Florida / Nassau County

Moving to Fernandina, FL

Thinking of making a move to Fernandina, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Fernandina, FL

Considering a move to Fernandina, FL? This welcoming community of 13,800 residents offers a blend of suburban charm and convenience, with median home prices around $495,000 and average rents near $1,750. Commute times average 23 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (68% annually), ideal for families and commuters alike. Explore Fernandina's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Fernandina, FL

Fernandina has a population of 13,800 residents, offering a diverse community with a median age of nearly 47 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 72% White, 20% Black, and 2% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
13,800
Density
2,100 per sq mi
Median Age
46.7
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
7.8%

Ethnic Composition

White
72.0%
Black
20.0%
Asian
1.5%
Others
6.5%

Cost Of Living

What is the average cost of living in Fernandina, FL?

The cost of living in Fernandina is higher than the national average, with a cost of living index of 108.4. Median home values are around $495,000 and average rents for a two-bedroom apartment are approximately $1,750. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$495,000
Gross Rent
$1,750
Monthly Electricity Charges
$145
Auto Insurance
$2,050
House Owner Cost With Mortgage
$2,420
House Owner Cost Without Mortgage
$760
State Taxes
Low: 0.0%| High: 0.0%
Cost Of Living Index
108.4
Grocery
103.5
Housing
126.8
Utilities
101.9
Transportation
97.2
Health Care
104.6
Miscellaneous
101.8

Crime

Is Fernandina, FL a safe place to live?

Fernandina is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 66. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,520
Crime Index
1,730
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 66

Weather

What is the weather like in Fernandina, FL year-round?

Fernandina experiences four distinct seasons, with warm summers reaching highs of 90°F and cold winters dipping to 49°F. The area receives about 51 inches of rainfall annually and enjoys sunshine on 68% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
49°F
Max
64°F

Summer

Min
74°F
Max
90°F

Spring

Min
61°F
Max
79°F

Fall

Min
63°F
Max
81°F
Average Rainfall Inches
51.0 inches
Sunny Days Percentage
68%

Neighbors

The neighborhood boasts a healthy median household income of $81,500 and a low poverty rate of 10.8%. Over 90% of residents have at least a high school diploma, and nearly 31% hold a bachelor's degree or higher. Commute times average 23 minutes, and almost 3% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$52,000
Household Income
$81,500
Family Income
$92,000
Per Capita Income
$37,500
Income Male
$49,500
Income Female
$39,500
Poverty Rate
10.8%
Non English Speakers
10.5%
Rent
$1,750
Unemployment Rate
3.8%
Public Transport Usage
2.6%
Commute Time
23.4 minutes

Education

High School or Higher
90.4%
Bachelors or More
30.8%

Education

How are the schools in Fernandina, FL?

Fernandina offers quality education options, with public schools like Fernandina Beach High School and Fernandina Beach Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Florida State College at Jacksonville - Nassau Center and University of North Florida. The community is committed to educational excellence for all age groups.

Public Schools

Name
Fernandina Beach High School
Street
435 Citrona Dr
Phone
904-491-7938
Students
1,050
Student Teacher Ratio
18.1
Name
Fernandina Beach Middle School
Street
1241 Beech St
Phone
904-321-5852
Students
740
Student Teacher Ratio
16.7

Private Schools

Name
Nassau Christian School
Street
2621 Dade St
Phone
904-261-6491
Students
260

Colleges

Name
Florida State College at Jacksonville - Nassau Center
City
Yulee
State
FL
Distance
17 miles
Students
1,200
Name
University of North Florida
City
Jacksonville
State
FL
Distance
32 miles
Students
16,500

Healthcare

Fernandina residents have access to quality healthcare, with major hospitals like Baptist Medical Center Nassau and UF Health Jacksonville nearby. The community benefits from a high physician-to-resident ratio of 2.3 per 1,000 people and 88.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Medical Center Nassau
Address
1250 S 18th St, Fernandina Beach, FL 32034
Phone
(904) 261-3627
Type
General & Surgical
Emergency Services
Yes
Name
UF Health Jacksonville
Address
655 W 8th St, Jacksonville, FL 32209
Phone
(904) 244-0411
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.3
Health Insurance Coverage
88.8%
Health Care Index
71.2

Housing Market

What is the housing market like in Fernandina, FL?

The local housing market is strong, with a median home price of $495,000 and an owner-occupied rate of nearly 74%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Fernandina offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$495,000
Average Rent For 2 Bedroom
$1,750
Owner Occupied Rate
73.5%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
2.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Fernandina handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Tallahassee. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
2900 Apalachee Pkwy, Tallahassee, FL 32399
Phone
1-850-617-2000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Fernandina, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Fernandina, review the core fields on this page: population 13,800, median home value $495,000, average rent for 2 bedroom $1,750, commute time 23.4 minutes, and sunny days percentage 68%.

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