Minnesota / Lake County

Moving to Finland, MN

Thinking of making a move to Finland, MN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Finland, MN

Considering a move to Finland, MN? This welcoming community of 195 residents offers a blend of suburban charm and convenience, with median home prices around $215,000 and average rents near $850. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (49% annually), ideal for families and commuters alike. Explore Finland's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Finland, MN

Finland has a population of 195 residents, offering a diverse community with a median age of nearly 48 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 0% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
195
Density
7 per sq mi
Median Age
48.1
Gender Ratio
101 males per 100 females
Non-English Speakers Percentage
3.2%

Ethnic Composition

White
95.5%
Black
0.0%
Asian
0.5%
Others
4.0%

Cost Of Living

What is the average cost of living in Finland, MN?

The cost of living in Finland is higher than the national average, with a cost of living index of 98.5. Median home values are around $215,000 and average rents for a two-bedroom apartment are approximately $850. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$215,000
Gross Rent
$850
Monthly Electricity Charges
$120
Auto Insurance
$1,150
House Owner Cost With Mortgage
$1,125
House Owner Cost Without Mortgage
$395
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
98.5
Grocery
95.2
Housing
87.5
Utilities
103.0
Transportation
97.4
Health Care
103.2
Miscellaneous
97.0

Crime

Is Finland, MN a safe place to live?

Finland is considered a safe community, with a low violent crime rate of 115 incidents per 100,000 residents and a property crime chance of 1 in 132. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
115
Property Crimes Per 100k
760
Crime Index
875
Chance Of Violent Crime
1 in 870
Chance Of Property Crime
1 in 132

Weather

What is the weather like in Finland, MN year-round?

Finland experiences four distinct seasons, with warm summers reaching highs of 77°F and cold winters dipping to 0°F. The area receives about 29 inches of rainfall annually and enjoys sunshine on 49% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
0°F
Max
24°F

Summer

Min
51°F
Max
77°F

Spring

Min
28°F
Max
55°F

Fall

Min
35°F
Max
56°F
Average Rainfall Inches
28.7 inches
Sunny Days Percentage
49%

Neighbors

The neighborhood boasts a healthy median household income of $56,400 and a low poverty rate of 11.1%. Over 93% of residents have at least a high school diploma, and nearly 22% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$32,000
Household Income
$56,400
Family Income
$61,500
Per Capita Income
$27,500
Income Male
$34,000
Income Female
$28,000
Poverty Rate
11.1%
Non English Speakers
3.2%
Rent
$850
Unemployment Rate
4.9%
Public Transport Usage
0.0%
Commute Time
26.5 minutes

Education

High School or Higher
92.8%
Bachelors or More
22.4%

Education

How are the schools in Finland, MN?

Finland offers quality education options, with public schools like William Kelley School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Lake Superior College. The community is committed to educational excellence for all age groups.

Public Schools

Name
William Kelley School
Street
137 Banks Blvd, Silver Bay, MN 55614
Phone
218-226-4437
Students
320
Student Teacher Ratio
11.5

Colleges

Name
Lake Superior College
City
Duluth
State
MN
Distance
60 miles
Students
4,200

Healthcare

Finland residents have access to quality healthcare, with major hospitals like Lake View Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.5 per 1,000 people and 92.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lake View Hospital
Address
325 11th Ave, Two Harbors, MN 55616
Phone
(218) 834-7700
Type
Critical Access Hospital
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.5
Health Insurance Coverage
92.8%
Health Care Index
78.5

Housing Market

What is the housing market like in Finland, MN?

The local housing market is strong, with a median home price of $215,000 and an owner-occupied rate of nearly 82%. The market has seen a 7.2% appreciation over the past year, and rental vacancy rates remain moderate at 7.5%. Finland offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$215,000
Average Rent For 2 Bedroom
$850
Owner Occupied Rate
82.0%
Rental Vacancy Rate
7.5%
Home Appreciation Rate (1yr)
7.2%
New Construction Rate
0.7%
Foreclosure Rate
0.3%

DMV Information

Residents of Finland handle vehicle services through the Minnesota Department of Public Safety – Driver and Vehicle Services, conveniently located in St Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Department of Public Safety – Driver and Vehicle Services
Address
445 Minnesota St, St Paul, MN 55101
Phone
651-297-3298

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Finland, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Finland, review the core fields on this page: population 195, median home value $215,000, average rent for 2 bedroom $850, commute time 26.5 minutes, and sunny days percentage 49%.

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