Everything You Should Know Before Moving to Finchville, KY
Considering a move to Finchville, KY? This small town of around 700 residents offers affordable living with a median home price of $265,000 and average rents near $950. With a low violent crime rate of just 76 per 100K and a 27.5-minute average commute, Finchville is a quiet, safe community within reach of Louisville. Enjoy a friendly, rural lifestyle, solid schools, and a comfortable climate with 56% sunny days—ideal for those seeking peace of mind and small-town charm.
Demographics - Finchville, KY
Demographics - Finchville, KY
Finchville is a close-knit community of about 700 people, with a predominantly White population and a median age of 44.1 years. The gender balance is nearly even, and just under 4% of residents speak a language other than English at home, reflecting a modest level of diversity.
Population:
700
Density:
80 per sq mi
Median Age:
44.1
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
3.8%
Ethnic Composition
White:
93.5%
Black:
3.1%
Asian:
0.7%
Others:
2.7%
Cost Of Living
What is the average cost of living in Finchville, KY?
Living in Finchville is notably affordable, with a cost of living index of 88.5 and median home values around $265,000. Residents benefit from relatively low housing and grocery costs, making it an attractive option for those seeking value without sacrificing comfort.
Median House Value:
$265,000
Gross Rent:
$950
Monthly Electricity Charges:
$122
Auto Insurance:
$1,430
House Owner Cost With Mortgage:
$1,230
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
2%
|
High:
5%
Cost Of Living Index:
88.5
Grocery:
92.0
Housing:
78.5
Utilities:
98.0
Transportation:
90.0
Health Care:
94.0
Miscellaneous:
89.0
Crime
Is Finchville, KY a safe place to live?
Finchville boasts a low violent crime rate of 76 incidents per 100,000 residents and a 1 in 1,315 chance of experiencing such crime, making it a safe place for families and individuals. Property crime is higher but still manageable, contributing to the town’s overall sense of security.
Violent Crimes Per 100k:
76
Property Crimes Per 100k:
740
Crime Index:
816
Chance Of Violent Crime:
1 in 1,315
Chance Of Property Crime:
1 in 135
Weather
What is the weather like in Finchville, KY year-round?
The climate in Finchville features mild winters with lows around 25°F and warm summers reaching up to 87°F, complemented by nearly 49 inches of annual rainfall. With 56% of days being sunny, residents can enjoy a pleasant mix of seasons throughout the year.
Winter
Min:
25°F
Max:
44°F
Spring
Min:
45°F
Max:
68°F
Summer
Min:
65°F
Max:
87°F
Fall
Min:
48°F
Max:
70°F
Average Rainfall Inches:
48.7 inches
Sunny Days Percentage:
56%
Neighbors
Residents in Finchville enjoy a median household income of $68,200 and a low unemployment rate of 3.8%. Most locals commute about 27.5 minutes to work, and the community has a strong educational foundation, with nearly 90% holding at least a high school diploma.
Median Income:
$39,500
Household Income:
$68,200
Family Income:
$78,900
Per Capita Income:
$31,200
Income Male:
$43,000
Income Female:
$33,400
Poverty Rate:
7.9%
Non English Speakers:
3.8%
Rent:
$950
Unemployment Rate:
3.8%
Public Transport Usage:
0.3%
Commute Time:
27.5 minutes
Education
High School or Higher:
89.2%
Bachelors or More:
22.5%
Education
How are the schools in Finchville, KY?
Finchville offers strong educational resources, including Simpsonville Elementary with a favorable student-teacher ratio, and proximity to higher education at Jefferson Community and Technical College just 8 miles away. Nearby colleges in Louisville provide additional opportunities for advanced learning.
Public Schools
Name:
Simpsonville Elementary School
Street:
6725 Shelbyville Rd, Simpsonville, KY 40067
Phone:
502-722-8855
Students:
530
Student Teacher Ratio:
16.5
Colleges
Name:
Jefferson Community and Technical College – Shelby Campus
City:
Shelbyville
State:
KY
Distance:
8 miles
Students:
1,200
Name:
Bellarmine University
City:
Louisville
State:
KY
Distance:
25 miles
Students:
3,400
Healthcare
Finchville residents have access to quality healthcare, including the nearby UofL Health – Shelbyville Hospital offering emergency services. With 2.1 physicians per 1,000 people and 92% health insurance coverage, medical needs are well supported in the area.
Major Hospitals
Name:
UofL Health – Shelbyville Hospital
Address:
727 Hospital Dr, Shelbyville, KY 40065
Phone:
(502) 647-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
92.0%
Health Care Index:
77.0
Housing Market
What is the housing market like in Finchville, KY?
The local housing market is stable, with a median home price of $265,000 and owner-occupied rates near 80%. Rental options are available at an average of $950 for a two-bedroom, and home values have seen steady appreciation over the past year.
Median Home Price:
$265,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
79.5%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.8%
Foreclosure Rate:
0.6%
DMV Information
DMV services are provided by the Kentucky Transportation Cabinet in Frankfort, offering licensing and registration support for Finchville residents. Essential information and online services can be accessed through the state's official website.
State:
Kentucky
Department:
Kentucky Transportation Cabinet – Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40601
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.