Minnesota / County

Moving to Fine Lakes, MN

Thinking of making a move to Fine Lakes, MN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Fine Lakes, MN

Considering a move to Fine Lakes, MN? This welcoming community of 1,350 residents offers a blend of suburban charm and convenience, with median home prices around $237,000 and average rents near $975. Commute times average 26 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (49% annually), ideal for families and commuters alike. Explore Fine Lakes's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Fine Lakes, MN

Fine Lakes has a population of 1,350 residents, offering a diverse community with a median age of nearly 46 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,350
Density
28 per sq mi
Median Age
46.1
Gender Ratio
102 males per 100 females
Non-English Speakers Percentage
3.8%

Ethnic Composition

White
93.2%
Black
0.7%
Asian
0.5%
Others
5.6%

Cost Of Living

What is the average cost of living in Fine Lakes, MN?

The cost of living in Fine Lakes is higher than the national average, with a cost of living index of 93.8. Median home values are around $237,000 and average rents for a two-bedroom apartment are approximately $975. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$237,000
Gross Rent
$975
Monthly Electricity Charges
$110
Auto Insurance
$1,410
House Owner Cost With Mortgage
$1,320
House Owner Cost Without Mortgage
$410
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
93.8
Grocery
94.5
Housing
82.0
Utilities
97.2
Transportation
95.8
Health Care
99.0
Miscellaneous
94.7

Crime

Is Fine Lakes, MN a safe place to live?

Fine Lakes is considered a safe community, with a low violent crime rate of 98 incidents per 100,000 residents and a property crime chance of 1 in 89. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
98
Property Crimes Per 100k
1,120
Crime Index
1,218
Chance Of Violent Crime
1 in 1,020
Chance Of Property Crime
1 in 89

Weather

What is the weather like in Fine Lakes, MN year-round?

Fine Lakes experiences four distinct seasons, with warm summers reaching highs of 77°F and cold winters dipping to 0°F. The area receives about 28 inches of rainfall annually and enjoys sunshine on 49% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
0°F
Max
22°F

Summer

Min
52°F
Max
77°F

Spring

Min
32°F
Max
58°F

Fall

Min
34°F
Max
58°F
Average Rainfall Inches
28.3 inches
Sunny Days Percentage
49%

Neighbors

The neighborhood boasts a healthy median household income of $66,800 and a low poverty rate of 9.1%. Over 92% of residents have at least a high school diploma, and nearly 22% hold a bachelor's degree or higher. Commute times average 26 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$35,700
Household Income
$66,800
Family Income
$77,400
Per Capita Income
$31,200
Income Male
$42,000
Income Female
$34,000
Poverty Rate
9.1%
Non English Speakers
3.8%
Rent
$975
Unemployment Rate
4.0%
Public Transport Usage
0.2%
Commute Time
25.7 minutes

Education

High School or Higher
92.2%
Bachelors or More
21.7%

Education

How are the schools in Fine Lakes, MN?

Fine Lakes offers quality education options, with public schools like South Ridge School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Fond du Lac Tribal and Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
South Ridge School
Street
8162 Swan Lake Rd
Phone
218-345-6789
Students
580
Student Teacher Ratio
15.6

Private Schools

Name
Cloquet Christian Academy
Street
1000 14th St
Phone
218-879-6700
Students
120

Colleges

Name
Fond du Lac Tribal and Community College
City
Cloquet
State
MN
Distance
21 miles
Students
1,700

Healthcare

Fine Lakes residents have access to quality healthcare, with major hospitals like Essentia Health St. Mary's Hospital-Superior and Community Memorial Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 94.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Essentia Health St. Mary's Hospital-Superior
Address
3500 Tower Ave, Superior, WI 54880
Phone
(715) 817-7000
Type
General & Surgical
Emergency Services
Yes
Name
Community Memorial Hospital
Address
512 Skyline Blvd, Cloquet, MN 55720
Phone
(218) 879-4641
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
94.8%
Health Care Index
72.5

Housing Market

What is the housing market like in Fine Lakes, MN?

The local housing market is strong, with a median home price of $237,000 and an owner-occupied rate of nearly 84%. The market has seen a 6.2% appreciation over the past year, and rental vacancy rates remain moderate at 6.9%. Fine Lakes offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$237,000
Average Rent For 2 Bedroom
$975
Owner Occupied Rate
84.1%
Rental Vacancy Rate
6.9%
Home Appreciation Rate (1yr)
6.2%
New Construction Rate
1.1%
Foreclosure Rate
0.3%

DMV Information

Residents of Fine Lakes handle vehicle services through the Minnesota Department of Public Safety – Driver and Vehicle Services, conveniently located in St Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Department of Public Safety – Driver and Vehicle Services
Address
445 Minnesota St, St Paul, MN 55101
Phone
651-297-2126

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Fine Lakes, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Fine Lakes, review the core fields on this page: population 1,350, median home value $237,000, average rent for 2 bedroom $975, commute time 25.7 minutes, and sunny days percentage 49%.

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