Everything You Should Know Before Moving to Federalsburg, MD
Considering a move to Federalsburg, MD? This small town of 2,770 offers affordable living, with median home prices around $172,000 and rents near $950. Residents enjoy a mild climate, short 28-minute commutes, and easy access to regional medical centers. While crime rates are a bit higher than average, the town features a close-knit community and a lower cost of living than most of Maryland. Local schools and proximity to Chesapeake College round out the appeal for families and those seeking a quieter pace of life.
Demographics - Federalsburg, MD
Demographics - Federalsburg, MD
Federalsburg, MD is a small town of 2,770 residents with a median age of 36.1 years. The community is predominantly White (58.4%) and Black (32.8%), with about 8.5% of residents speaking a language other than English at home, reflecting a modest level of diversity. Its population density and balanced gender ratio contribute to a close-knit, suburban atmosphere.
Population:
2,770
Density:
1,200 per sq mi
Median Age:
36.1
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
8.5%

Ethnic Composition
White:
58.4%
Black:
32.8%
Asian:
0.7%
Others:
8.1%
Cost Of Living
What is the average cost of living in Federalsburg, MD?
Living in Federalsburg is notably affordable, with a median home value of $172,000 and average rents around $950 per month. The cost of living index sits at 88.7, well below the national average, making daily expenses, housing, and groceries more manageable for most residents. Utility and transportation costs are in line with state norms, and Maryland's progressive state tax rates apply.
Median House Value:
$172,000
Gross Rent:
$950
Monthly Electricity Charges:
$125
Auto Insurance:
$1,340
House Owner Cost With Mortgage:
$1,210
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
88.7
Grocery:
94.2
Housing:
68.5
Utilities:
101.1
Transportation:
97.4
Health Care:
97.0
Miscellaneous:
93.5
Crime
Is Federalsburg, MD a safe place to live?
Federalsburg experiences higher-than-average crime rates, with a chance of property crime at 1 in 43 and violent crime at 1 in 249. While property crime is more common, residents should be aware of their surroundings and take typical safety precautions. The overall crime index suggests that security is an important consideration for newcomers.
Violent Crimes Per 100k:
402
Property Crimes Per 100k:
2,350
Crime Index:
2,752
Chance Of Violent Crime:
1 in 249
Chance Of Property Crime:
1 in 43
Weather
What is the weather like in Federalsburg, MD year-round?
Federalsburg enjoys a mild climate with warm summers reaching highs of 88°F and cool winters dipping to about 27°F. The town receives approximately 45 inches of rainfall annually and experiences sunshine about 57% of the year. This weather supports a pleasant outdoor lifestyle and distinct seasonal changes.

Winter
Min:
27°F
Max:
44°F

Spring
Min:
45°F
Max:
70°F

Summer
Min:
67°F
Max:
88°F

Fall
Min:
48°F
Max:
72°F
Average Rainfall Inches:
45.1 inches
Sunny Days Percentage:
57%
Neighbors
Federalsburg's neighbors typically earn a median household income of $44,300, with a notable poverty rate of 21.6%. Most adults have at least a high school education, and average commute times are close to 28 minutes, indicating a working-class community with strong local ties. Public transportation usage is low, so most residents rely on personal vehicles for commuting.
Median Income:
$31,800
Household Income:
$44,300
Family Income:
$54,900
Per Capita Income:
$21,000
Income Male:
$37,500
Income Female:
$29,800
Poverty Rate:
21.6%
Non English Speakers:
8.5%
Rent:
$950
Unemployment Rate:
5.9%
Public Transport Usage:
0.3%
Commute Time:
27.8 minutes

Education
High School or Higher:
81.5%
Bachelors or More:
11.7%
Education
How are the schools in Federalsburg, MD?
Federalsburg offers primary education through Federalsburg Elementary School, which serves over 500 students with a student-teacher ratio of 14.2. While there are no private schools in town, families benefit from proximity to Chesapeake College, located 27 miles away, offering higher education opportunities. The area supports foundational education for children and accessible college options for adult learners.

Public Schools
Name:
Federalsburg Elementary School
Street:
302 S University Ave
Phone:
410-754-5370
Students:
530
Student Teacher Ratio:
14.2

Colleges
Name:
Chesapeake College
City:
Wye Mills
State:
MD
Distance:
27 miles
Students:
2,300
Healthcare
Residents of Federalsburg have access to nearby medical centers such as UM Shore Medical Center at Dorchester and TidalHealth Nanticoke, both providing emergency services. The community enjoys a solid rate of health insurance coverage at 91.2% and a healthcare index of 66.5, reflecting reliable basic healthcare resources for a small town. There are nearly two physicians per 1,000 residents, supporting local medical needs.

Major Hospitals
Name:
UM Shore Medical Center at Dorchester
Address:
300 Byrn Street, Cambridge, MD 21613
Phone:
(410) 228-5511
Type:
General & Surgical
Emergency Services:
Yes
Name:
TidalHealth Nanticoke
Address:
801 Middleford Rd, Seaford, DE 19973
Phone:
(302) 629-6611
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
91.2%
Health Care Index:
66.5
Housing Market
What is the housing market like in Federalsburg, MD?
The local housing market is affordable, with a median home price of $172,000 and average rent for a two-bedroom apartment at $950. Over half of homes are owner-occupied, and the area has a stable 4.7% home appreciation rate over the past year. Vacancy and foreclosure rates remain low, making Federalsburg attractive for both buyers and renters seeking value.
Median Home Price:
$172,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
55.7%
Rental Vacancy Rate:
7.5%
Home Appreciation Rate (1yr):
4.7%
New Construction Rate:
0.7%
Foreclosure Rate:
0.9%
DMV Information
Federalsburg residents are served by the Maryland Motor Vehicle Administration, with the nearest main office located in Glen Burnie. Essential DMV services, including licensing and registration, are accessible both in-person and online for convenience. The state DMV provides comprehensive support and information for all Maryland drivers.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
6601 Ritchie Highway NE, Glen Burnie, MD 21062
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.