Everything You Should Know Before Moving to Fancy Farm, KY
Thinking of moving to Fancy Farm, KY? With a welcoming population of about 420 and a cost of living well below the national average, Fancy Farm offers affordable homes (median value around $110,000), low rents, and a safe, family-friendly atmosphere with very low crime rates. Residents enjoy short commutes, access to local schools and healthcare, and a mild four-season climate with plenty of sunny days. If you're looking for small-town charm and affordability, Fancy Farm is a great place to settle in Western Kentucky.
Demographics - Fancy Farm, KY
Demographics - Fancy Farm, KY
Fancy Farm is a close-knit rural community with a population of about 420, where the median age is 45, and most residents identify as White. The town features a balanced gender ratio and a small percentage of non-English speakers, making it a predominantly English-speaking and mature community.
Population:
420
Density:
235 per sq mi
Median Age:
45.3
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
96.5%
Black:
1.0%
Asian:
0.5%
Others:
2.0%
Cost Of Living
What is the average cost of living in Fancy Farm, KY?
Living in Fancy Farm is notably affordable, with a cost of living index well below the national average and median home values around $110,000. Residents benefit from modest rents, low utility costs, and reasonable state tax rates, making it an attractive option for budget-conscious families.
Median House Value:
$110,000
Gross Rent:
$650
Monthly Electricity Charges:
$130
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$900
House Owner Cost Without Mortgage:
$320
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
81.4
Grocery:
91.2
Housing:
63.5
Utilities:
95.4
Transportation:
82.1
Health Care:
93.8
Miscellaneous:
88.9
Crime
Is Fancy Farm, KY a safe place to live?
Fancy Farm is considered a safe place to live, with a very low violent crime rate of 85 incidents per 100,000 residents and a low property crime rate. The chance of experiencing violent crime is about 1 in 1,175, contributing to the area’s reputation for safety and peace of mind.
Violent Crimes Per 100k:
85
Property Crimes Per 100k:
610
Crime Index:
695
Chance Of Violent Crime:
1 in 1,175
Chance Of Property Crime:
1 in 164
Weather
What is the weather like in Fancy Farm, KY year-round?
Residents enjoy a mild four-season climate, with winter lows around 27°F and summer highs near 89°F. The area receives about 50 inches of rainfall annually and boasts around 62% sunny days, providing plenty of opportunities for outdoor activities year-round.

Winter
Min:
27°F
Max:
45°F

Spring
Min:
48°F
Max:
71°F

Summer
Min:
67°F
Max:
89°F

Fall
Min:
49°F
Max:
73°F
Average Rainfall Inches:
50.2 inches
Sunny Days Percentage:
62%
Neighbors
The community features a median household income of $58,200 and a poverty rate of 15.5%. Most residents commute about 22 minutes to work, and the low unemployment rate and high rate of high school graduates reflect a stable and educated population.
Median Income:
$33,000
Household Income:
$58,200
Family Income:
$66,100
Per Capita Income:
$27,400
Income Male:
$39,000
Income Female:
$27,800
Poverty Rate:
15.5%
Non English Speakers:
2.5%
Rent:
$650
Unemployment Rate:
4.6%
Public Transport Usage:
0.1%
Commute Time:
22.4 minutes

Education
High School or Higher:
87.2%
Bachelors or More:
17.4%
Education
How are the schools in Fancy Farm, KY?
Families in Fancy Farm have access to local public schooling at Fancy Farm Elementary, which offers a low student-teacher ratio. Additionally, higher education opportunities are available within a short drive at West Kentucky Community and Technical College and Murray State University, expanding educational options for all ages.

Public Schools
Name:
Fancy Farm Elementary School
Street:
20 Cardinals Dr
Phone:
270-623-6160
Students:
210
Student Teacher Ratio:
15.7

Colleges
Name:
West Kentucky Community and Technical College
City:
Paducah
State:
KY
Distance:
29 miles
Students:
6,000
Name:
Murray State University
City:
Murray
State:
KY
Distance:
34 miles
Students:
9,400
Healthcare
Healthcare needs are supported by local facilities such as Jackson Purchase Medical Center, with 1.7 physicians per 1,000 residents and over 90% health insurance coverage. These features ensure that residents have access to reliable medical care close to home.

Major Hospitals
Name:
Jackson Purchase Medical Center
Address:
1099 Medical Center Cir, Mayfield, KY 42066
Phone:
(270) 251-4100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
90.8%
Health Care Index:
70.2
Housing Market
What is the housing market like in Fancy Farm, KY?
Fancy Farm’s housing market is very accessible, with a median home price of $110,000 and an owner-occupancy rate of nearly 80%. Rental options are affordable, vacancy rates are moderate, and home values have seen steady appreciation, making it a practical choice for both buyers and renters.
Median Home Price:
$110,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
79.3%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
0.5%
Foreclosure Rate:
0.3%
DMV Information
Driver services for Fancy Farm residents are managed by the Kentucky Transportation Cabinet, with resources available online and through the Frankfort office. Residents can access licensing, registration, and related motor vehicle services conveniently through state-run channels.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.