Kentucky / County

Moving to Fern Creek, KY

Thinking of making a move to Fern Creek, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Fern Creek, KY

Considering a move to Fern Creek, KY? This welcoming community of 22,000 residents offers a blend of suburban charm and convenience, with median home prices around $265,000 and average rents near $1,150. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Fern Creek's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Fern Creek, KY

Fern Creek has a population of 22,000 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 78% White, 13% Black, and 3% Asian residents, and over 7% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
22,000
Density
2,300 per sq mi
Median Age
39.0
Gender Ratio
93 males per 100 females
Non-English Speakers Percentage
6.8%

Ethnic Composition

White
78.0%
Black
12.5%
Asian
2.5%
Others
7.0%

Cost Of Living

What is the average cost of living in Fern Creek, KY?

The cost of living in Fern Creek is higher than the national average, with a cost of living index of 87.8. Median home values are around $265,000 and average rents for a two-bedroom apartment are approximately $1,150. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$265,000
Gross Rent
$1,150
Monthly Electricity Charges
$135
Auto Insurance
$1,340
House Owner Cost With Mortgage
$1,420
House Owner Cost Without Mortgage
$480
State Taxes
Low: 2.0%| High: 5.0%
Cost Of Living Index
87.8
Grocery
92.0
Housing
81.5
Utilities
98.1
Transportation
92.4
Health Care
94.7
Miscellaneous
90.2

Crime

Is Fern Creek, KY a safe place to live?

Fern Creek is considered a safe community, with a low violent crime rate of 281 incidents per 100,000 residents and a property crime chance of 1 in 48. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
281
Property Crimes Per 100k
2,072
Crime Index
2,353
Chance Of Violent Crime
1 in 356
Chance Of Property Crime
1 in 48

Weather

What is the weather like in Fern Creek, KY year-round?

Fern Creek experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 27°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
27°F
Max
45°F

Summer

Min
67°F
Max
88°F

Spring

Min
47°F
Max
71°F

Fall

Min
48°F
Max
70°F
Average Rainfall Inches
45 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $72,800 and a low poverty rate of 8.7%. Over 93% of residents have at least a high school diploma, and nearly 32% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$40,500
Household Income
$72,800
Family Income
$87,900
Per Capita Income
$34,700
Income Male
$45,200
Income Female
$39,000
Poverty Rate
8.7%
Non English Speakers
6.8%
Rent
$1,150
Unemployment Rate
3.6%
Public Transport Usage
1.2%
Commute Time
24.7 minutes

Education

High School or Higher
92.9%
Bachelors or More
32.1%

Education

How are the schools in Fern Creek, KY?

Fern Creek offers quality education options, with public schools like Fern Creek High School and Fern Creek Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Jefferson Community and Technical College and University of Louisville. The community is committed to educational excellence for all age groups.

Public Schools

Name
Fern Creek High School
Street
9115 Fern Creek Rd
Phone
502-485-8251
Students
1,650
Student Teacher Ratio
17.1
Name
Fern Creek Elementary School
Street
8815 Ferndale Rd
Phone
502-485-8258
Students
650
Student Teacher Ratio
15.7

Private Schools

Name
St. Gabriel the Archangel School
Street
5505 Bardstown Rd
Phone
502-239-5535
Students
420

Colleges

Name
Jefferson Community and Technical College
City
Louisville
State
KY
Distance
9 miles
Students
12,000
Name
University of Louisville
City
Louisville
State
KY
Distance
11 miles
Students
22,000

Healthcare

Fern Creek residents have access to quality healthcare, with major hospitals like Baptist Health Louisville and Norton Audubon Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.4 per 1,000 people and 92.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Health Louisville
Address
4000 Kresge Way, Louisville, KY 40207
Phone
(502) 897-8100
Type
General & Surgical
Emergency Services
Yes
Name
Norton Audubon Hospital
Address
One Audubon Plaza Dr, Louisville, KY 40217
Phone
(502) 636-7111
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.4
Health Insurance Coverage
92.1%
Health Care Index
77.3

Housing Market

What is the housing market like in Fern Creek, KY?

The local housing market is strong, with a median home price of $265,000 and an owner-occupied rate of nearly 66%. The market has seen a 4.7% appreciation over the past year, and rental vacancy rates remain moderate at 6.3%. Fern Creek offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$265,000
Average Rent For 2 Bedroom
$1,150
Owner Occupied Rate
66.2%
Rental Vacancy Rate
6.3%
Home Appreciation Rate (1yr)
4.7%
New Construction Rate
1.6%
Foreclosure Rate
0.7%

DMV Information

Residents of Fern Creek handle vehicle services through the Kentucky Division of Motor Vehicle Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Division of Motor Vehicle Licensing
Address
200 Mero St, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Fern Creek, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Fern Creek, review the core fields on this page: population 22,000, median home value $265,000, average rent for 2 bedroom $1,150, commute time 24.7 minutes, and sunny days percentage 56%.

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