Everything You Should Know Before Moving to Finchford, IA
Thinking of moving to Finchford, IA? This small community of about 350 residents offers affordable living, with median home prices around $187,000 and average rents at $820. Finchford boasts a low violent crime rate (150 per 100k), a quick average commute of 22.5 minutes, and strong public schools nearby. Residents enjoy Iowa’s four-season climate with 56% sunny days and easy access to healthcare and local colleges—making Finchford a welcoming spot for those seeking a quiet, friendly atmosphere.
Demographics - Finchford, IA
Demographics - Finchford, IA
Finchford is a close-knit community of approximately 350 residents, with a median age of 41 and a population density of 280 people per square mile. The town is predominantly White, and the gender ratio is nearly balanced, making it a friendly and familiar environment for newcomers.
Population:
350
Density:
280 per sq mi
Median Age:
41.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.8%
Ethnic Composition
White:
96.5%
Black:
0.5%
Asian:
0.3%
Others:
2.7%
Cost Of Living
What is the average cost of living in Finchford, IA?
Living in Finchford is budget-friendly, with a cost of living index below the national average and a median home value of $187,000. Groceries, housing, and utilities are all affordable, making it an attractive choice for families and individuals seeking value in the Midwest.
Median House Value:
$187,000
Gross Rent:
$820
Monthly Electricity Charges:
$115
Auto Insurance:
$1,050
House Owner Cost With Mortgage:
$1,210
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
0.33%
|
High:
8.53%
Cost Of Living Index:
89.7
Grocery:
95.2
Housing:
77.4
Utilities:
97.9
Transportation:
88.1
Health Care:
92.7
Miscellaneous:
93.5
Crime
Is Finchford, IA a safe place to live?
Finchford experiences low crime rates, with just 150 violent crimes per 100,000 residents and a property crime rate that allows residents to feel secure. The community offers peace of mind for those prioritizing safety.
Violent Crimes Per 100k:
150
Property Crimes Per 100k:
1,120
Crime Index:
1,270
Chance Of Violent Crime:
1 in 667
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Finchford, IA year-round?
Finchford features a classic four-season climate, with warm summers reaching up to 85°F and chilly winters dipping to 9°F. Residents enjoy an average of 56% sunny days and moderate annual rainfall, supporting a variety of outdoor activities.
Winter
Min:
9°F
Max:
31°F
Spring
Min:
36°F
Max:
63°F
Summer
Min:
62°F
Max:
85°F
Fall
Min:
38°F
Max:
64°F
Average Rainfall Inches:
35.8 inches
Sunny Days Percentage:
56%
Neighbors
With a median household income of $65,500 and a low poverty rate of 7.1%, Finchford is home to economically stable families. The average commute is about 22.5 minutes, and nearly all adults hold at least a high school diploma, reflecting a well-educated and welcoming community.
Median Income:
$38,000
Household Income:
$65,500
Family Income:
$74,900
Per Capita Income:
$31,700
Income Male:
$40,200
Income Female:
$32,500
Poverty Rate:
7.1%
Non English Speakers:
2.8%
Rent:
$820
Unemployment Rate:
3.1%
Public Transport Usage:
0.3%
Commute Time:
22.5 minutes
Education
High School or Higher:
92.0%
Bachelors or More:
23.5%
Education
How are the schools in Finchford, IA?
Finchford families benefit from strong public schools nearby, including North Cedar Elementary and Cedar Falls High School, as well as access to private schools and higher education institutions like the University of Northern Iowa just a short drive away. This makes the area appealing for students of all ages.
Public Schools
Name:
North Cedar Elementary School
Street:
2419 Fern Ave, Cedar Falls, IA 50613
Phone:
319-553-2831
Students:
310
Student Teacher Ratio:
15.1
Name:
Cedar Falls High School
Street:
1015 Division St, Cedar Falls, IA 50613
Phone:
319-553-2500
Students:
1,120
Student Teacher Ratio:
16.3
Private Schools
Name:
Valley Lutheran School
Street:
4520 Rownd St, Cedar Falls, IA 50613
Phone:
319-266-4565
Students:
220
Colleges
Name:
University of Northern Iowa
City:
Cedar Falls
State:
IA
Distance:
13 miles
Students:
9,200
Name:
Hawkeye Community College
City:
Waterloo
State:
IA
Distance:
15 miles
Students:
5,200
Healthcare
Residents of Finchford benefit from proximity to major hospitals in nearby Waterloo, with over 93% of locals having health insurance. With 1.9 physicians per 1,000 people and solid healthcare services, the town ensures access to quality medical care.
Major Hospitals
Name:
UnityPoint Health - Allen Hospital
Address:
1825 Logan Ave, Waterloo, IA 50703
Phone:
(319) 235-3941
Type:
General & Surgical
Emergency Services:
Yes
Name:
MercyOne Waterloo Medical Center
Address:
3421 W 9th St, Waterloo, IA 50702
Phone:
(319) 272-8000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
93.8%
Health Care Index:
78.2
Housing Market
What is the housing market like in Finchford, IA?
Finchford’s housing market is dominated by homeownership, with over 80% of residents owning their homes and a median price of $187,000. Rents remain affordable, and home values have seen steady appreciation, making it a stable investment for buyers.
Median Home Price:
$187,000
Average Rent For 2 Bedroom:
$820
Owner Occupied Rate:
81.5%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
1.1%
Foreclosure Rate:
0.3%
DMV Information
Residents can access DMV services through the Iowa Department of Transportation, with the nearest major branch located in Johnston. Services include driver licensing, vehicle registration, and online resources for convenience.
State:
Iowa
Department:
Iowa Department of Transportation
Address:
6310 NW 62nd Ave, Johnston, IA 50131
Phone:
1-800-532-1121
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.