Everything You Should Know Before Moving to Elsie, KY
Considering a move to Elsie, KY? This rural community of fewer than 500 residents offers an affordable lifestyle, with median home prices around $82,000 and average rents of $650. Crime rates are very low, and the average commute is about 27 minutes. While education levels are modest, families benefit from small public schools nearby and easy access to nature. Expect four seasons, mild summers, and a quiet, close-knit atmosphere.
Demographics - Elsie, KY
Elsie, Kentucky is a small rural community with fewer than 500 residents, a median age of 44, and a predominantly White population. The gender balance is nearly equal, and the area maintains a close-knit, traditional feel with limited ethnic diversity. Non-English speakers make up just 1% of the population, contributing to a largely homogenous community.
Population:
Estimate: <500
Density:
Approx. 30 per sq mi
Median Age:
44.0
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
1.0%

Ethnic Composition
White:
97.2%
Black:
0.5%
Asian:
0.2%
Others:
2.1%
Cost Of Living
What is the average cost of living in Elsie, KY?
Cost of living in Elsie is notably affordable, with a median home value of $82,000 and average rents around $650 per month. Utilities and groceries are also reasonably priced, and the overall cost of living index sits well below the national average, making it an attractive choice for budget-conscious residents. State income tax is a flat 5%, and other expenses like transportation and healthcare are generally lower than in larger cities.
Median House Value:
$82,000
Gross Rent:
$650
Monthly Electricity Charges:
$120
Auto Insurance:
$1,050
House Owner Cost With Mortgage:
$780
House Owner Cost Without Mortgage:
$325
State Taxes:
Low:
5.0%
|
High:
5.0%
Cost Of Living Index:
78.5
Grocery:
92.0
Housing:
59.8
Utilities:
94.4
Transportation:
82.5
Health Care:
85.7
Miscellaneous:
88.0
Crime
Is Elsie, KY a safe place to live?
Elsie enjoys a low crime rate, with violent crime occurring at just 62 incidents per 100,000 people and property crime rates well below national averages. Residents have a 1 in 1,613 chance of experiencing violent crime, making it a safe and peaceful place to live. The community’s quiet atmosphere contributes to its reputation for safety.
Violent Crimes Per 100k:
62
Property Crimes Per 100k:
780
Crime Index:
842
Chance Of Violent Crime:
1 in 1,613
Chance Of Property Crime:
1 in 128
Weather
What is the weather like in Elsie, KY year-round?
Elsie experiences four distinct seasons, with mild summers reaching highs of 86°F and winters that typically drop to 23°F. The area receives about 47 inches of rainfall annually and enjoys sunshine roughly 58% of the year, providing a balanced climate for outdoor activities. Residents can expect comfortable springs and pleasant autumns, ideal for enjoying the region's natural beauty.

Winter
Min:
23°F
Max:
41°F

Spring
Min:
45°F
Max:
69°F

Summer
Min:
63°F
Max:
86°F

Fall
Min:
45°F
Max:
71°F
Average Rainfall Inches:
47.0 inches
Sunny Days Percentage:
58%
Neighbors
Residents in Elsie typically have a median household income of $37,200, with about 22.5% living below the poverty line. While unemployment is slightly above average at 6.8%, most neighbors commute around 27 minutes to work, with very little public transportation use. Educational attainment is moderate, with nearly 80% holding a high school diploma or higher.
Median Income:
$28,500
Household Income:
$37,200
Family Income:
$45,000
Per Capita Income:
$18,900
Income Male:
$34,000
Income Female:
$25,000
Poverty Rate:
22.5%
Non English Speakers:
1.0%
Rent:
$650
Unemployment Rate:
6.8%
Public Transport Usage:
0.5%
Commute Time:
27.5 minutes

Education
High School or Higher:
79.8%
Bachelors or More:
9.4%
Education
How are the schools in Elsie, KY?
Elsie families benefit from small, community-oriented public schools with favorable student-teacher ratios, such as Johnson Central High School and W.R. Castle Elementary. Higher education opportunities are accessible within a short drive, including Big Sandy Community and Technical College and Morehead State University. While private schools are not present locally, the region offers a supportive educational environment with convenient access to colleges.

Public Schools
Name:
Johnson Central High School
Street:
257 North Mayo Trail, Paintsville, KY 41240
Phone:
606-789-2500
Students:
1,100
Student Teacher Ratio:
16.0
Name:
W.R. Castle Elementary School
Street:
11033 Hwy 23 S, Wittensville, KY 41274
Phone:
606-789-6433
Students:
600
Student Teacher Ratio:
15.5

Colleges
Name:
Big Sandy Community and Technical College
City:
Prestonsburg
State:
KY
Distance:
25 miles
Students:
2,100
Name:
Morehead State University
City:
Morehead
State:
KY
Distance:
48 miles
Students:
9,500
Healthcare
Elsie residents have access to quality healthcare facilities, including Saint Joseph Martin and Highlands ARH Regional Medical Center, both offering emergency services nearby. The area maintains a decent physician-to-population ratio and nearly 90% of residents have health insurance coverage. Healthcare costs are lower than the national average, supporting an accessible and affordable medical environment.

Major Hospitals
Name:
Saint Joseph Martin
Address:
11203 Main St, Martin, KY 41649
Phone:
(606) 285-6400
Type:
General & Surgical
Emergency Services:
Yes
Name:
Highlands ARH Regional Medical Center
Address:
5000 KY-321, Prestonsburg, KY 41653
Phone:
(606) 886-8511
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
89.7%
Health Care Index:
68.2
Housing Market
What is the housing market like in Elsie, KY?
The housing market in Elsie is very affordable, with a median home price of $82,000 and a high owner-occupancy rate of 71.5%. Rental options are available with average two-bedroom rents at $650, and the area sees slow but steady home appreciation. Vacancy and foreclosure rates are low, reflecting a stable local housing market.
Median Home Price:
$82,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
71.5%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.3%
Foreclosure Rate:
0.8%
DMV Information
Driver licensing and vehicle services for Elsie residents are managed by the Kentucky Transportation Cabinet in Frankfort. Local drivers can access information and services through the state’s official website or by contacting the DMV office directly. The process is streamlined to accommodate Kentucky residents efficiently.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.