Iowa / Butler County

Moving to Fern, IA

Thinking of making a move to Fern, IA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Fern, IA

Considering a move to Fern, IA? This welcoming community of 0 residents offers a blend of suburban charm and convenience, with median home prices around $185,000 and average rents near $900. Commute times average 23 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Fern's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Fern, IA

Fern has a population of 0 residents, offering a diverse community with a median age of nearly 44 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 97% White, 1% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
0
Density
0 per sq mi
Median Age
44.0
Gender Ratio
100 males per 100 females
Non-English Speakers Percentage
1.8%

Ethnic Composition

White
96.5%
Black
0.6%
Asian
0.4%
Others
2.5%

Cost Of Living

What is the average cost of living in Fern, IA?

The cost of living in Fern is higher than the national average, with a cost of living index of 89.4. Median home values are around $185,000 and average rents for a two-bedroom apartment are approximately $900. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$185,000
Gross Rent
$900
Monthly Electricity Charges
$125
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,250
House Owner Cost Without Mortgage
$420
State Taxes
Low: 0.0%| High: 6.0%
Cost Of Living Index
89.4
Grocery
94.0
Housing
78.5
Utilities
103.2
Transportation
91.0
Health Care
96.5
Miscellaneous
90.8

Crime

Is Fern, IA a safe place to live?

Fern is considered a safe community, with a low violent crime rate of 150 incidents per 100,000 residents and a property crime chance of 1 in 80. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Iowa.

Violent Crimes Per 100k
150
Property Crimes Per 100k
1,250
Crime Index
1,400
Chance Of Violent Crime
1 in 667
Chance Of Property Crime
1 in 80

Weather

What is the weather like in Fern, IA year-round?

Fern experiences four distinct seasons, with warm summers reaching highs of 85°F and cold winters dipping to 12°F. The area receives about 35 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
12°F
Max
31°F

Summer

Min
63°F
Max
85°F

Spring

Min
40°F
Max
67°F

Fall

Min
41°F
Max
68°F
Average Rainfall Inches
35.0 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $68,500 and a low poverty rate of 10.4%. Over 92% of residents have at least a high school diploma, and nearly 29% hold a bachelor's degree or higher. Commute times average 23 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$57,000
Household Income
$68,500
Family Income
$79,000
Per Capita Income
$31,500
Income Male
$42,000
Income Female
$34,000
Poverty Rate
10.4%
Non English Speakers
3.1%
Rent
$900
Unemployment Rate
3.4%
Public Transport Usage
0.8%
Commute Time
22.8 minutes

Education

High School or Higher
92.0%
Bachelors or More
28.5%

Education

How are the schools in Fern, IA?

Fern offers quality education options, with public schools like Central Community School District Elementary School and Central Community School District Middle/High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Luther College and Northeast Iowa Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Central Community School District Elementary School
Street
PO Box 180
Phone
563-245-1751
Students
420
Student Teacher Ratio
13.8
Name
Central Community School District Middle/High School
Street
400 Boston St
Phone
563-245-1751
Students
510
Student Teacher Ratio
14.2

Private Schools

Name
St. Mary School
Street
116 W Main St
Phone
563-245-2020
Students
95

Colleges

Name
Luther College
City
Decorah
State
IA
Distance
28 miles
Students
1,700
Name
Northeast Iowa Community College
City
Calmar
State
IA
Distance
31 miles
Students
3,700

Healthcare

Fern residents have access to quality healthcare, with major hospitals like Mayo Clinic Health System - McGregor and MercyOne Elkader Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 93.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Mayo Clinic Health System - McGregor
Address
1000 S Hwy 10, McGregor, IA 52157
Phone
(563) 873-2250
Type
General & Surgical
Emergency Services
Yes
Name
MercyOne Elkader Medical Center
Address
600 N 2nd St, Elkader, IA 52043
Phone
(563) 245-7000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
93.0%
Health Care Index
72.5

Housing Market

What is the housing market like in Fern, IA?

The local housing market is strong, with a median home price of $185,000 and an owner-occupied rate of nearly 78%. The market has seen a 3.5% appreciation over the past year, and rental vacancy rates remain moderate at 7.8%. Fern offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$185,000
Average Rent For 2 Bedroom
$900
Owner Occupied Rate
78.0%
Rental Vacancy Rate
7.8%
Home Appreciation Rate (1yr)
3.5%
New Construction Rate
0.7%
Foreclosure Rate
0.4%

DMV Information

Residents of Fern handle vehicle services through the Iowa Department of Transportation, conveniently located in Ames. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Iowa
Department
Iowa Department of Transportation
Address
800 Lincoln Way, Ames, IA 50010
Phone
1-515-233-7900

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Fern, IA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Fern, review the core fields on this page: population 0, median home value $185,000, average rent for 2 bedroom $900, commute time 22.8 minutes, and sunny days percentage 56%.

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