Kentucky / Floyd County

Moving to Emma, KY

Thinking of making a move to Emma, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Emma, KY

Considering a move to Emma, KY? This welcoming community of 1,200 residents offers a blend of suburban charm and convenience, with median home prices around $185,000 and average rents near $950. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Emma's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Emma, KY

Emma has a population of 1,200 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 1% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,200
Density
750 per sq mi
Median Age
38.7
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.5%

Ethnic Composition

White
96.0%
Black
1.0%
Asian
0.8%
Others
2.2%

Cost Of Living

What is the average cost of living in Emma, KY?

The cost of living in Emma is higher than the national average, with a cost of living index of 87.5. Median home values are around $185,000 and average rents for a two-bedroom apartment are approximately $950. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$185,000
Gross Rent
$950
Monthly Electricity Charges
$145
Auto Insurance
$1,720
House Owner Cost With Mortgage
$1,250
House Owner Cost Without Mortgage
$420
State Taxes
Low: 4.0%| High: 6.0%
Cost Of Living Index
87.5
Grocery
92.0
Housing
78.0
Utilities
98.5
Transportation
95.0
Health Care
93.0
Miscellaneous
90.5

Crime

Is Emma, KY a safe place to live?

Emma is considered a safe community, with a low violent crime rate of 190 incidents per 100,000 residents and a property crime chance of 1 in 70. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
190
Property Crimes Per 100k
1,420
Crime Index
1,610
Chance Of Violent Crime
1 in 526
Chance Of Property Crime
1 in 70

Weather

What is the weather like in Emma, KY year-round?

Emma experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 26°F. The area receives about 47 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
26°F
Max
42°F

Summer

Min
66°F
Max
87°F

Spring

Min
44°F
Max
68°F

Fall

Min
47°F
Max
70°F
Average Rainfall Inches
47.0 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $58,000 and a low poverty rate of 16.8%. Over 87% of residents have at least a high school diploma, and nearly 15% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,500
Household Income
$58,000
Family Income
$66,500
Per Capita Income
$27,500
Income Male
$38,500
Income Female
$29,500
Poverty Rate
16.8%
Non English Speakers
4.5%
Rent
$950
Unemployment Rate
5.2%
Public Transport Usage
1.8%
Commute Time
24.8 minutes

Education

High School or Higher
87.0%
Bachelors or More
14.8%

Education

How are the schools in Emma, KY?

Emma offers quality education options, with public schools like Middletown Elementary School and Floyd Central High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Indiana University Southeast and Jefferson Community and Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Middletown Elementary School
Street
None
Phone
None
Students
420
Student Teacher Ratio
15.1
Name
Floyd Central High School
Street
600 Riverside Dr, Floyds Knobs, IN
Phone
812-542-8500
Students
1,500
Student Teacher Ratio
17.0

Private Schools

Name
Our Lady of Providence High School
Street
707 Providence Way, Clarksville, IN
Phone
812-945-2538
Students
390

Colleges

Name
Indiana University Southeast
City
New Albany
State
IN
Distance
12 miles
Students
5,000
Name
Jefferson Community and Technical College
City
Louisville
State
KY
Distance
14 miles
Students
12,000

Healthcare

Emma residents have access to quality healthcare, with major hospitals like Baptist Health Floyd and Norton Clark Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 90.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Health Floyd
Address
1850 State St, New Albany, IN 47150
Phone
(812) 944-7701
Type
General & Surgical
Emergency Services
Yes
Name
Norton Clark Hospital
Address
2410 10th St, Jeffersonville, IN 47130
Phone
(812) 283-1900
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
90.5%
Health Care Index
68.2

Housing Market

What is the housing market like in Emma, KY?

The local housing market is strong, with a median home price of $185,000 and an owner-occupied rate of nearly 76%. The market has seen a 3.5% appreciation over the past year, and rental vacancy rates remain moderate at 7.8%. Emma offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$185,000
Average Rent For 2 Bedroom
$950
Owner Occupied Rate
76.0%
Rental Vacancy Rate
7.8%
Home Appreciation Rate (1yr)
3.5%
New Construction Rate
1.1%
Foreclosure Rate
0.4%

DMV Information

Residents of Emma handle vehicle services through the Kentucky Transportation Cabinet - Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet - Driver Licensing
Address
200 Mero St, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Emma, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Emma, review the core fields on this page: population 1,200, median home value $185,000, average rent for 2 bedroom $950, commute time 24.8 minutes, and sunny days percentage 54%.

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