Everything You Should Know Before Moving to Elm Creek, NE
Considering a move to Elm Creek, NE? With a small-town population of 1,050, Elm Creek offers affordable living—median home values are just $166,000 and average rent is $775. Residents enjoy short commute times (under 18 minutes), low violent crime rates, and over 60% sunny days each year. The local school district has a favorable student-teacher ratio, and nearby Kearney provides access to quality healthcare and higher education. Elm Creek is a welcoming rural community with great value and a friendly pace of life.
Demographics - Elm Creek, NE
Demographics - Elm Creek, NE
Elm Creek has a close-knit population of around 1,050 residents, with a median age of 38, and is predominantly White, reflecting its small-town Nebraska roots. The community features a balanced gender ratio and a modest proportion of non-English speakers, creating a friendly and accessible environment for newcomers.
Population:
1,050
Density:
1,100 per sq mi
Median Age:
38.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
5.1%
Ethnic Composition
White:
95.2%
Black:
0.4%
Asian:
0.3%
Others:
4.1%
Cost Of Living
What is the average cost of living in Elm Creek, NE?
Cost of living in Elm Creek is notably affordable, with a median home value of $166,000 and average rent at $775. Utility costs and groceries are also budget-friendly, making it an attractive option for families and individuals seeking value in housing and daily expenses.
Median House Value:
$166,000
Gross Rent:
$775
Monthly Electricity Charges:
$110
Auto Insurance:
$1,130
House Owner Cost With Mortgage:
$1,180
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
2.46%
|
High:
6.84%
Cost Of Living Index:
86.5
Grocery:
95.0
Housing:
69.0
Utilities:
92.0
Transportation:
81.0
Health Care:
96.0
Miscellaneous:
89.0
Crime
Is Elm Creek, NE a safe place to live?
Elm Creek has a low violent crime rate, with residents facing a 1 in 820 chance of being affected, and property crime is also relatively uncommon. The overall crime index suggests a safe community, contributing to peace of mind for those considering relocation.
Violent Crimes Per 100k:
122
Property Crimes Per 100k:
1,390
Crime Index:
1,512
Chance Of Violent Crime:
1 in 820
Chance Of Property Crime:
1 in 72
Weather
What is the weather like in Elm Creek, NE year-round?
Elm Creek experiences four distinct seasons, with warm summers reaching up to 89°F and chilly winters dipping to 13°F. The area enjoys about 62% sunny days annually and receives moderate rainfall, offering a pleasant climate for outdoor enthusiasts.
Winter
Min:
13°F
Max:
34°F
Spring
Min:
36°F
Max:
65°F
Summer
Min:
61°F
Max:
89°F
Fall
Min:
39°F
Max:
68°F
Average Rainfall Inches:
25.4 inches
Sunny Days Percentage:
62%
Neighbors
Local households typically earn around $62,300, with a low unemployment rate of 2.6% and a poverty rate under 9%. Most residents commute less than 18 minutes to work, and the area boasts strong educational attainment, with over 91% having completed high school.
Median Income:
$32,000
Household Income:
$62,300
Family Income:
$74,500
Per Capita Income:
$28,900
Income Male:
$38,500
Income Female:
$31,000
Poverty Rate:
8.8%
Non English Speakers:
5.1%
Rent:
$775
Unemployment Rate:
2.6%
Public Transport Usage:
0.2%
Commute Time:
17.8 minutes
Education
High School or Higher:
91.2%
Bachelors or More:
20.7%
Education
How are the schools in Elm Creek, NE?
Elm Creek Public Schools serve the community with a favorable student-teacher ratio of 13.5, supporting personalized education for its 400 students. Higher education opportunities are easily accessible, with the University of Nebraska at Kearney just 19 miles away.
Public Schools
Name:
Elm Creek Public Schools
Street:
230 Smith Ave
Phone:
308-856-4300
Students:
400
Student Teacher Ratio:
13.5
Colleges
Name:
University of Nebraska at Kearney
City:
Kearney
State:
NE
Distance:
19 miles
Students:
6,200
Healthcare
Healthcare access is strong, with major hospitals nearby in Kearney and over 91% of residents covered by health insurance. The physician-to-population ratio and a solid healthcare index ensure quality care and emergency services are within easy reach.
Major Hospitals
Name:
Kearney Regional Medical Center
Address:
804 22nd Ave, Kearney, NE 68845
Phone:
(308) 455-3600
Type:
General & Surgical
Emergency Services:
Yes
Name:
CHI Health Good Samaritan
Address:
10 E 31st St, Kearney, NE 68847
Phone:
(308) 865-7100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
91.7%
Health Care Index:
74.0
Housing Market
What is the housing market like in Elm Creek, NE?
The housing market in Elm Creek is stable, with a median home price of $166,000 and most residents owning their homes. Rental vacancies are low and home appreciation is steady, making it a reliable place to invest in property.
Median Home Price:
$166,000
Average Rent For 2 Bedroom:
$775
Owner Occupied Rate:
73.5%
Rental Vacancy Rate:
6.5%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Residents can handle all vehicle registration and licensing needs through the Nebraska Department of Motor Vehicles, with convenient online resources and support available from the state office in Lincoln.
State:
Nebraska
Department:
Nebraska Department of Motor Vehicles
Address:
301 Centennial Mall South, Lincoln, NE 68509
Phone:
402-471-3985
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.