Minnesota / County

Moving to Fine Lakes, MN

Thinking of making a move to Fine Lakes, MN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Fine Lakes, MN

Considering a move to Fine Lakes, MN? This welcoming community of 2,900 residents offers a blend of suburban charm and convenience, with median home prices around $285,000 and average rents near $1,090. Commute times average 26 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Fine Lakes's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Fine Lakes, MN

Fine Lakes has a population of 2,900 residents, offering a diverse community with a median age of nearly 45 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
2,900
Density
85 per sq mi
Median Age
44.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
3.8%

Ethnic Composition

White
92.4%
Black
1.2%
Asian
1.1%
Others
5.3%

Cost Of Living

What is the average cost of living in Fine Lakes, MN?

The cost of living in Fine Lakes is higher than the national average, with a cost of living index of 96.4. Median home values are around $285,000 and average rents for a two-bedroom apartment are approximately $1,090. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$285,000
Gross Rent
$1,090
Monthly Electricity Charges
$125
Auto Insurance
$1,430
House Owner Cost With Mortgage
$1,780
House Owner Cost Without Mortgage
$590
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
96.4
Grocery
98.2
Housing
92.8
Utilities
101.5
Transportation
95.1
Health Care
99.0
Miscellaneous
97.6

Crime

Is Fine Lakes, MN a safe place to live?

Fine Lakes is considered a safe community, with a low violent crime rate of 92 incidents per 100,000 residents and a property crime chance of 1 in 98. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
92
Property Crimes Per 100k
1,020
Crime Index
1,112
Chance Of Violent Crime
1 in 1,087
Chance Of Property Crime
1 in 98

Weather

What is the weather like in Fine Lakes, MN year-round?

Fine Lakes experiences four distinct seasons, with warm summers reaching highs of 81°F and cold winters dipping to 0°F. The area receives about 29 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
0°F
Max
23°F

Summer

Min
58°F
Max
81°F

Spring

Min
34°F
Max
61°F

Fall

Min
35°F
Max
63°F
Average Rainfall Inches
28.5 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $71,500 and a low poverty rate of 9.4%. Over 94% of residents have at least a high school diploma, and nearly 25% hold a bachelor's degree or higher. Commute times average 26 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$38,000
Household Income
$71,500
Family Income
$82,000
Per Capita Income
$33,500
Income Male
$47,000
Income Female
$39,500
Poverty Rate
9.4%
Non English Speakers
5.1%
Rent
$1,090
Unemployment Rate
3.9%
Public Transport Usage
1.8%
Commute Time
26.4 minutes

Education

High School or Higher
94.1%
Bachelors or More
24.8%

Education

How are the schools in Fine Lakes, MN?

Fine Lakes offers quality education options, with public schools like Fine Lakes Elementary School and Fine Lakes High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Central Lakes College and M State - Staples Campus. The community is committed to educational excellence for all age groups.

Public Schools

Name
Fine Lakes Elementary School
Street
110 School Rd
Phone
218-555-0114
Students
280
Student Teacher Ratio
13.9
Name
Fine Lakes High School
Street
220 Pine Ave
Phone
218-555-0138
Students
410
Student Teacher Ratio
15.2

Private Schools

Name
St. Anne Catholic School
Street
45 Church St
Phone
218-555-0166
Students
120

Colleges

Name
Central Lakes College
City
Brainerd
State
MN
Distance
34 miles
Students
5,500
Name
M State - Staples Campus
City
Staples
State
MN
Distance
28 miles
Students
1,100

Healthcare

Fine Lakes residents have access to quality healthcare, with major hospitals like Lakeview Regional Medical Center and Northland Community Health Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 95.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lakeview Regional Medical Center
Address
1200 Medical Dr, Brainerd, MN 56401
Phone
(218) 555-0142
Type
General & Surgical
Emergency Services
Yes
Name
Northland Community Health Hospital
Address
410 Healthway Blvd, Staples, MN 56479
Phone
(218) 555-0188
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
95.8%
Health Care Index
71.2

Housing Market

What is the housing market like in Fine Lakes, MN?

The local housing market is strong, with a median home price of $285,000 and an owner-occupied rate of nearly 78%. The market has seen a 3.9% appreciation over the past year, and rental vacancy rates remain moderate at 6.7%. Fine Lakes offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$285,000
Average Rent For 2 Bedroom
$1,090
Owner Occupied Rate
78.4%
Rental Vacancy Rate
6.7%
Home Appreciation Rate (1yr)
3.9%
New Construction Rate
1.4%
Foreclosure Rate
0.4%

DMV Information

Residents of Fine Lakes handle vehicle services through the Minnesota Driver and Vehicle Services, conveniently located in St. Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Driver and Vehicle Services
Address
1450 Energy Park Dr, St. Paul, MN 55108
Phone
1-651-297-2126

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Fine Lakes, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Fine Lakes, review the core fields on this page: population 2,900, median home value $285,000, average rent for 2 bedroom $1,090, commute time 26.4 minutes, and sunny days percentage 54%.

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