Everything You Should Know Before Moving to Elmrock, KY
Considering a move to Elmrock, KY? With a friendly population of just over 1,000, Elmrock offers small-town charm, affordable median home prices around $87,000, and rents averaging $630. Residents enjoy a low violent crime rate of 98 per 100K, mild seasons with 59% sunny days, and quick 25-minute commutes. The town's cost of living is well below the national average, and local schools provide a family-friendly atmosphere—making Elmrock an affordable and peaceful choice for your next move.
Demographics - Elmrock, KY
Demographics - Elmrock, KY
Elmrock is a small, close-knit community with a population of 1,050 and a median age of 41, reflecting a mature and settled atmosphere. The town is predominantly White, with a balanced gender ratio and a low percentage of non-English speakers, creating a predominantly English-speaking environment that is welcoming to newcomers.
Population:
1,050
Density:
320 per sq mi
Median Age:
41.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
2.8%

Ethnic Composition
White:
94.2%
Black:
2.1%
Asian:
0.7%
Others:
3.0%
Cost Of Living
What is the average cost of living in Elmrock, KY?
Elmrock's cost of living is notably low, with a cost of living index of 79 compared to the national average. Housing is especially affordable, with a median home value of $87,000 and typical rents at $630, making the town an attractive option for budget-conscious residents.
Median House Value:
$87,000
Gross Rent:
$630
Monthly Electricity Charges:
$120
Auto Insurance:
$1,110
House Owner Cost With Mortgage:
$890
House Owner Cost Without Mortgage:
$320
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
79.0
Grocery:
95.2
Housing:
56.4
Utilities:
93.5
Transportation:
82.1
Health Care:
87.3
Miscellaneous:
91.0
Crime
Is Elmrock, KY a safe place to live?
Crime rates in Elmrock are relatively low, with just 98 violent crimes per 100,000 residents and a property crime chance of 1 in 141. These figures suggest a generally safe environment, contributing to the town’s peaceful, small-town reputation.
Violent Crimes Per 100k:
98
Property Crimes Per 100k:
710
Crime Index:
808
Chance Of Violent Crime:
1 in 1,020
Chance Of Property Crime:
1 in 141
Weather
What is the weather like in Elmrock, KY year-round?
Elmrock experiences all four seasons with mild winters averaging lows of 26°F and warm summers reaching up to 86°F. Residents can expect about 59% sunny days annually and moderate rainfall, making for comfortable year-round living.

Winter
Min:
26°F
Max:
43°F

Spring
Min:
46°F
Max:
70°F

Summer
Min:
64°F
Max:
86°F

Fall
Min:
48°F
Max:
70°F
Average Rainfall Inches:
48.5 inches
Sunny Days Percentage:
59%
Neighbors
Elmrock’s residents have a median household income of $40,500 and a family income of $48,200, with around 19% living below the poverty line. Most adults have completed high school, and the average commute is a manageable 25 minutes, reflecting a community with steady employment and a strong sense of local connection.
Median Income:
$37,000
Household Income:
$40,500
Family Income:
$48,200
Per Capita Income:
$19,100
Income Male:
$32,800
Income Female:
$27,100
Poverty Rate:
19.3%
Non English Speakers:
2.8%
Rent:
$630
Unemployment Rate:
5.8%
Public Transport Usage:
0.4%
Commute Time:
25.4 minutes

Education
High School or Higher:
83.7%
Bachelors or More:
13.5%
Education
How are the schools in Elmrock, KY?
Elmrock families benefit from a local elementary school with a favorable student-teacher ratio, and higher education is available nearby at Hazard Community and Technical College, just 23 miles away. The community’s educational attainment supports a family-friendly and nurturing environment.

Public Schools
Name:
Elmrock Elementary School
Street:
104 School House Rd
Phone:
606-555-0123
Students:
260
Student Teacher Ratio:
14.5

Colleges
Name:
Hazard Community and Technical College
City:
Hazard
State:
KY
Distance:
23 miles
Students:
3,900
Healthcare
Healthcare in Elmrock is anchored by access to a major regional hospital and a coverage rate of over 90% insured residents. With 1.1 physicians per 1,000 people, basic medical needs are met locally, supporting the community’s well-being.

Major Hospitals
Name:
Hazard ARH Regional Medical Center
Address:
100 Medical Center Dr, Hazard, KY 41701
Phone:
(606) 439-6600
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
90.2%
Health Care Index:
70.2
Housing Market
What is the housing market like in Elmrock, KY?
The Elmrock housing market is highly affordable, with a median home price of $87,000 and a high owner-occupancy rate of 77%. Home values have seen modest appreciation over the past year, and rental options remain accessible with an average rent of $630 for a two-bedroom unit.
Median Home Price:
$87,000
Average Rent For 2 Bedroom:
$630
Owner Occupied Rate:
77.1%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.4%
Foreclosure Rate:
0.6%
DMV Information
Residents handle vehicle registration and licensing through the Kentucky Division of Motor Vehicle Licensing in Frankfort, which offers accessible services both in-person and online at drive.ky.gov.
State:
Kentucky
Department:
Kentucky Division of Motor Vehicle Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
1-502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.