Minnesota / Lake County

Moving to Finland, MN

Thinking of making a move to Finland, MN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Finland, MN

Considering a move to Finland, MN? This welcoming community of 200 residents offers a blend of suburban charm and convenience, with median home prices around $245,000 and average rents near $950. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (51% annually), ideal for families and commuters alike. Explore Finland's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Finland, MN

Finland has a population of 200 residents, offering a diverse community with a median age of nearly 54 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 0% Black, and 0% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
200
Density
7 per sq mi
Median Age
53.8
Gender Ratio
102 males per 100 females
Non-English Speakers Percentage
2.8%

Ethnic Composition

White
96.0%
Black
0.3%
Asian
0.4%
Others
3.3%

Cost Of Living

What is the average cost of living in Finland, MN?

The cost of living in Finland is higher than the national average, with a cost of living index of 95.8. Median home values are around $245,000 and average rents for a two-bedroom apartment are approximately $950. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$245,000
Gross Rent
$950
Monthly Electricity Charges
$145
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,540
House Owner Cost Without Mortgage
$620
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
95.8
Grocery
97.5
Housing
84.6
Utilities
108.4
Transportation
96.7
Health Care
99.2
Miscellaneous
94.1

Crime

Is Finland, MN a safe place to live?

Finland is considered a safe community, with a low violent crime rate of 120 incidents per 100,000 residents and a property crime chance of 1 in 118. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
120
Property Crimes Per 100k
850
Crime Index
970
Chance Of Violent Crime
1 in 833
Chance Of Property Crime
1 in 118

Weather

What is the weather like in Finland, MN year-round?

Finland experiences four distinct seasons, with warm summers reaching highs of 76°F and cold winters dipping to 1°F. The area receives about 30 inches of rainfall annually and enjoys sunshine on 51% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
-1°F
Max
21°F

Summer

Min
56°F
Max
76°F

Spring

Min
28°F
Max
57°F

Fall

Min
31°F
Max
61°F
Average Rainfall Inches
29.5 inches
Sunny Days Percentage
51%

Neighbors

The neighborhood boasts a healthy median household income of $62,000 and a low poverty rate of 11.8%. Over 94% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$49,000
Household Income
$62,000
Family Income
$72,000
Per Capita Income
$28,500
Income Male
$40,500
Income Female
$32,500
Poverty Rate
11.8%
Non English Speakers
4.1%
Rent
$950
Unemployment Rate
5.6%
Public Transport Usage
0.7%
Commute Time
24.8 minutes

Education

High School or Higher
93.5%
Bachelors or More
17.8%

Education

How are the schools in Finland, MN?

Finland offers quality education options, with public schools like Two Harbors High School and Two Harbors Secondary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Lake Superior College and University of Minnesota Duluth. The community is committed to educational excellence for all age groups.

Public Schools

Name
Two Harbors High School
Street
1640 County Hwy 2
Phone
218-834-8201
Students
360
Student Teacher Ratio
14.1
Name
Two Harbors Secondary School
Street
1640 County Hwy 2
Phone
218-834-8201
Students
720
Student Teacher Ratio
13.8

Private Schools

Name
St. Francis Xavier School
Street
408 2nd St
Phone
218-834-2647
Students
85

Colleges

Name
Lake Superior College
City
Duluth
State
MN
Distance
43 miles
Students
5,400
Name
University of Minnesota Duluth
City
Duluth
State
MN
Distance
44 miles
Students
10,500

Healthcare

Finland residents have access to quality healthcare, with major hospitals like Lake View Hospital and Community Memorial Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.4 per 1,000 people and 95.7% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lake View Hospital
Address
32511 Co Rd 13, Two Harbors, MN 55616
Phone
(218) 834-5544
Type
General & Surgical
Emergency Services
Yes
Name
Community Memorial Hospital
Address
515 5th St E, Cromwell, MN 55726
Phone
(218) 644-3675
Type
Critical Access
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.4
Health Insurance Coverage
95.7%
Health Care Index
71.3

Housing Market

What is the housing market like in Finland, MN?

The local housing market is strong, with a median home price of $245,000 and an owner-occupied rate of nearly 82%. The market has seen a 3.9% appreciation over the past year, and rental vacancy rates remain moderate at 8.1%. Finland offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$245,000
Average Rent For 2 Bedroom
$950
Owner Occupied Rate
82.4%
Rental Vacancy Rate
8.1%
Home Appreciation Rate (1yr)
3.9%
New Construction Rate
0.6%
Foreclosure Rate
0.3%

DMV Information

Residents of Finland handle vehicle services through the Minnesota Driver and Vehicle Services, conveniently located in St. Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Driver and Vehicle Services
Address
445 Minnesota Street, Suite 168, St. Paul, MN 55101
Phone
(651) 201-7900

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Finland, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Finland, review the core fields on this page: population 200, median home value $245,000, average rent for 2 bedroom $950, commute time 24.8 minutes, and sunny days percentage 51%.

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