South Dakota / County

Moving to Elm Lake, SD

Thinking of making a move to Elm Lake, SD? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Elm Lake, SD

Considering a move to Elm Lake, SD? This welcoming community of 410 residents offers a blend of suburban charm and convenience, with median home prices around $172,000 and average rents near $820. Commute times average 20 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (61% annually), ideal for families and commuters alike. Explore Elm Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Elm Lake, SD

Elm Lake has a population of 410 residents, offering a diverse community with a median age of nearly 45 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 90% White, 1% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
410
Density
620 per sq mi
Median Age
44.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
3.2%

Ethnic Composition

White
89.5%
Black
1.2%
Asian
0.8%
Others
8.5%

Cost Of Living

What is the average cost of living in Elm Lake, SD?

The cost of living in Elm Lake is higher than the national average, with a cost of living index of 88.6. Median home values are around $172,000 and average rents for a two-bedroom apartment are approximately $820. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$172,000
Gross Rent
$820
Monthly Electricity Charges
$118
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,240
House Owner Cost Without Mortgage
$470
State Taxes
Low: 0.0%| High: 8.0%
Cost Of Living Index
88.6
Grocery
91.0
Housing
72.5
Utilities
100.8
Transportation
92.4
Health Care
96.7
Miscellaneous
89.3

Crime

Is Elm Lake, SD a safe place to live?

Elm Lake is considered a safe community, with a low violent crime rate of 180 incidents per 100,000 residents and a property crime chance of 1 in 102. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in South Dakota.

Violent Crimes Per 100k
180
Property Crimes Per 100k
980
Crime Index
1,160
Chance Of Violent Crime
1 in 556
Chance Of Property Crime
1 in 102

Weather

What is the weather like in Elm Lake, SD year-round?

Elm Lake experiences four distinct seasons, with warm summers reaching highs of 86°F and cold winters dipping to 7°F. The area receives about 24 inches of rainfall annually and enjoys sunshine on 61% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
7°F
Max
28°F

Summer

Min
60°F
Max
86°F

Spring

Min
34°F
Max
64°F

Fall

Min
37°F
Max
68°F
Average Rainfall Inches
23.5 inches
Sunny Days Percentage
61%

Neighbors

The neighborhood boasts a healthy median household income of $61,000 and a low poverty rate of 12.8%. Over 91% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 20 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$61,000
Family Income
$72,500
Per Capita Income
$28,900
Income Male
$38,000
Income Female
$29,500
Poverty Rate
12.8%
Non English Speakers
5.1%
Rent
$820
Unemployment Rate
3.1%
Public Transport Usage
0.5%
Commute Time
19.8 minutes

Education

High School or Higher
91.0%
Bachelors or More
18.6%

Education

How are the schools in Elm Lake, SD?

Elm Lake offers quality education options, with public schools like Ipswich Elementary School and Ipswich High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northern State University and Presentation College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Ipswich Elementary School
Street
140 N 3rd Ave
Phone
605-426-6141
Students
210
Student Teacher Ratio
12.4
Name
Ipswich High School
Street
140 N 3rd Ave
Phone
605-426-6141
Students
165
Student Teacher Ratio
11.8

Private Schools

Name
Presentation of Mary Catholic School
Street
301 N 2nd St
Phone
605-225-4245
Students
120

Colleges

Name
Northern State University
City
Aberdeen
State
SD
Distance
32 miles
Students
3,500
Name
Presentation College
City
Aberdeen
State
SD
Distance
32 miles
Students
600

Healthcare

Elm Lake residents have access to quality healthcare, with major hospitals like Avera St. Luke's Hospital and Sanford Aberdeen Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 91.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Avera St. Luke's Hospital
Address
305 S State St, Aberdeen, SD 57401
Phone
(605) 622-5000
Type
General & Surgical
Emergency Services
Yes
Name
Sanford Aberdeen Medical Center
Address
2905 3rd Ave SE, Aberdeen, SD 57401
Phone
(605) 725-7000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
91.4%
Health Care Index
63.2

Housing Market

What is the housing market like in Elm Lake, SD?

The local housing market is strong, with a median home price of $172,000 and an owner-occupied rate of nearly 78%. The market has seen a 3.9% appreciation over the past year, and rental vacancy rates remain moderate at 8.7%. Elm Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$172,000
Average Rent For 2 Bedroom
$820
Owner Occupied Rate
78.4%
Rental Vacancy Rate
8.7%
Home Appreciation Rate (1yr)
3.9%
New Construction Rate
0.8%
Foreclosure Rate
0.3%

DMV Information

Residents of Elm Lake handle vehicle services through the South Dakota Department of Public Safety - Driver Licensing, conveniently located in Pierre. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
South Dakota
Department
South Dakota Department of Public Safety - Driver Licensing
Address
118 W Capitol Ave, Pierre, SD 57501
Phone
(605) 773-6883

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Elm Lake, SD

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Elm Lake, review the core fields on this page: population 410, median home value $172,000, average rent for 2 bedroom $820, commute time 19.8 minutes, and sunny days percentage 61%.

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