Everything You Should Know Before Moving to Eubank, KY
Considering a move to Eubank, KY? This small, friendly town of 324 residents offers affordable living with median home prices around $98,000 and average rents at $780. Enjoy a relaxed pace with a 25-minute average commute, low violent crime rates, and a mild climate featuring 56% sunny days. Eubank has a strong sense of community, easy access to local schools, and excellent nearby healthcare, making it a welcoming option for families and retirees alike.
Demographics - Eubank, KY
Demographics - Eubank, KY
Eubank is a small, close-knit community of 324 residents, primarily White, with a balanced gender ratio and a median age of 37. Most residents speak English, making it a welcoming environment for newcomers. The population density of 270 people per square mile creates a friendly, small-town atmosphere.
Population:
324
Density:
270 per sq mi
Median Age:
37.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.0%

Ethnic Composition
White:
96.0%
Black:
1.0%
Asian:
0.5%
Others:
2.5%
Cost Of Living
What is the average cost of living in Eubank, KY?
Living in Eubank is affordable, with median home values around $98,000 and average rents of $780 per month. The overall cost of living index is well below the national average, making it an attractive choice for budget-conscious families and retirees. Utilities and groceries are also reasonably priced, further enhancing the town's affordability.
Median House Value:
$98,000
Gross Rent:
$780
Monthly Electricity Charges:
$115
Auto Insurance:
$1,040
House Owner Cost With Mortgage:
$980
House Owner Cost Without Mortgage:
$320
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
81.5
Grocery:
87.0
Housing:
52.4
Utilities:
97.2
Transportation:
90.1
Health Care:
87.5
Miscellaneous:
84.0
Crime
Is Eubank, KY a safe place to live?
Eubank enjoys a low violent crime rate, with only 112 violent incidents per 100,000 residents and a 1 in 893 chance of being affected. Property crime occurs more frequently but remains manageable for a small town. Overall, residents can expect a relatively safe and secure environment.
Violent Crimes Per 100k:
112
Property Crimes Per 100k:
1,260
Crime Index:
1,372
Chance Of Violent Crime:
1 in 893
Chance Of Property Crime:
1 in 79
Weather
What is the weather like in Eubank, KY year-round?
Eubank experiences four distinct seasons, with mild winters and warm summers—average temperatures range from 26°F in winter to 87°F in summer. The town receives about 48.5 inches of rainfall annually and enjoys sunshine 56% of the year, offering plenty of pleasant days for outdoor activities.

Winter
Min:
26°F
Max:
45°F

Spring
Min:
45°F
Max:
68°F

Summer
Min:
65°F
Max:
87°F

Fall
Min:
47°F
Max:
70°F
Average Rainfall Inches:
48.5 inches
Sunny Days Percentage:
56%
Neighbors
Eubank’s neighbors typically have a median household income of $38,500 and a family income of $42,000, with about 24% living below the poverty line. The community is mostly English-speaking, with most adults holding at least a high school diploma. While unemployment is moderate at 4.9%, nearly all residents commute by car, averaging a 25-minute drive to work.
Median Income:
$24,800
Household Income:
$38,500
Family Income:
$42,000
Per Capita Income:
$18,200
Income Male:
$32,000
Income Female:
$23,000
Poverty Rate:
23.8%
Non English Speakers:
2.0%
Rent:
$780
Unemployment Rate:
4.9%
Public Transport Usage:
0.0%
Commute Time:
25.3 minutes

Education
High School or Higher:
85.1%
Bachelors or More:
10.2%
Education
How are the schools in Eubank, KY?
Eubank offers accessible education with a local elementary school serving about 350 students and a favorable student-teacher ratio. For higher education, residents are within commuting distance of Somerset Community College and Eastern Kentucky University. The town’s educational options support families and those seeking lifelong learning opportunities.

Public Schools
Name:
Eubank Elementary School
Street:
124 School St
Phone:
606-379-6413
Students:
350
Student Teacher Ratio:
15.4

Colleges
Name:
Somerset Community College
City:
Somerset
State:
KY
Distance:
14 miles
Students:
5,800
Name:
Eastern Kentucky University
City:
Richmond
State:
KY
Distance:
52 miles
Students:
14,500
Healthcare
Residents have convenient access to quality healthcare, with major facilities like Lake Cumberland Regional Hospital nearby. Eubank offers a solid ratio of 1.6 physicians per 1,000 people, and 88.5% of residents have health insurance coverage. The area provides essential medical services, including emergency care, for peace of mind.

Major Hospitals
Name:
Lake Cumberland Regional Hospital
Address:
305 Langdon St, Somerset, KY 42503
Phone:
(606) 679-7441
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
88.5%
Health Care Index:
67.4
Housing Market
What is the housing market like in Eubank, KY?
The housing market in Eubank is highly affordable, with a median home price of just $98,000 and a 67% owner-occupancy rate. Rental options are available at an average of $780 for a two-bedroom, and home values have seen modest appreciation in the past year. The town has a low foreclosure and new construction rate, reflecting stability in the local market.
Median Home Price:
$98,000
Average Rent For 2 Bedroom:
$780
Owner Occupied Rate:
67.0%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Eubank residents are served by the Kentucky Transportation Cabinet’s Division of Driver Licensing, located in Frankfort. Services like licensing and vehicle registration can be accessed both in person and online at drive.ky.gov. The DMV provides essential resources for new and current drivers in the area.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.