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Moving to Fire Island, NY?

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Everything You Should Know Before Moving to Fire Island, NY

Considering a move to Fire Island, NY? This unique barrier island offers a tranquil, car-free lifestyle with a small year-round population of about 300, swelling to over 20,000 in summer. Expect premium housing with a median home price of $850,000, seasonal rental rates, and a cost of living well above the national average. Crime rates are low, with a strong sense of community, and commutes to NYC take about 35 minutes via ferry and train. With its beautiful beaches, relaxed pace, and excellent summer climate, Fire Island is perfect for those seeking a coastal retreat.

Demographics - Fire Island, NY

Demographics - Fire Island, NY

Fire Island has a small year-round population of about 300 residents, which expands to over 20,000 in the summer, making it a peaceful community most of the year and lively during peak season. The median age is 54, indicating a mature population, and the area is predominantly White, with 92% of residents identifying as such. This close-knit demographic makeup contributes to a quiet, neighborly atmosphere ideal for those seeking a slower pace of life.

demograph population
Population:
300 (year-round); up to 20,000+ (summer seasonal)
demograph density
Density:
Varies seasonally, ~150 per sq mi (year-round)
demograph median age
Median Age:
54.0
Demograph Gender Ratio
Gender Ratio:
105 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
7.5%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
92.0%
demograph blacks
Black:
2.5%
demograph asian
Asian:
1.5%
demograph others
Others:
4.0%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Fire Island, NY?

Living on Fire Island comes with a high cost of living, with a median home value around $850,000 and a cost of living index of 178, far above the national average. Rent varies dramatically by season, with off-season rates about $2,500 per month and peak summer rents exceeding $8,000. Expenses for groceries, utilities, and transportation are also above national norms, reflecting the island's premium coastal lifestyle.

cost of living medianHouseValue
Median House Value:
$850,000
cost of living grossRent
Gross Rent:
$2,500 (off-season); $8,000+ (peak summer/month)
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$180
cost of living autoInsurance
Auto Insurance:
$2,200
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$3,300
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$1,250
cost of living stateTaxes State Taxes:
Low:
4%
|
High:
10.9%
cost of living costOfLivingIndex
Cost Of Living Index:
178
cost of living grocery
Grocery:
130
cost of living housing
Housing:
235
cost of living utilities
Utilities:
129
cost of living transportation
Transportation:
145
cost of living health-care
Health Care:
115
cost of living miscellaneous
Miscellaneous:
122

Crime

Crime

Is Fire Island, NY a safe place to live?

Fire Island boasts very low crime rates, with violent crimes at just 70 per 100,000 people and property crimes at 680 per 100,000. The odds of encountering a violent crime are 1 in 1,430, making the island one of the safer communities in the region. This safety, combined with a strong sense of community, is a major draw for residents and seasonal visitors alike.

crime voilentCrimes
Violent Crimes Per 100k:
70 (year-round average; very low)
crime propertyCrime
Property Crimes Per 100k:
680
crime crimeIndex
Crime Index:
750
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 1,430
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 147
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Weather

Weather

What is the weather like in Fire Island, NY year-round?

Fire Island enjoys a temperate coastal climate, with mild winters (lows around 27°F) and warm, breezy summers (highs near 80°F). The island receives about 46.5 inches of annual rainfall and sees sunshine on 58% of days, making it ideal for those who love outdoor recreation and beach activities. Seasonal changes are distinct but rarely extreme, contributing to its appeal as a summer destination.

weather winterWinter
weather min
Min:
27°F
weather max
Max:
39°F
weather springSpring
weather min
Min:
44°F
weather max
Max:
64°F
weather summerSummer
weather min
Min:
66°F
weather max
Max:
80°F
weather fallFall
weather min
Min:
50°F
weather max
Max:
69°F
weather averageRainfallInches
Average Rainfall Inches:
46.5 inches
weather sunnyDays Percentage
Sunny Days Percentage:
58%

Neighbors

Neighbors

The island's residents enjoy a comfortable quality of life, with a median household income of $89,000 and a poverty rate of just over 7%. Educational attainment is high, with nearly 95% completing high school and over half holding a bachelor’s degree or higher. While many work locally or remotely, about 13% commute to the mainland for work, typically traveling about 35 minutes to NYC via ferry and train.

neighbor medianIncome
Median Income:
$48,000
neighbor householdIncome
Household Income:
$89,000
neighbor familyIncome
Family Income:
$96,500
neighbor perCapitaIncome
Per Capita Income:
$57,000
neighbor incomeMale
Income Male:
$60,000
neighbor incomeFemale
Income Female:
$49,000
neighbor povertyRate
Poverty Rate:
7.1%
neighbor nonEnglishSpeakers
Non English Speakers:
7.5%
neighbor rent
Rent:
$2,500 (off-season avg)
neighbor unemployment
Unemployment Rate:
5.2%
neighbor publicTransport
Public Transport Usage:
13.2% (mainland commuters)
neighbor commuteTime
Commute Time:
35 minutes (to NYC via ferry + train)
neighbor educationEducation
neighbor highSchool
High School or Higher:
94.8%
neighbor bachelors
Bachelors or More:
51.1%
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Education

Education

How are the schools in Fire Island, NY?

