Everything You Should Know Before Moving to Finley, MO
Considering a move to Finley, MO? This small and friendly community of about 800 residents offers affordable living, with median home prices around $185,000 and rents averaging $850. Enjoy a relaxed rural lifestyle, low utility costs, and short 25-minute commutes. Crime rates are below the national average, and families benefit from good local schools and proximity to larger institutions in Springfield. With four distinct seasons and 58% sunny days, Finley is an appealing choice for those seeking a quiet life near city conveniences.
Demographics - Finley, MO
Demographics - Finley, MO
Finley, MO is a close-knit community of about 800 residents, with a median age of 41 and a population density that offers a spacious, rural feel. The city is predominantly White, and has a nearly even gender balance and a small percentage of non-English speakers. Its demographic profile makes Finley a peaceful, family-friendly place with a welcoming atmosphere.
Population:
Estimated 800
Density:
120 per sq mi
Median Age:
41.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
3.8%
Ethnic Composition
White:
93.0%
Black:
1.2%
Asian:
0.5%
Others:
5.3%
Cost Of Living
What is the average cost of living in Finley, MO?
Living in Finley is notably affordable, with a cost of living index of 82.4—well below the national average. Median home values are around $185,000 and average rents are $850, making homeownership accessible. Residents also benefit from low utility and transportation costs, ideal for budget-conscious families and individuals.
Median House Value:
$185,000
Gross Rent:
$850
Monthly Electricity Charges:
$120
Auto Insurance:
$1,280
House Owner Cost With Mortgage:
$1,120
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
1.5%
|
High:
5.4%
Cost Of Living Index:
82.4
Grocery:
93.2
Housing:
70.8
Utilities:
94.5
Transportation:
90.0
Health Care:
88.3
Miscellaneous:
85.7
Crime
Is Finley, MO a safe place to live?
Finley boasts relatively low crime rates, with violent crime occurring at a rate of 210 incidents per 100,000 people and a property crime rate of 1,470 per 100,000. This means residents enjoy a safer environment compared to many larger cities, offering peace of mind for families and retirees. The odds of encountering violent or property crime here are much lower than the national average.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,470
Crime Index:
1,680
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 68
Weather
What is the weather like in Finley, MO year-round?
The city experiences all four seasons, with warm summers peaking at 89°F, mild winters averaging lows of 23°F, and comfortable spring and fall temperatures. Annual rainfall is about 44 inches, and residents enjoy sunshine roughly 58% of the year. This climate supports an active outdoor lifestyle and scenic natural beauty throughout the year.
Winter
Min:
23°F
Max:
43°F
Spring
Min:
46°F
Max:
72°F
Summer
Min:
66°F
Max:
89°F
Fall
Min:
47°F
Max:
72°F
Average Rainfall Inches:
44 inches
Sunny Days Percentage:
58%
Neighbors
Finley residents have a median household income of $56,400 and a family income of $68,200, with a relatively low poverty rate of 10.8%. Most adults have at least a high school diploma, and the average commute is a manageable 25 minutes. The community is primarily English-speaking, with a small percentage of non-English speakers adding to the town's diversity.
Median Income:
$28,500
Household Income:
$56,400
Family Income:
$68,200
Per Capita Income:
$25,700
Income Male:
$35,000
Income Female:
$25,400
Poverty Rate:
10.8%
Non English Speakers:
3.8%
Rent:
$850
Unemployment Rate:
3.6%
Public Transport Usage:
0.4%
Commute Time:
25.7 minutes
Education
High School or Higher:
90.2%
Bachelors or More:
18.5%
Education
How are the schools in Finley, MO?
Families in Finley benefit from well-rated public schools such as Ozark High School and Finley River School, both providing a supportive learning environment. Private school and higher education options are also nearby, with colleges like Missouri State University just a short drive away in Springfield. This combination offers students a range of quality educational opportunities from elementary through college.
Public Schools
Name:
Ozark High School
Street:
1350 W Bluff Dr
Phone:
417-582-5901
Students:
1,600
Student Teacher Ratio:
16.3
Name:
Finley River School
Street:
320 W. Lewis St
Phone:
417-582-5992
Students:
220
Student Teacher Ratio:
14.7
Private Schools
Name:
St. Joseph Catholic Academy
Street:
515 W Sunshine St, Springfield
Phone:
417-866-0667
Students:
190
Colleges
Name:
Ozarks Technical Community College
City:
Springfield
State:
MO
Distance:
16 miles
Students:
10,500
Name:
Missouri State University
City:
Springfield
State:
MO
Distance:
17 miles
Students:
23,700
Healthcare
Access to quality healthcare is convenient, with major hospitals like CoxHealth South and Mercy Hospital Springfield nearby, both offering emergency services. The area has 2.1 physicians per 1,000 residents and nearly 90% of locals have health insurance. This ensures strong medical support for both routine and urgent needs.
Major Hospitals
Name:
CoxHealth South Hospital
Address:
3801 S National Ave, Springfield, MO 65807
Phone:
(417) 269-6000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Mercy Hospital Springfield
Address:
1235 E Cherokee St, Springfield, MO 65804
Phone:
(417) 820-2000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
89.4%
Health Care Index:
69.3
Housing Market
What is the housing market like in Finley, MO?
Finley’s housing market is stable and affordable, with a median home price of $185,000 and average rent for a two-bedroom apartment at $850. About 75% of homes are owner-occupied, and the town sees moderate home appreciation and low foreclosure rates. This environment is ideal for both first-time buyers and those seeking long-term investment.
Median Home Price:
$185,000
Average Rent For 2 Bedroom:
$850
Owner Occupied Rate:
74.7%
Rental Vacancy Rate:
7.5%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.3%
Foreclosure Rate:
0.7%
DMV Information
Residents can handle their licensing and vehicle needs through the Missouri Department of Revenue, conveniently headquartered in Jefferson City. The department offers comprehensive driver and vehicle services both in person and online, ensuring easy access for Finley locals.
State:
Missouri
Department:
Missouri Department of Revenue
Address:
301 West High Street, Jefferson City, MO 65101
Phone:
573-526-3669
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.