Everything You Should Know Before Moving to Fern Creek, KY
Thinking of moving to Fern Creek, KY? With a population of about 22,000, Fern Creek offers affordable living—median home prices are around $265,000 and average rents are $1,150. Residents enjoy a moderate cost of living, family-friendly neighborhoods, and a reasonable average commute of 24.7 minutes. The area boasts access to good schools, reliable healthcare, and a mild climate with 56% sunny days. Fern Creek is a great choice for those seeking value, safety, and a welcoming community near Louisville.
Demographics - Fern Creek, KY
Demographics - Fern Creek, KY
Fern Creek is home to approximately 22,000 residents with a median age of 39, offering a balanced community that is predominantly White, with Black, Asian, and other ethnic groups contributing to its diversity. The area has a moderate population density and a nearly even gender ratio, creating a welcoming environment for families and individuals alike.
Population:
22,000
Density:
2,300 per sq mi
Median Age:
39.0
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
6.8%
Ethnic Composition
White:
78.0%
Black:
12.5%
Asian:
2.5%
Others:
7.0%
Cost Of Living
What is the average cost of living in Fern Creek, KY?
Fern Creek features a cost of living index below the national average, making it an affordable choice for newcomers. Median home values are around $265,000 and average rents are $1,150, while expenses like groceries, utilities, and transportation remain budget-friendly.
Median House Value:
$265,000
Gross Rent:
$1,150
Monthly Electricity Charges:
$135
Auto Insurance:
$1,340
House Owner Cost With Mortgage:
$1,420
House Owner Cost Without Mortgage:
$480
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
87.8
Grocery:
92.0
Housing:
81.5
Utilities:
98.1
Transportation:
92.4
Health Care:
94.7
Miscellaneous:
90.2
Crime
Is Fern Creek, KY a safe place to live?
Fern Creek maintains a relatively low crime rate compared to national figures, with a 1 in 356 chance of experiencing violent crime. Most residents find the area to be safe and secure, contributing to its appeal for families and retirees.
Violent Crimes Per 100k:
281
Property Crimes Per 100k:
2,072
Crime Index:
2,353
Chance Of Violent Crime:
1 in 356
Chance Of Property Crime:
1 in 48
Weather
What is the weather like in Fern Creek, KY year-round?
Residents in Fern Creek experience four distinct seasons, with mild winters averaging lows of 27°F and warm summers reaching up to 88°F. The area enjoys about 56% sunny days each year and receives around 45 inches of rainfall, making for a pleasant climate overall.
Winter
Min:
27°F
Max:
45°F
Spring
Min:
47°F
Max:
71°F
Summer
Min:
67°F
Max:
88°F
Fall
Min:
48°F
Max:
70°F
Average Rainfall Inches:
45 inches
Sunny Days Percentage:
56%
Neighbors
The community in Fern Creek is economically stable, with a median household income of $72,800 and a low unemployment rate of 3.6%. Most neighbors are well-educated, with over 92% holding a high school diploma or higher, and commute times are reasonable at just under 25 minutes on average.
Median Income:
$40,500
Household Income:
$72,800
Family Income:
$87,900
Per Capita Income:
$34,700
Income Male:
$45,200
Income Female:
$39,000
Poverty Rate:
8.7%
Non English Speakers:
6.8%
Rent:
$1,150
Unemployment Rate:
3.6%
Public Transport Usage:
1.2%
Commute Time:
24.7 minutes
Education
High School or Higher:
92.9%
Bachelors or More:
32.1%
Education
How are the schools in Fern Creek, KY?
Families in Fern Creek benefit from access to reputable public and private schools, such as Fern Creek High School and St. Gabriel the Archangel School. Higher education options are easily accessible, with Jefferson Community and Technical College and the University of Louisville located within a short drive.
Public Schools
Name:
Fern Creek High School
Street:
9115 Fern Creek Rd
Phone:
502-485-8251
Students:
1,650
Student Teacher Ratio:
17.1
Name:
Fern Creek Elementary School
Street:
8815 Ferndale Rd
Phone:
502-485-8258
Students:
650
Student Teacher Ratio:
15.7
Private Schools
Name:
St. Gabriel the Archangel School
Street:
5505 Bardstown Rd
Phone:
502-239-5535
Students:
420
Colleges
Name:
Jefferson Community and Technical College
City:
Louisville
State:
KY
Distance:
9 miles
Students:
12,000
Name:
University of Louisville
City:
Louisville
State:
KY
Distance:
11 miles
Students:
22,000
Healthcare
Access to healthcare in Fern Creek is strong, with major hospitals like Baptist Health Louisville and Norton Audubon Hospital nearby. Most residents are insured, and the area supports a solid physician-to-population ratio for quality medical care.
Major Hospitals
Name:
Baptist Health Louisville
Address:
4000 Kresge Way, Louisville, KY 40207
Phone:
(502) 897-8100
Type:
General & Surgical
Emergency Services:
Yes
Name:
Norton Audubon Hospital
Address:
One Audubon Plaza Dr, Louisville, KY 40217
Phone:
(502) 636-7111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
92.1%
Health Care Index:
77.3
Housing Market
What is the housing market like in Fern Creek, KY?
The Fern Creek housing market is attractive for both buyers and renters, with a median home price of $265,000 and owner-occupied homes making up 66% of the market. Home values have appreciated steadily, while rental options remain accessible and affordable.
Median Home Price:
$265,000
Average Rent For 2 Bedroom:
$1,150
Owner Occupied Rate:
66.2%
Rental Vacancy Rate:
6.3%
Home Appreciation Rate (1yr):
4.7%
New Construction Rate:
1.6%
Foreclosure Rate:
0.7%
DMV Information
Fern Creek residents are served by the Kentucky Division of Motor Vehicle Licensing, located in Frankfort, with convenient access to online and in-person services. The DMV provides support for licensing, registration, and other vehicle-related needs.
State:
Kentucky
Department:
Kentucky Division of Motor Vehicle Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
1-502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.