Everything You Should Know Before Moving to Fine, NY
Considering a move to Fine, NY? This small, close-knit community of 1,257 residents offers a peaceful rural lifestyle with affordable housing—median home prices around $107,500 and average rent at $810. Crime rates are low, and commute times average under half an hour. Local schools feature small class sizes, and you'll enjoy four distinct seasons with crisp summers and snowy winters. With a low cost of living and access to essential amenities, Fine is a great fit for those seeking tranquility and value.
Demographics - Fine, NY
Fine, NY is a small, close-knit town with a population of 1,257 and a low density of just 8 residents per square mile. The community is predominantly White at over 95%, has a median age of 44, and features a balanced gender ratio. The area offers a quiet, rural atmosphere ideal for those seeking a slower pace of life.
Population:
1,257
Density:
8 per sq mi
Median Age:
44.2
Gender Ratio:
100 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
95.2%
Black:
1.2%
Asian:
0.6%
Others:
3.0%
Cost Of Living
What is the average cost of living in Fine, NY?
Living in Fine is affordable, with the median home value at $107,500 and average rent of $810, making it attractive for budget-conscious families. The overall cost of living index is notably below the national average, especially for housing, while utilities and healthcare are slightly higher. State taxes range from 4% to 8.82%, but everyday expenses remain manageable for most residents.
Median House Value:
$107,500
Gross Rent:
$810
Monthly Electricity Charges:
$130
Auto Insurance:
$1,250
House Owner Cost With Mortgage:
$1,130
House Owner Cost Without Mortgage:
$452
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
87.0
Grocery:
96.0
Housing:
60.0
Utilities:
109.0
Transportation:
98.0
Health Care:
101.0
Miscellaneous:
93.0
Crime
Is Fine, NY a safe place to live?
Fine experiences low crime rates, with violent crimes at 120 per 100,000 residents and property crimes at 650 per 100,000. The chance of experiencing a violent crime is 1 in 830, contributing to a sense of safety in the community. The town’s tranquil environment makes it a reassuring place for families and retirees.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
650
Crime Index:
770
Chance Of Violent Crime:
1 in 830
Chance Of Property Crime:
1 in 193
Weather
What is the weather like in Fine, NY year-round?
Residents of Fine enjoy four distinct seasons, including crisp summers with highs around 78°F and cold, snowy winters with lows averaging 6°F. The area receives about 39 inches of rainfall annually and experiences sunny days about 46% of the year. This climate is ideal for those who appreciate seasonal variety and outdoor recreation.
Winter
Min:
6°F
Max:
26°F
Spring
Min:
32°F
Max:
59°F
Summer
Min:
53°F
Max:
78°F
Fall
Min:
34°F
Max:
60°F
Average Rainfall Inches:
39 inches
Sunny Days Percentage:
46%
Neighbors
Fine’s households typically have incomes around $52,800, with a median income of $28,900 and a poverty rate of 16.5%. Most residents are employed locally or commute an average of 27.5 minutes, and nearly 88% have at least a high school education. The town maintains a friendly, small-town feel with limited public transport and a strong sense of community.
Median Income:
$28,900
Household Income:
$52,800
Family Income:
$58,500
Per Capita Income:
$23,800
Income Male:
$36,000
Income Female:
$26,000
Poverty Rate:
16.5%
Non English Speakers:
2.5%
Rent:
$810
Unemployment Rate:
5.8%
Public Transport Usage:
0.7%
Commute Time:
27.5 minutes
Education
High School or Higher:
88.1%
Bachelors or More:
14.7%
Education
How are the schools in Fine, NY?
Fine offers quality education through Clifton-Fine Central School, known for its small class sizes and personalized attention, with a student-teacher ratio of 9.8. While there are no private schools in town, higher education is accessible at SUNY Canton, located just 34 miles away. Families appreciate the supportive environment and close-knit school community.
Public Schools
Name:
Clifton-Fine Central School
Street:
11 Hall Ave
Phone:
315-848-3333
Students:
420
Student Teacher Ratio:
9.8
Colleges
Name:
SUNY Canton
City:
Canton
State:
NY
Distance:
34 miles
Students:
3,200
Healthcare
Fine provides essential healthcare services through Clifton-Fine Hospital, a critical access facility with emergency care available. The town has about 1.1 physicians per 1,000 residents, and 91% of locals have health insurance coverage. While the healthcare index is below the national average, basic needs are met within the community.
Major Hospitals
Name:
Clifton-Fine Hospital
Address:
1014 Oswegatchie Trail, Star Lake, NY 13690
Phone:
(315) 848-3351
Type:
Critical Access
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
91.0%
Health Care Index:
69.5
Housing Market
What is the housing market like in Fine, NY?
The housing market in Fine is affordable, with a median home price of $107,500 and an owner-occupied rate of 74%. Rental options are available, with an average two-bedroom rent of $810 and a low foreclosure rate of 0.3%. Modest home appreciation and new construction rates reflect a stable, accessible market.
Median Home Price:
$107,500
Average Rent For 2 Bedroom:
$810
Owner Occupied Rate:
74.3%
Rental Vacancy Rate:
8.6%
Home Appreciation Rate (1yr):
2.9%
New Construction Rate:
0.7%
Foreclosure Rate:
0.3%
DMV Information
Residents handle vehicle registration and licensing through the New York State Department of Motor Vehicles, with the nearest DMV office located in Utica. Comprehensive services and up-to-date information are available at the state DMV website. Navigating vehicle needs in Fine is straightforward thanks to state resources.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
207 Genesee St, Utica, NY 13501
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.