Kentucky / Shelby County

Moving to Finchville, KY

Thinking of making a move to Finchville, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Finchville, KY

Considering a move to Finchville, KY? This welcoming community of 1,300 residents offers a blend of suburban charm and convenience, with median home prices around $275,000 and average rents near $1,250. Commute times average 29 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Finchville's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Finchville, KY

Finchville has a population of 1,300 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 3% Black, and 1% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,300
Density
320 per sq mi
Median Age
41.2
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
2.1%

Ethnic Composition

White
92.8%
Black
3.4%
Asian
0.8%
Others
3.0%

Cost Of Living

What is the average cost of living in Finchville, KY?

The cost of living in Finchville is higher than the national average, with a cost of living index of 91.4. Median home values are around $275,000 and average rents for a two-bedroom apartment are approximately $1,250. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$275,000
Gross Rent
$1,250
Monthly Electricity Charges
$145
Auto Insurance
$1,920
House Owner Cost With Mortgage
$1,720
House Owner Cost Without Mortgage
$520
State Taxes
Low: 4.5%| High: 6.0%
Cost Of Living Index
91.4
Grocery
94.0
Housing
82.5
Utilities
97.6
Transportation
92.3
Health Care
93.1
Miscellaneous
89.8

Crime

Is Finchville, KY a safe place to live?

Finchville is considered a safe community, with a low violent crime rate of 165 incidents per 100,000 residents and a property crime chance of 1 in 70. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
165
Property Crimes Per 100k
1,420
Crime Index
1,585
Chance Of Violent Crime
1 in 606
Chance Of Property Crime
1 in 70

Weather

What is the weather like in Finchville, KY year-round?

Finchville experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 27°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
27°F
Max
44°F

Summer

Min
67°F
Max
87°F

Spring

Min
46°F
Max
71°F

Fall

Min
49°F
Max
72°F
Average Rainfall Inches
45.1 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $89,000 and a low poverty rate of 9.8%. Over 91% of residents have at least a high school diploma, and nearly 28% hold a bachelor's degree or higher. Commute times average 29 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$36,500
Household Income
$89,000
Family Income
$98,500
Per Capita Income
$34,800
Income Male
$47,000
Income Female
$36,500
Poverty Rate
9.8%
Non English Speakers
4.2%
Rent
$1,250
Unemployment Rate
4.1%
Public Transport Usage
1.6%
Commute Time
28.7 minutes

Education

High School or Higher
90.6%
Bachelors or More
28.4%

Education

How are the schools in Finchville, KY?

Finchville offers quality education options, with public schools like Oldham County Preschool and Kindergarten Academy and South Oldham High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Bellarmine University and University of Louisville. The community is committed to educational excellence for all age groups.

Public Schools

Name
Oldham County Preschool and Kindergarten Academy
Street
1705 W. Highway 22
Phone
502-222-3520
Students
450
Student Teacher Ratio
14.6
Name
South Oldham High School
Street
5901 Arlie Rd
Phone
502-241-3500
Students
1,250
Student Teacher Ratio
17.1

Private Schools

Name
Westport Road Christian Academy
Street
7700 Westport Rd
Phone
502-425-3166
Students
180

Colleges

Name
Bellarmine University
City
Louisville
State
KY
Distance
19 miles
Students
3,200
Name
University of Louisville
City
Louisville
State
KY
Distance
22 miles
Students
23,000

Healthcare

Finchville residents have access to quality healthcare, with major hospitals like Baptist Health La Grange and UofL Health – Shelbyville Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 91.3% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Health La Grange
Address
1025 New Moody Ln, La Grange, KY 40031
Phone
(502) 222-3251
Type
General & Surgical
Emergency Services
Yes
Name
UofL Health – Shelbyville Hospital
Address
727 Hospital Dr, Shelbyville, KY 40065
Phone
(502) 647-5000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
91.3%
Health Care Index
68.9

Housing Market

What is the housing market like in Finchville, KY?

The local housing market is strong, with a median home price of $275,000 and an owner-occupied rate of nearly 78%. The market has seen a 4.3% appreciation over the past year, and rental vacancy rates remain moderate at 4.7%. Finchville offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$275,000
Average Rent For 2 Bedroom
$1,250
Owner Occupied Rate
78.4%
Rental Vacancy Rate
4.7%
Home Appreciation Rate (1yr)
4.3%
New Construction Rate
1.1%
Foreclosure Rate
0.4%

DMV Information

Residents of Finchville handle vehicle services through the Kentucky Transportation Cabinet Driver Licensing Regional Offices, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet Driver Licensing Regional Offices
Address
200 Mero Street, Frankfort, KY 40622
Phone
(502) 564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Finchville, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Finchville, review the core fields on this page: population 1,300, median home value $275,000, average rent for 2 bedroom $1,250, commute time 28.7 minutes, and sunny days percentage 56%.

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