Fire Island offers a single public elementary school, Woodhull School, with small class sizes and a favorable student-teacher ratio, providing a supportive learning environment. There are no private schools on the island, but families have access to excellent higher education options like Stony Brook University and Suffolk County Community College within 35 miles on the mainland. The community places a strong emphasis on education, as reflected in its high educational attainment levels.

education PublicSchoolsPublic Schools
education publicName
Name:
Woodhull School (K-6, Fire Island UFSD)
education publicStreet
Street:
99 Maple Walk, Ocean Beach
education publicPhone
Phone:
631-583-5626
education publicStudents
Students:
55
education publicStudentTeacherRatio
Student Teacher Ratio:
8.5


education privateSchoolsPrivate Schools
education privateName
Name:
No private schools on Fire Island


education collegesColleges
education collegeName
Name:
Stony Brook University
education collegeCity
City:
Stony Brook
education collegeState
State:
NY
education collegeDistance
Distance:
35 miles (mainland)
education collegeStudents
Students:
26,000


education collegeName
Name:
Suffolk County Community College
education collegeCity
City:
Selden
education collegeState
State:
NY
education collegeDistance
Distance:
29 miles (mainland)
education collegeStudents
Students:
22,000


Healthcare

Healthcare

Fire Island residents have access to quality healthcare, with major hospitals like Good Samaritan University Hospital and South Shore University Hospital located nearby on Long Island. The area boasts a high rate of health insurance coverage at 94.6% and a solid physician ratio of 2.7 per 1,000 people, ensuring prompt medical care when needed. Emergency services are readily available for both year-round and seasonal residents.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Good Samaritan University Hospital
healthcare hospitalAddress
Address:
1000 Montauk Hwy, West Islip, NY 11795
healthcare hospitalPhone
Phone:
(631) 376-3000
healthcare hospitalType
Type:
General & Emergency
healthcare emergencyServices
Emergency Services:
Yes


healthcare hospitalName
Name:
South Shore University Hospital
healthcare hospitalAddress
Address:
301 E Main St, Bay Shore, NY 11706
healthcare hospitalPhone
Phone:
(631) 968-3000
healthcare hospitalType
Type:
General & Emergency
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
2.7
healthcare healthInsuranceCoverage
Health Insurance Coverage:
94.6%
healthcare healthCareIndex
Health Care Index:
76.3
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Fire Island, NY?

Fire Island's housing market is characterized by premium home prices, with a median value of $850,000 and peak summer rentals over $8,000 per month. Most homes are owner-occupied (85%), reflecting the island’s stable residential base, and property values have appreciated by 6% over the past year. Seasonal demand drives up rental prices, while the off-season sees higher vacancy rates.

housing market medianHomePrice
Median Home Price:
$850,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$2,500 (off-season); $8,000+ (peak summer/month)
housing market ownerOccupiedRate
Owner Occupied Rate:
85%
housing market rentalVacancyRate
Rental Vacancy Rate:
22% (off-season)
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
6.0%
housing market newConstructionRate
New Construction Rate:
0.5%
housing market foreclosureRate
Foreclosure Rate:
0.2%

DMV Information

DMV Information

Vehicle registration and licensing for Fire Island residents are managed by the New York State Department of Motor Vehicles, located in nearby Commack. Residents can access DMV services for renewals, licensing, and registrations either online or at the local office. The island’s car-free lifestyle means fewer personal vehicles are needed, but DMV resources remain accessible for those who require them.

dmv state
State:
New York
dmv department
Department:
New York State Department of Motor Vehicles
dmv address
Address:
250 Veterans Memorial Hwy, Commack, NY 11725
dmv phone
Phone:
1-718-477-4820
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Fire Island, NY

Planning a relocation in or near Fire Island? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Fire Island.

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FAQs About Moving to Fire Island, NY

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Check the cost of living, housing, traffic, and public transit in Fire Island. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Fire Island climate and weather.

Moving within Fire Island usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Fire Island. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Fire Island offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Fire Island at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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