Everything You Should Know Before Moving to Farm Ridge, IL
Thinking of relocating to Farm Ridge, IL? With a population of around 900 and a median home price of $162,000, Farm Ridge offers affordable living in a peaceful rural setting. Crime rates are very low, and the typical commute is under 30 minutes. Residents enjoy four distinct seasons, friendly neighborhoods, and access to quality public schools and nearby healthcare. Farm Ridge is ideal for those seeking a quiet lifestyle with a low cost of living and tight-knit community feel.
Demographics - Farm Ridge, IL
Demographics - Farm Ridge, IL
Farm Ridge is a small, close-knit community of about 900 residents, with a median age of 45.2 and a predominantly White population. The area features a balanced gender ratio and a low percentage of non-English speakers, making it a welcoming environment for newcomers seeking a peaceful, rural lifestyle.
Population:
900
Density:
32 per sq mi
Median Age:
45.2
Gender Ratio:
101 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
96.5%
Black:
0.8%
Asian:
0.6%
Others:
2.1%
Cost Of Living
What is the average cost of living in Farm Ridge, IL?
Living in Farm Ridge is budget-friendly, with a median home value of $162,000 and an overall cost of living index notably below the national average. Affordable housing and reasonable utility costs make this city an attractive option for families and retirees alike.
Median House Value:
$162,000
Gross Rent:
$900
Monthly Electricity Charges:
$110
Auto Insurance:
$1,140
House Owner Cost With Mortgage:
$1,235
House Owner Cost Without Mortgage:
$480
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
89.0
Grocery:
93.2
Housing:
74.2
Utilities:
98.1
Transportation:
94.5
Health Care:
94.0
Miscellaneous:
91.4
Crime
Is Farm Ridge, IL a safe place to live?
Farm Ridge boasts very low crime rates, with only 60 violent crimes and 460 property crimes per 100,000 residents, making it a safe place to live. Residents enjoy a strong sense of security in this quiet rural community.
Violent Crimes Per 100k:
60
Property Crimes Per 100k:
460
Crime Index:
520
Chance Of Violent Crime:
1 in 1,667
Chance Of Property Crime:
1 in 196
Weather
What is the weather like in Farm Ridge, IL year-round?
Farm Ridge experiences all four seasons, with cold winters averaging 16–32°F and warm summers reaching up to 85°F. The area receives about 37.5 inches of rainfall annually and enjoys sunshine on over half the days each year.

Winter
Min:
16°F
Max:
32°F

Spring
Min:
39°F
Max:
62°F

Summer
Min:
62°F
Max:
85°F

Fall
Min:
41°F
Max:
64°F
Average Rainfall Inches:
37.5 inches
Sunny Days Percentage:
54%
Neighbors
The community enjoys a median household income of $68,000 and a relatively low poverty rate of 7.8%. Most adults have at least a high school education, and the average commute time is just over 27 minutes, reflecting the area's rural charm and tight-knit neighborhoods.
Median Income:
$41,500
Household Income:
$68,000
Family Income:
$75,800
Per Capita Income:
$31,100
Income Male:
$42,000
Income Female:
$29,500
Poverty Rate:
7.8%
Non English Speakers:
2.5%
Rent:
$900
Unemployment Rate:
4.7%
Public Transport Usage:
0.1%
Commute Time:
27.2 minutes

Education
High School or Higher:
88.5%
Bachelors or More:
18.2%
Education
How are the schools in Farm Ridge, IL?
Families in Farm Ridge benefit from quality public schools with favorable student-teacher ratios, as well as private school options and a local community college within a short drive. The area supports educational opportunities for all ages, contributing to a well-rounded community.

Public Schools
Name:
Seneca Grade School North Campus
Street:
174 Oak St
Phone:
815-357-8744
Students:
275
Student Teacher Ratio:
14.4
Name:
Ottawa Township High School
Street:
211 E Main St
Phone:
815-433-1323
Students:
1,300
Student Teacher Ratio:
15.7

Private Schools
Name:
Marquette Academy
Street:
1000 Paul St
Phone:
815-433-0125
Students:
410

Colleges
Name:
Illinois Valley Community College
City:
Oglesby
State:
IL
Distance:
20 miles
Students:
2,700
Healthcare
Residents have access to nearby major hospitals offering emergency services, and over 92% of the population carries health insurance. Farm Ridge provides adequate healthcare options with a good coverage rate and general medical services close by.

Major Hospitals
Name:
OSF Saint Elizabeth Medical Center
Address:
1100 E Norris Dr, Ottawa, IL 61350
Phone:
(815) 433-3100
Type:
General & Surgical
Emergency Services:
Yes
Name:
Morris Hospital & Healthcare Centers
Address:
150 W High St, Morris, IL 60450
Phone:
(815) 942-2932
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
92.5%
Health Care Index:
67.0
Housing Market
What is the housing market like in Farm Ridge, IL?
The housing market in Farm Ridge is stable, with a median home price of $162,000 and an owner-occupied rate of 80.5%. Renters can find affordable options, and home appreciation has seen modest growth, making it a practical choice for buyers and renters alike.
Median Home Price:
$162,000
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
80.5%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
2.7%
New Construction Rate:
0.9%
Foreclosure Rate:
0.7%
DMV Information
Local DMV services are provided by the Illinois Secretary of State office located in nearby Peru, making vehicle registration and licensing convenient for residents. The office offers comprehensive services and is easily accessible by phone or online.
State:
Illinois
Department:
Illinois Secretary of State – DMV
Address:
4332 Conner Ave, Peru, IL 61354
Phone:
815-223-0161
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.