very affordable cost of living, with a median home value of $92,000 and average rents around $675 per month. Utilities and groceries are reasonably priced, and the overall cost of living index is significantly below the national average, making it an attractive choice for budget-conscious movers.
Median House Value:
$92,000
Gross Rent:
$675
Monthly Electricity Charges:
$125
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$935
House Owner Cost Without Mortgage:
$335
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
81.5
Grocery:
92.0
Housing:
65.2
Utilities:
101.4
Transportation:
88.8
Health Care:
95.2
Miscellaneous:
86.7
Crime
Is Elkfork, KY a safe place to live?
Elkfork experiences very low violent crime, with only 112 incidents per 100,000 residents, and property crime risks are also relatively minimal. Residents enjoy a sense of safety in this quiet community, with crime rates well below those found in larger cities.
Violent Crimes Per 100k:
112
Property Crimes Per 100k:
980
Crime Index:
1,092
Chance Of Violent Crime:
1 in 893
Chance Of Property Crime:
1 in 102
Weather
What is the weather like in Elkfork, KY year-round?
Elkfork has four distinct seasons, with warm summers peaking at 85°F and cool winters dipping to 24°F. The area receives about 46 inches of annual rainfall and enjoys 58% sunny days, offering a pleasant climate for year-round outdoor activities.

Winter
Min:
24°F
Max:
43°F

Spring
Min:
44°F
Max:
70°F

Summer
Min:
62°F
Max:
85°F

Fall
Min:
43°F
Max:
71°F
Average Rainfall Inches:
45.8 inches
Sunny Days Percentage:
58%
Neighbors
Most Elkfork households have modest incomes, with a median of $24,100, and a poverty rate of 23.8%. The community has a strong owner-occupancy rate, and residents typically commute around 32.5 minutes to work, reflecting its rural character and slower pace of life.
Median Income:
$24,100
Household Income:
$37,600
Family Income:
$41,300
Per Capita Income:
$17,400
Income Male:
$29,500
Income Female:
$23,100
Poverty Rate:
23.8%
Non English Speakers:
1.2%
Rent:
$675
Unemployment Rate:
6.8%
Public Transport Usage:
0.0%
Commute Time:
32.5 minutes

Education
High School or Higher:
74.5%
Bachelors or More:
10.8%
Education
How are the schools in Elkfork, KY?
Local students attend Morgan County public schools, which offer manageable class sizes with student-teacher ratios around 16:1. Higher education opportunities are nearby at Morehead State University, just 27 miles away, providing options for continued learning.

Public Schools
Name:
Morgan County High School
Street:
150 Road to Success
Phone:
606-743-8052
Students:
560
Student Teacher Ratio:
16.5
Name:
Morgan County Middle School
Street:
751 W Main St
Phone:
606-743-8192
Students:
410
Student Teacher Ratio:
15.8

Colleges
Name:
Morehead State University
City:
Morehead
State:
KY
Distance:
27 miles
Students:
9,400
Healthcare
Healthcare access in Elkfork is supported by nearby general and surgical hospitals, including Saint Joseph Martin Hospital and Paul B Hall Regional Medical Center. Most residents (89.1%) have health insurance, and physician availability is typical for a rural area, ensuring basic medical needs are met.

Major Hospitals
Name:
Saint Joseph Martin Hospital
Address:
11203 Main St, Martin, KY 41649
Phone:
(606) 285-6400
Type:
General & Surgical
Emergency Services:
Yes
Name:
Paul B Hall Regional Medical Center
Address:
625 James S Trimble Blvd, Paintsville, KY 41240
Phone:
(606) 789-3511
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.3
Health Insurance Coverage:
89.1%
Health Care Index:
66.2
Housing Market
What is the housing market like in Elkfork, KY?
Elkfork’s housing market is highly affordable with a median home price of $92,000 and a high owner-occupancy rate of 75.6%. Rental vacancies are moderate, and home values have shown steady appreciation, making it a stable market for buyers and renters alike.
Median Home Price:
$92,000
Average Rent For 2 Bedroom:
$675
Owner Occupied Rate:
75.6%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
3.3%
New Construction Rate:
0.4%
Foreclosure Rate:
0.4%
DMV Information
Elkfork residents are served by the Kentucky Transportation Cabinet for all driver licensing and vehicle registration needs. The main office is located in Frankfort, and services can also be accessed online for convenience.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.