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Moving to Fernandina Beach, FL?

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Everything You Should Know Before Moving to Fernandina Beach, FL

Thinking of relocating to Fernandina Beach, FL? This charming coastal city of 13,600 residents features a relaxed lifestyle with a median home price of $526,000 and average rents around $1,780. Residents enjoy a mild climate with 63% sunny days, a short 24-minute average commute, and excellent local schools. Fernandina Beach boasts low violent crime rates, a high rate of home ownership, and access to quality healthcare, making it ideal for families, retirees, and beach lovers alike.

Demographics - Fernandina Beach, FL

Demographics - Fernandina Beach, FL

Fernandina Beach is a close-knit coastal community of about 13,600 people, notable for its older median age of 54.2 and a predominantly White population. The city offers a balanced gender ratio and a welcoming environment for both English and non-English speakers, with nearly 9% speaking a language other than English at home.

demograph population
Population:
13,600
demograph density
Density:
1,085 per sq mi
demograph median age
Median Age:
54.2
Demograph Gender Ratio
Gender Ratio:
92 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
8.5%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
87.5%
demograph blacks
Black:
7.1%
demograph asian
Asian:
1.3%
demograph others
Others:
4.1%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Fernandina Beach, FL?

With a median home value of $526,000 and a cost of living index above the national average, Fernandina Beach tends to be pricier, especially in housing. While everyday expenses like groceries and healthcare are slightly elevated, Florida's 0% state income tax offers residents some financial relief.

cost of living medianHouseValue
Median House Value:
$526,000
cost of living grossRent
Gross Rent:
$1,780
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$145
cost of living autoInsurance
Auto Insurance:
$2,130
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$2,400
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$810
cost of living stateTaxes State Taxes:
Low:
0%
|
High:
0%
cost of living costOfLivingIndex
Cost Of Living Index:
115.3
cost of living grocery
Grocery:
110.4
cost of living housing
Housing:
132.1
cost of living utilities
Utilities:
104.2
cost of living transportation
Transportation:
101.6
cost of living health-care
Health Care:
106.9
cost of living miscellaneous
Miscellaneous:
98.0

Crime

Crime

Is Fernandina Beach, FL a safe place to live?

Fernandina Beach enjoys a relatively low violent crime rate of 170 incidents per 100,000 people, providing peace of mind for residents. Property crime is more common but still within expected ranges for a small, popular coastal city.

crime voilentCrimes
Violent Crimes Per 100k:
170
crime propertyCrime
Property Crimes Per 100k:
1,900
crime crimeIndex
Crime Index:
2,070
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 588
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 53
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Weather

Weather

What is the weather like in Fernandina Beach, FL year-round?

Residents benefit from a mild, temperate climate with winter highs around 66°F and summer peaks near 90°F. The area experiences about 63% sunny days and receives nearly 49 inches of rainfall annually, making outdoor activities enjoyable almost year-round.

weather winterWinter
weather min
Min:
46°F
weather max
Max:
66°F
weather springSpring
weather min
Min:
59°F
weather max
Max:
78°F
weather summerSummer
weather min
Min:
73°F
weather max
Max:
90°F
weather fallFall
weather min
Min:
59°F
weather max
Max:
80°F
weather averageRainfallInches
Average Rainfall Inches:
48.8 inches
weather sunnyDays Percentage
Sunny Days Percentage:
63%

Neighbors

Neighbors

The community features a strong median household income of $74,900 and a low unemployment rate of 3%. With nearly 95% of adults holding at least a high school diploma and a family-friendly vibe, Fernandina Beach is welcoming to newcomers seeking a balanced, small-town lifestyle.

neighbor medianIncome
Median Income:
$40,200
neighbor householdIncome
Household Income:
$74,900
neighbor familyIncome
Family Income:
$92,500
neighbor perCapitaIncome
Per Capita Income:
$47,800
neighbor incomeMale
Income Male:
$54,600
neighbor incomeFemale
Income Female:
$42,700
neighbor povertyRate
Poverty Rate:
8.5%
neighbor nonEnglishSpeakers
Non English Speakers:
8.5%
neighbor rent
Rent:
$1,780
neighbor unemployment
Unemployment Rate:
3.0%
neighbor publicTransport
Public Transport Usage:
0.7%
neighbor commuteTime
Commute Time:
24.1 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
94.6%
neighbor bachelors
Bachelors or More:
40.3%
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People moving

Education

Education

How are the schools in Fernandina Beach, FL?

