Everything You Should Know Before Moving to Fate, TX
Thinking of moving to Fate, TX? With a population of around 21,700 and a median home price of $390,000, Fate offers a family-friendly small-town feel with modern amenities and highly rated schools. Crime rates are impressively low, and the city enjoys warm Texas weather with about 68% sunny days each year. Commutes average 34 minutes, and the cost of living is just above the national average, making Fate an attractive choice for those seeking safety, good schools, and a welcoming community.
Demographics - Fate, TX
Fate, TX is a growing community of about 21,700 residents, featuring a youthful median age of 33.6 and a balanced gender ratio. The city is predominantly White, with a notable mix of Black, Asian, and other ethnic groups, and about 13% of the population speak a language other than English at home. Its moderate population density provides a comfortable suburban environment ideal for families.
Population:
21,700
Density:
1,300 per sq mi
Median Age:
33.6
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
13.2%

Ethnic Composition
White:
64.5%
Black:
10.6%
Asian:
5.1%
Others:
19.8%
Cost Of Living
What is the average cost of living in Fate, TX?
The cost of living in Fate is slightly above the national average, with a cost of living index of 106.2. Median home values are around $390,000 and average rents hover at $2,100, reflecting the area's desirability and steady housing demand. Residents benefit from no state income tax and reasonable utility and healthcare expenses compared to other Texas cities.
Median House Value:
$390,000
Gross Rent:
$2,100
Monthly Electricity Charges:
$160
Auto Insurance:
$1,450
House Owner Cost With Mortgage:
$2,350
House Owner Cost Without Mortgage:
$650
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
106.2
Grocery:
98.5
Housing:
113.0
Utilities:
104.0
Transportation:
101.3
Health Care:
97.0
Miscellaneous:
97.8
Crime
Is Fate, TX a safe place to live?
Fate boasts impressively low crime rates, with only 45 violent crimes and 420 property crimes per 100,000 people. The chance of being a victim of violent crime is just 1 in 2,222, making it one of the safer communities in the region. This secure environment is particularly appealing for families and those seeking peace of mind.
Violent Crimes Per 100k:
45
Property Crimes Per 100k:
420
Crime Index:
465
Chance Of Violent Crime:
1 in 2,222
Chance Of Property Crime:
1 in 238
Weather
What is the weather like in Fate, TX year-round?
Residents of Fate enjoy warm Texas weather, with hot summers reaching up to 96°F and mild winters rarely dipping below 34°F. The city averages over 68% sunny days and receives about 42 inches of rain annually, providing a pleasant climate for outdoor activities most of the year.

Winter
Min:
34°F
Max:
55°F

Spring
Min:
50°F
Max:
74°F

Summer
Min:
74°F
Max:
96°F

Fall
Min:
53°F
Max:
77°F
Average Rainfall Inches:
42.3 inches
Sunny Days Percentage:
68%
Neighbors
Fate is a prosperous suburb with a median household income of nearly $123,000 and a low poverty rate of just over 4%. Most adults hold at least a high school diploma, and almost 40% have a bachelor's degree or higher. Commute times average 34 minutes, reflecting its role as a residential hub for nearby employment centers.
Median Income:
$48,000
Household Income:
$122,950
Family Income:
$128,700
Per Capita Income:
$40,800
Income Male:
$68,000
Income Female:
$54,000
Poverty Rate:
4.1%
Non English Speakers:
13.2%
Rent:
$2,100
Unemployment Rate:
3.6%
Public Transport Usage:
0.5%
Commute Time:
34.2 minutes

Education
High School or Higher:
95.6%
Bachelors or More:
39.2%
Education
How are the schools in Fate, TX?
Fate offers quality public education with schools like Miss May Vernon and Harry H Herndon Elementary, each maintaining favorable student-teacher ratios around 15:1. While there are no private schools in town, higher education options are close by, including Texas A&M University–Commerce at Rockwall just seven miles away. The community values education, with a high percentage of residents holding college degrees.

Public Schools
Name:
Miss May Vernon Elementary School
Street:
100 W Farm to Market 551
Phone:
972-771-5232
Students:
640
Student Teacher Ratio:
15.8
Name:
Harry H Herndon Elementary School
Street:
300 Herndon St
Phone:
972-772-2080
Students:
810
Student Teacher Ratio:
14.6

Colleges
Name:
Texas A&M University–Commerce at Rockwall
City:
Rockwall
State:
TX
Distance:
7 miles
Students:
1,500
Name:
Collin College – Wylie Campus
City:
Wylie
State:
TX
Distance:
16 miles
Students:
8,000
Healthcare
Access to healthcare in Fate is strong, with two major hospitals nearby and about 2.2 physicians per 1,000 residents. Nearly 90% of locals have health insurance, ensuring broad access to medical services. The area’s healthcare index indicates above-average quality and availability.

Major Hospitals
Name:
Texas Health Hospital Rockwall
Address:
3150 Horizon Rd, Rockwall, TX 75032
Phone:
(469) 698-1000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Baylor Scott & White Medical Center – Lake Pointe
Address:
6800 Scenic Dr, Rowlett, TX 75088
Phone:
(972) 412-2273
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
89.6%
Health Care Index:
77.8
Housing Market
What is the housing market like in Fate, TX?
Fate's housing market is dominated by owner-occupied homes, with a high ownership rate of 93.5% and a median home price of $390,000. Home values have appreciated modestly at 2.7% over the past year, and rental vacancy rates remain low, reflecting stable demand. New construction and foreclosures are minimal, making for a steady, attractive market.
Median Home Price:
$390,000
Average Rent For 2 Bedroom:
$2,100
Owner Occupied Rate:
93.5%
Rental Vacancy Rate:
4.0%
Home Appreciation Rate (1yr):
2.7%
New Construction Rate:
2.8%
Foreclosure Rate:
0.6%
DMV Information
Residents of Fate are served by the Texas Department of Motor Vehicles, which provides driver and vehicle services at the state level. The nearest main office is located in Austin, with helpful resources available online and by phone. Texas offers convenient DMV services, making vehicle registration and licensing straightforward.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.