Fernandina Beach offers highly regarded public schools with favorable student-teacher ratios, as well as private schooling options and nearby college access. With nearly 95% of residents holding at least a high school diploma, educational attainment is strong throughout the community.

education PublicSchoolsPublic Schools
education publicName
Name:
Fernandina Beach High School
education publicStreet
Street:
435 Citrona Dr
education publicPhone
Phone:
904-261-5713
education publicStudents
Students:
900
education publicStudentTeacherRatio
Student Teacher Ratio:
19.1


education publicName
Name:
Fernandina Beach Middle School
education publicStreet
Street:
315 Citrona Dr
education publicPhone
Phone:
904-491-7938
education publicStudents
Students:
650
education publicStudentTeacherRatio
Student Teacher Ratio:
18.2


education publicName
Name:
Southside Elementary School
education publicStreet
Street:
1112 Jasmine St
education publicPhone
Phone:
904-321-5900
education publicStudents
Students:
800
education publicStudentTeacherRatio
Student Teacher Ratio:
15.8


education privateSchoolsPrivate Schools
education privateName
Name:
St. Michael Academy
education privateStreet
Street:
228 N 4th St
education privatePhone
Phone:
904-321-2102
education privateStudents
Students:
280


education collegesColleges
education collegeName
Name:
Florida State College at Jacksonville - Nassau Center
education collegeCity
City:
Yulee
education collegeState
State:
FL
education collegeDistance
Distance:
9 miles
education collegeStudents
Students:
1,400


Healthcare

Healthcare

Fernandina Beach offers quality healthcare, anchored by Baptist Medical Center Nassau, a full-service hospital with emergency care. High health insurance coverage rates and above-average physician availability ensure residents have good access to medical services.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Baptist Medical Center Nassau
healthcare hospitalAddress
Address:
1250 S 18th St, Fernandina Beach, FL 32034
healthcare hospitalPhone
Phone:
(904) 321-3500
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
2.1
healthcare healthInsuranceCoverage
Health Insurance Coverage:
93.5%
healthcare healthCareIndex
Health Care Index:
76.4
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Fernandina Beach, FL?

The housing market is robust, with a median home price of $526,000 and a high owner-occupancy rate of 73%. Home values have appreciated by over 6% in the past year, reflecting steady demand in this desirable coastal area.

housing market medianHomePrice
Median Home Price:
$526,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$1,780
housing market ownerOccupiedRate
Owner Occupied Rate:
73.1%
housing market rentalVacancyRate
Rental Vacancy Rate:
7.3%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
6.2%
housing market newConstructionRate
New Construction Rate:
2.1%
housing market foreclosureRate
Foreclosure Rate:
0.4%

DMV Information

DMV Information

Local residents can conveniently access DMV services at the Florida Department of Highway Safety and Motor Vehicles office on License Road. Essential driver and vehicle services are managed here, with additional information available on the state’s official website.

dmv state
State:
Florida
dmv department
Department:
Florida Department of Highway Safety and Motor Vehicles
dmv address
Address:
86130 License Rd, Fernandina Beach, FL 32034
dmv phone
Phone:
904-491-7400
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Fernandina Beach, FL

Planning a relocation in or near Fernandina Beach? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Fernandina Beach.

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FAQs About Moving to Fernandina Beach, FL

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Check the cost of living, housing, traffic, and public transit in Fernandina Beach. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Fernandina Beach climate and weather.

Moving within Fernandina Beach usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Fernandina Beach. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Fernandina Beach offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Fernandina Beach at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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